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  2. North American Savings Bank

North American Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%Reward CheckingRewards Checking
1.84% - National Average
0.55%SavingsE-Savings
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
1.01%5-year CD60 - 120 Month CD
2.40% - Goldman Sachs Bank USA 5 Year CDAdvertisement
View all North American Savings Bank rates »

Overview / Commentary
www.nasb.com
816-765-2200
125th And South 71 Highway
Grandview, MO 64030

North American Savings Bank is headquartered in Grandview and is the 11th largest bank in the state of Missouri. It is also the 404th largest bank in the nation. It was established in 1923 and as of June of 2017, it had grown to 462 employees at 11 locations. North American Savings Bank's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Related Posts

NASB Has Nationally Available 24-month CD w/Checking - 5/26/2017

NASB is offering a nationally available 24-month CD that earns 2.02% APY when a minimum $10k balance is maintained in an NASB checking account. CD min deposit is $1k.

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Reviews (4)

Wonderful Banking Institution

Posted by: Michelle Eagleman Decker | Dec 11, 2014

I have had my bank account with NASB for 34 years and my parents has their account with them since 1959. I have never had any problems and they have always been friendly and helpful. I never had any reason to ever change banks which makes it easy to remain loyal to this banking institution.

2

Great online bank

Posted by: helenfisher96 | Jun 20, 2017

I was hesitant about opening an online back since being able to see someone in person is so much more personable, however, my experience with NASB has been great. Their rates are competitive and their messaging center is superb. Every time I have emailed with a question, I would receive a response within a few hours. My only issue is that transferring money between accounts does take longer than expected. With my wells fargo account, a money transfer would be seen within a day or two. But with NASB, a money transfer between account took 5 days.

1

NASB Terms Details

Posted by: barry_NY | Dec 2, 2015

Was looking into NASB, but found some limits in the details:
$7.50 monthly fee if no activity for 6 months
$1,500,000 Deposit limit then rate drops to 0.1%

8

Do Not Use NASB For Your Mortgage!!!

Posted by: cmm325 | Dec 30, 2011

From the beginning it appeared that going with NASB for my mortgage would be a smooth process.  This was far from the truth when it got down to crunch time. I DO NOT recommending contacting NASB for anything at all regarding a mortgage.

 

NASB had 30 days to secure a loan and 38 days to close on my condo.  The day before I was suppose to have a loan commitment I received an email from my loan officer at 3:42PM stating they would be late.  They had to do an extra “field review”.  Mind you my agent said they had never had this problem with the previous 28 units sold in the condo development.  Wells Fargo, NASB’s underwriter, demanded this field review to sign off on the loan.  The review itself was a bit ridiculous itself considering the developments past, but to realize the review needed to happen less than 24 hours before a loan commitment was due?  That’s inexcusable.  NASB was 10 days late securing a loan commitment while up until 2 days before it was due all I heard was “Don’t worry we will get it done on time”.  This caused me to close 8 business days later than I was expecting to.   Also they charged me an extra $325 for an extra appraisal (which was basically just a second appraiser double checking what the first one did) and would not waive that fee even thought NASB was late every single step of the way.

 

In summary, in a time critical process NASB and their underwriter’s weren’t able to meet any sort of a deadline at all.  What good is a decent rating on the BBB website if you can’t meet any deadlines as a mortgage provider??  That’s like being an eight foot ball basketball player and not being able to catch, dribble, or shoot the basketball.  PLEASE use somebody else to secure a loan for your new house or condo to avoid what I had to go through.  NASB failed to meet any expectations I had for them.  I know every company has little slip ups.  This was a major one.  Stay away from NASB for your mortgage if you want to close on your home on time.  Everything NASB was extremely last minute.  Reply to this review and I can email you actual emails from NASB with dates and time stamps on them.

5


Health
A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29708
Year Established1923
Employees462
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.45%
Annual Interest Income$46.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$2.06B$1.73B
LoansQ2 2017vs Q2 2016$1.70B$1.42B
DepositsQ2 2017vs Q2 2016$1.34B$1.14B
Equity CapitalQ2 2017vs Q2 2016$230.3MM$210.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$17.8MM$15.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.9MM$13.8MM
Real Estate OwnedQ2 2017vs Q2 2016$4.5MM$7.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North American Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$20k-E-Savings
0.50%*$75k*-Performance Savings
OTHER TIERS: 0.25% → $5k - $25k | 0.35% → $25k - $50k | 0.45% → $50k - $75k
0.45%*$75k*-Select III Savings
OTHER TIERS: 0.10% → Up to $5k | 0.20% → $5k - $25k | 0.35% → $25k - $75k
0.34%$50-Smart Savers Savings
0.14%$100-Statement Savings
0.14%$25-Stepping Stones Savings
0.14%--IRA Savings
0.05%$50-Deposit the Difference Savings

North American Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-Money Market Special
OTHER TIERS: 0.50% → Up to $25k | 0.60% → $25k - $50k
0.45%*$50k*-Money Market
OTHER TIERS: 0.20% → Up to $25k | 0.30% → $25k - $50k

