New York Community Bank

Deposits held and insured by Flagstar Bank

Overview / Commentary
100 Duffy Ave.
Hicksville, NY 11801
Deposits held and insured by Flagstar Bank

Since The Start

Posted by: |

I come to NYCB via their acquisition of Penn Federal Savings. I only have a savings account but the bank has always been helpful. They refunded wire fees when it was clear I didn't know the policies etc. Branch folks are always very friendly whether in person or on phone. I started with PennFSB in 2000.

My New York Community Bank Experience.

I've been with NYCB for a couple of years in my youth. The bank doesn't have ridiculous stipulations and don't try to stiff their customers on things more well known banks are notorious for. Setting up a checking account is pretty easy and there are no minimums or large over draft fees as well as no ATM fees which is almost unheard of today. Savings accounts are average but they do have better features than other banks, such as a respectable minimum amount (Under $500) and their penalty fee is pretty low as well. While I do approve of the bank, one thing I will suggest if you go with this bank is to make sure you have one in your neighborhood. Branches are extremely sparse and it will become a headache if you need to actually go to the bank regularly. You'd think such a good bank would have a lot more branches available but high quality usually means low quantity unfortunately.

A couple of complaints

Posted by: |

So recently Ohio Savings changed it's automated system to commune with NY Community Bank. WHAT A NIGHTMARE. DEFINITELY not easy to navigate through the system! Then I made a purchase in another state and instead of calling me to make sure of the transactions, they FROZE my account WITHOUT ANY NOTIFICATION. Seriously? What another nightmare. Investigating other banking options after being a loyal customer for over 25 years.

Personal Data Of NYCB Customers Are Compromised By Flagstar Breaches

Posted by: |

Flagstar Bank Breached for the Third Time in Two Years

A long letter from Flagstar Bank confirms that NYCB accounts are affected, suggesting to subscribe for KROLL Identity Monitoring Services.



Data as of Q2 2023

Data displayed below is for insuring bank: Flagstar Bank
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Health Grade Components

FDIC Certificate #32541
Year Established1987
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.43%
Return on Equity - YTD44.49%
Annual Interest Income$2.53B
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$118.7B$24.85B
LoansQ2 2023vs Q2 2022$84.88B$19.16B
DepositsQ2 2023vs Q2 2022$88.63B$17.33B
Equity CapitalQ2 2023vs Q2 2022$11.87B$2.85B
Loan Loss AllowanceQ2 2023vs Q2 2022$594.5MM$122.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$235.3MM$120.2MM
Real Estate OwnedQ2 2023vs Q2 2022$6.8MM$4.8MM
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New York Community Bank CD Rates

5.50%$500$10m7 Month CD Special - New Money
5.50%$500$10m13 Month CD Special - New Money
4.00%$500-24 Month CD


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