North American Savings Bank


Overview / Commentary
816-765-2200
12498 S. 71 Highway
Grandview, MO 64030

North American Savings Bank is headquartered in Grandview and is the 11th largest bank in the state of Missouri. It is also the 404th largest bank in the nation. It was established in 1923 and as of September of 2020, it had grown to 602 employees at 11 locations. North American Savings Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Erik And NASB Is The Best. I Had A Great Experience!

Posted by: |

NASB can’t be beat, trust me. I have been a Financial Analyst for a long time and I know numbers. I shopped thoroughly for the best rate and the lowest fees. Refinancing and purchasing homes can be expensive. I’ve seen too many bad deals and I’ve seen a lot of good people get taken advantage of. I refinanced my house with NASB and they were able to lower my interest rate from a 4.75% to 3.5%, no points. I’m going to save so much from interest. It was a no brainer since I plan to live in my home for a long time and pay extra on top of my regular payment so I can pay it off faster. There is no better feeling than knowing you got a great deal.

Erik is simply the best and most honest Sr. Loan Consultant I have ever worked with. I’m from California and my mortgage was with Quicken loans. Quicken and one other lender that I personally know from my city even tried to beat their deal and out of pure honesty, they both called me and told me to go with NASB. They couldn’t even get near his pricing. They use a legit Title company too.

I have 0 complaints and the process was very quick. They closed me in less then 30 days. Back to Erik, he answered all of my questions via phone, text and emails. Even with the time zone difference, Erik still was able to always reply right away. He’s a professional. His credentials and education background prove it. Add him on LinkedIn and you’ll see what I’m saying. No doubt, if I ever want to purchase another house, I’m going with NASB.

I’m going to definitely recommend Erik Rogers and NASB to all of my friends and family. Thank you again Erik.

His email is eroge[email protected]

NASB Terms Details

Posted by: |

Was looking into NASB, but found some limits in the details:
$7.50 monthly fee if no activity for 6 months
$1,500,000 Deposit limit then rate drops to 0.1%

Difficult To Put More Than 100K Into Account

Posted by: |

Be aware that you can only deposit 100K when you sign up, and can only transfer 20K a day to your account by ACH. To transfer more, you have to wire.

NASB Is An Absolutely Horrible Bank!!!

Do NOT bank with North American Savings Bank!!!!! Their staff is extremely rude. They steal money from deceased account owners, deny it, then hang up on you when you try to address the issue. They deny you any service despite paying outrageous service fees. They blame not being able to help you with anything on “their policies” yet they will never show you what “their policies” are! They already have their mind made up that they will not help you in any way before you even call.

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Health

Health Grade Components

Overall
FDIC Certificate #29708
Year Established1923
Employees602
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD4.64%
Return on Equity - YTD38.57%
Annual Interest Income$95.3MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$2.54B$2.59B
LoansQ3 2020vs Q3 2019$2.17B$2.32B
DepositsQ3 2020vs Q3 2019$1.78B$1.86B
Equity CapitalQ3 2020vs Q3 2019$355.6MM$267.0MM
Loan Loss AllowanceQ3 2020vs Q3 2019$31.0MM$23.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$15.2MM$11.8MM
Real Estate OwnedQ3 2020vs Q3 2019$3.8MM$3.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not North American Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North American Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$15k-Super Saver Account (In-branch Only)
0.25%*$75k*-Performance Savings
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Select III Savings
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $75k
0.10%$100-Statement Savings
0.10%$50-Smart Savers Savings
0.10%$25-Stepping Stones Savings
0.10%$100-IRA Savings

North American Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*$1.5mPremium Money Market (In-branch Only)
OTHER TIERS: 0.25% Up to $25k
0.35%*$50k*$1.5mMoney Market
OTHER TIERS: 0.15% Up to $25k | 0.25% $25k - $50k

North American Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*$50kProsper Checking
OTHER TIERS: 0.05% Up to $5k | 0.15% $50k - $1.5m