North American Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*-$25kRewards Checking
OTHER TIERS: 0.30% → $25k+
0.15%*$2,500*-Elite 50 Checking
OTHER TIERS: 0.10% → Up to $2,500
0.15%*$2,500*-Preferred Checking
OTHER TIERS: 0.10% → Up to $2,500

North American Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-11 Month CD - checking balance $10K+
1.41%$1k-11 Month CD - checking balance $2.5K - $10K
1.31%$1k-11 Month CD - checking balance $1K - $2.5K
1.16%$1k-60 - 120 Month CD - checking balance $10K+
1.11%$1k-60 - 120 Month CD - checking balance $2.5K - $10K
1.11%$1k-48 - 59 Month CD - checking balance $10K+
1.11%$1k-11 Month CD
1.06%$1k-60 - 120 Month CD - checking balance $1K - $2.5K
1.06%$1k-48 - 59 Month CD - checking balance $2.5K - $10K
1.01%$1k-60 - 120 Month CD
1.01%$1k-48 - 59 Month CD - checking balance $1K - $2.5K
0.95%$1k-48 - 59 Month CD
0.95%$1k-36 - 47 Month CD - checking balance $10K+
0.90%$1k-36 - 47 Month CD - checking balance $2.5K - $10K
0.85%$1k-36 - 47 Month CD - checking balance $1K - $2.5K
0.85%$1k-24 - 35 Month CD - checking balance $10K+
0.80%$1k-36 - 47 Month CD
0.80%$1k-24 - 35 Month CD - checking balance $2.5K - $10K
0.75%$1k-24 - 35 Month CD - checking balance $1K - $2.5K
0.70%$1k-24 - 35 Month CD
0.35%$1k-12 - 23 Month CD - checking balance $10K+
0.30%$1k-12 - 23 Month CD - checking balance $2.5K - $10K
0.30%$1k-6 - 11 Month CD - checking balance $10K+
0.25%$1k-12 - 23 Month CD - checking balance $1K - $2.5K
0.25%$1k-6 - 11 Month CD - checking balance $2.5K - $10K
0.25%$1k-3 - 5 Month CD - checking balance $10K+
0.20%$1k-12 - 23 Month CD
0.20%$1k-6 - 11 Month CD - checking balance $1K - $2.5K
0.20%$1k-3 - 5 Month CD - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month CD
0.15%$1k-3 - 5 Month CD - checking balance $1K - $2.5K
0.10%$1k-3 - 5 Month CD

North American Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-11 Month IRA - checking balance $10K+
1.41%$1k-11 Month IRA - checking balance $2.5K - $10K
1.31%$1k-11 Month IRA - checking balance $1K - $2.5K
1.16%$1k-60 - 120 Month IRA - checking balance $10K
1.11%$1k-11 Month IRA
1.11%$1k-60 - 120 Month IRA - checking balance $2.5K - $10K
1.11%$1k-48 - 59 Month IRA - checking balance $10K
1.06%$1k-60 - 120 Month IRA - checking balance $1K - $2.5K
1.06%$1k-48 - 59 Month IRA - checking balance $2.5K - $10K
1.01%$1k-60 - 120 Month IRA
1.01%$1k-48 - 59 Month IRA - checking balance $1K - $2.5K
0.95%$1k-48 - 59 Month IRA
0.95%$1k-36 - 47 Month IRA - checking balance $10K
0.90%$1k-36 - 47 Month IRA - checking balance $2.5K - $10K
0.85%$1k-36 - 47 Month IRA - checking balance $1K - $2.5K
0.85%$1k-24 - 35 Month IRA - checking balance $10K
0.80%$1k-36 - 47 Month IRA
0.80%$1k-24 - 35 Month IRA - checking balance $2.5K - $10K
0.75%$1k-24 - 35 Month IRA - checking balance $1K - $2.5K
0.70%$1k-24 - 35 Month IRA
0.35%$1k-12 - 23 Month IRA - checking balance $10K
0.35%$100-12 Month Fixed IRA - checking balance $10K
0.30%$1k-12 - 23 Month IRA - checking balance $2.5K - $10K
0.30%$100-12 Month Fixed IRA - checking balance $2.5K - $10K
0.30%$1k-6 - 11 Month IRA - checking balance $10K
0.25%$1k-12 - 23 Month IRA - checking balance $1K - $2.5K
0.25%$100-12 Month Fixed IRA - checking balance $1K - $2.5K
0.25%$1k-6 - 11 Month IRA - checking balance $2.5K - $10K
0.25%$1k-3 - 5 Month IRA - checking balance $10K
0.20%$1k-12 - 23 Month IRA
0.20%$100-12 Month Fixed IRA
0.20%$1k-6 - 11 Month IRA - checking balance $1K - $2.5K
0.20%$1k-3 - 5 Month IRA - checking balance $2.5K - $10K
0.15%$1k-3 - 5 Month IRA - checking balance $1K - $2.5K
0.15%$1k-6 - 11 Month IRA
0.10%$1k-3 - 5 Month IRA
Locations

Availability