North American Savings Bank


Overview / Commentary
816-765-2200
12498 S. 71 Highway
Grandview, MO 64030

North American Savings Bank is headquartered in Grandview and is the 13th largest bank in the state of Missouri. It is also the 404th largest bank in the nation. It was established in 1923 and as of December of 2020, it had grown to 650 employees at 11 locations. North American Savings Bank has an A health rating.

Easy To Open Account

Fairly fast and easy online application compared to most. The only glitch I ran into was when opening an account and purchasing my first CD with them. After you go through the whole application there is a page where you're supposed to enter the amount of the CD you want, the default is $1,000. For some reason I missed that, so when I got to the end I couldn't change the $1,000 to what I wanted. There is no way to edit it and when I called them they can't do it either so I had to completely start over. This meant calling them and having them wipe my slate clean, clear my cache on computer and create new password and user name. But I'm still giving them a five because even though the place to enter the number didn't stand out to me that could have been just me.

NASB Terms Details

Posted by: |

Was looking into NASB, but found some limits in the details:
$7.50 monthly fee if no activity for 6 months
$1,500,000 Deposit limit then rate drops to 0.1%

Difficult To Put More Than 100K Into Account

Posted by: |

Be aware that you can only deposit 100K when you sign up, and can only transfer 20K a day to your account by ACH. To transfer more, you have to wire.

Be Aware Of Unusual Fees

Posted by: |

This 'savings' bank charges you a $7.50 per month inactivity fee for depositing money with them in a savings account and simply leaving it on deposit. The interest paid hardly compensates for this charge.

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Health

Health Grade Components

Overall
FDIC Certificate #29708
Year Established1923
Employees650
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.51%
Return on Equity - YTD35.91%
Annual Interest Income$126.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$2.59B$2.50B
LoansQ4 2020vs Q4 2019$2.24B$2.24B
DepositsQ4 2020vs Q4 2019$1.70B$1.66B
Equity CapitalQ4 2020vs Q4 2019$379.3MM$278.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$31.1MM$22.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$15.1MM$11.3MM
Real Estate OwnedQ4 2020vs Q4 2019$3.7MM$4.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not North American Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North American Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Performance Savings
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Select III Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $75k
0.25%$15k-Super Saver Account (In-branch Only)
0.10%$100-Statement Savings
0.10%$50-Smart Savers Savings
0.10%$25-Stepping Stones Savings
0.10%$100-IRA Savings

North American Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*$1.5mPremium Money Market (In-branch Only)
OTHER TIERS: 0.15% $5k - $25k

North American Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*$50kProsper Checking
OTHER TIERS: 0.05% Up to $5k | 0.15% $50k - $1.5m

North American Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 - 120 Month CD - checking balance $10K+
0.55%$1k-60 - 120 Month CD - checking balance $2.5K - $10K
0.55%$1k-48 - 59 Month CD - checking balance $10K+
0.50%$1k-60 - 120 Month CD - checking balance $1K - $2.5K
0.50%$1k-48 - 59 Month CD - checking balance $2.5K - $10K
0.45%$1k-60 - 120 Month CD
0.45%$1k-48 - 59 Month CD - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month CD - checking balance $10K+
0.40%$1k-48 - 59 Month CD
0.40%$1k-36 - 47 Month CD - checking balance $2.5K - $10K
0.40%$1k-15 Month CD - checking balance $10K+
0.35%$1k-36 - 47 Month CD - checking balance $1K - $2.5K
0.35%$1k-24 - 35 Month CD - checking balance $10K+
0.35%$1k-7 Month CD - checking balance $10K
0.35%$1k-15 Month CD - checking balance $2.5K - $10K
0.30%$1k-36 - 47 Month CD
0.30%$1k-24 - 35 Month CD - checking balance $2.5K - $10K
0.30%$1k-7 Month CD - checking balance $2.5K - $10K
0.30%$1k-15 Month CD - checking balance $1K - $2.5K
0.25%$1k-24 - 35 Month CD - checking balance $1K - $2.5K
0.25%$1k-12 - 23 Month CD - checking balance $10K+
0.25%$1k-7 Month CD - checking balance $1K - $2.5K
0.25%$1k-15 Month CD
0.20%$1k-24 - 35 Month CD
0.20%$1k-12 - 23 Month CD - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month CD - checking balance $10K+
0.20%$1k-6 - 11 Month CD - checking balance $10K+
0.20%$1k-7 Month CD
0.15%$1k-12 - 23 Month CD - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month CD - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month CD - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month CD
0.10%$1k-3 - 5 Month CD - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month CD - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month CD
0.05%$1k-6 - 11 Month CD

North American Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 - 120 Month IRA - checking balance $10K
0.55%$1k-60 - 120 Month IRA - checking balance $2.5K - $10K
0.55%$1k-48 - 59 Month IRA - checking balance $10K
0.50%$1k-60 - 120 Month IRA - checking balance $1K - $2.5K
0.50%$1k-48 - 59 Month IRA - checking balance $2.5K - $10K
0.45%$1k-60 - 120 Month IRA
0.45%$1k-48 - 59 Month IRA - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month IRA - checking balance $10K
0.40%$1k-48 - 59 Month IRA
0.40%$1k-36 - 47 Month IRA - checking balance $2.5K - $10K
0.40%$1k-15 Month IRA - checking balance $10K+
0.35%$1k-36 - 47 Month IRA - checking balance $1K - $2.5K
0.35%$1k-24 - 35 Month IRA - checking balance $10K
0.35%$1k-7 Month IRA - checking balance $10K
0.35%$1k-15 Month IRA - checking balance $2.5K - $10K
0.30%$1k-36 - 47 Month IRA
0.30%$1k-24 - 35 Month IRA - checking balance $2.5K - $10K
0.30%$1k-7 Month IRA - checking balance $2.5K - $10K
0.30%$1k-15 Month IRA - checking balance $1K - $2.5K
0.25%$1k-24 - 35 Month IRA - checking balance $1K - $2.5K
0.25%$1k-12 - 23 Month IRA - checking balance $10K
0.25%$100-12 Month Fixed IRA - checking balance $10K
0.25%$1k-7 Month IRA - checking balance $1K - $2.5K
0.25%$1k-15 Month IRA
0.20%$1k-24 - 35 Month IRA
0.20%$1k-12 - 23 Month IRA - checking balance $2.5K - $10K
0.20%$100-12 Month Fixed IRA - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month IRA - checking balance $10K
0.20%$1k-6 - 11 Month IRA - checking balance $10K
0.20%$1k-7 Month IRA
0.15%$1k-12 - 23 Month IRA - checking balance $1K - $2.5K
0.15%$100-12 Month Fixed IRA - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month IRA - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month IRA - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month IRA
0.10%$100-12 Month Fixed IRA
0.10%$1k-3 - 5 Month IRA - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month IRA - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month IRA
0.05%$1k-6 - 11 Month IRA
Locations

Availability



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