North American Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 - 120 Month CD - checking balance $10K+
0.65%$1k-60 - 120 Month CD - checking balance $2.5K - $10K
0.65%$1k-48 - 59 Month CD - checking balance $10K+
0.60%$1k-60 - 120 Month CD - checking balance $1K - $2.5K
0.60%$1k-48 - 59 Month CD - checking balance $2.5K - $10K
0.60%$1k-15 Month CD - checking balance $10K+
0.55%$1k-60 - 120 Month CD
0.55%$1k-48 - 59 Month CD - checking balance $1K - $2.5K
0.55%$1k-36 - 47 Month CD - checking balance $10K+
0.55%$1k-15 Month CD - checking balance $2.5K - $10K
0.50%$1k-48 - 59 Month CD
0.50%$1k-36 - 47 Month CD - checking balance $2.5K - $10K
0.50%$1k-15 Month CD - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month CD - checking balance $1K - $2.5K
0.45%$1k-24 - 35 Month CD - checking balance $10K+
0.45%$1k-7 Month CD - checking balance $10K
0.45%$1k-15 Month CD
0.40%$1k-36 - 47 Month CD
0.40%$1k-24 - 35 Month CD - checking balance $2.5K - $10K
0.40%$1k-7 Month CD - checking balance $2.5K - $10K
0.35%$1k-24 - 35 Month CD - checking balance $1K - $2.5K
0.35%$1k-7 Month CD - checking balance $1K - $2.5K
0.30%$1k-24 - 35 Month CD
0.30%$1k-7 Month CD
0.25%$1k-12 - 23 Month CD - checking balance $10K+
0.20%$1k-12 - 23 Month CD - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month CD - checking balance $10K+
0.20%$1k-6 - 11 Month CD - checking balance $10K+
0.15%$1k-12 - 23 Month CD - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month CD - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month CD - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month CD
0.10%$1k-3 - 5 Month CD - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month CD - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month CD
0.05%$1k-6 - 11 Month CD

North American Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 - 120 Month IRA - checking balance $10K
0.65%$1k-60 - 120 Month IRA - checking balance $2.5K - $10K
0.65%$1k-48 - 59 Month IRA - checking balance $10K
0.60%$1k-60 - 120 Month IRA - checking balance $1K - $2.5K
0.60%$1k-48 - 59 Month IRA - checking balance $2.5K - $10K
0.60%$1k-15 Month IRA - checking balance $10K+
0.55%$1k-60 - 120 Month IRA
0.55%$1k-48 - 59 Month IRA - checking balance $1K - $2.5K
0.55%$1k-36 - 47 Month IRA - checking balance $10K
0.55%$1k-15 Month IRA - checking balance $2.5K - $10K
0.50%$1k-48 - 59 Month IRA
0.50%$1k-36 - 47 Month IRA - checking balance $2.5K - $10K
0.50%$1k-15 Month IRA - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month IRA - checking balance $1K - $2.5K
0.45%$1k-24 - 35 Month IRA - checking balance $10K
0.45%$1k-7 Month IRA - checking balance $10K
0.45%$1k-15 Month IRA
0.40%$1k-36 - 47 Month IRA
0.40%$1k-24 - 35 Month IRA - checking balance $2.5K - $10K
0.40%$1k-7 Month IRA - checking balance $2.5K - $10K
0.35%$1k-24 - 35 Month IRA - checking balance $1K - $2.5K
0.35%$1k-7 Month IRA - checking balance $1K - $2.5K
0.30%$1k-24 - 35 Month IRA
0.30%$1k-7 Month IRA
0.25%$1k-12 - 23 Month IRA - checking balance $10K
0.25%$100-12 Month Fixed IRA - checking balance $10K
0.20%$1k-12 - 23 Month IRA - checking balance $2.5K - $10K
0.20%$100-12 Month Fixed IRA - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month IRA - checking balance $10K
0.20%$1k-6 - 11 Month IRA - checking balance $10K
0.15%$1k-12 - 23 Month IRA - checking balance $1K - $2.5K
0.15%$100-12 Month Fixed IRA - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month IRA - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month IRA - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month IRA
0.10%$100-12 Month Fixed IRA
0.10%$1k-3 - 5 Month IRA - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month IRA - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month IRA
0.05%$1k-6 - 11 Month IRA
Locations

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