North American Savings Bank


Overview / Commentary
816-765-2200
12498 S. 71 Highway
Grandview, MO 64030

North American Savings Bank is headquartered in Grandview and is the 16th largest bank in the state of Missouri. It is also the 465th largest bank in the nation. It was established in 1923 and as of September of 2021, it had grown to 682 employees at 10 locations. North American Savings Bank has a B+ health rating.

Easy To Open Account

Fairly fast and easy online application compared to most. The only glitch I ran into was when opening an account and purchasing my first CD with them. After you go through the whole application there is a page where you're supposed to enter the amount of the CD you want, the default is $1,000. For some reason I missed that, so when I got to the end I couldn't change the $1,000 to what I wanted. There is no way to edit it and when I called them they can't do it either so I had to completely start over. This meant calling them and having them wipe my slate clean, clear my cache on computer and create new password and user name. But I'm still giving them a five because even though the place to enter the number didn't stand out to me that could have been just me.

NASB Terms Details

Posted by: |

Was looking into NASB, but found some limits in the details:
$7.50 monthly fee if no activity for 6 months
$1,500,000 Deposit limit then rate drops to 0.1%

Difficult To Put More Than 100K Into Account

Posted by: |

Be aware that you can only deposit 100K when you sign up, and can only transfer 20K a day to your account by ACH. To transfer more, you have to wire.

Be Aware Of Unusual Fees

Posted by: |

This 'savings' bank charges you a $7.50 per month inactivity fee for depositing money with them in a savings account and simply leaving it on deposit. The interest paid hardly compensates for this charge.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #29708
Year Established1923
Employees682
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.64%
Return on Equity - YTD16.2%
Annual Interest Income$83.1MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$2.35B$2.54B
LoansQ3 2021vs Q3 2020$1.99B$2.17B
DepositsQ3 2021vs Q3 2020$1.38B$1.78B
Equity CapitalQ3 2021vs Q3 2020$399.8MM$355.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$26.2MM$31.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$13.3MM$15.2MM
Real Estate OwnedQ3 2021vs Q3 2020$7.8MM$3.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not North American Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North American Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*$200kPerformance Savings
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k+
0.25%*$75k*-Select III Savings
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $75k
0.25%$15k-Super Saver Account (In-branch Only)
0.10%$100-Statement Savings
0.10%$100-IRA Savings
0.05%$50-Smart Savers Savings
0.05%$25-Stepping Stones Savings

North American Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*$1.5mPremium Money Market (In-branch Only)
OTHER TIERS: 0.15% $5k - $25k

North American Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*$50kProsper Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $50k - $1.5m

North American Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-3 Year CD Special - checking balance $10K+
0.95%$1k-3 Year CD Special - checking balance $2.5K - $10K
0.90%$1k-3 Year CD Special - checking balance $1K - $2.5K
0.85%$1k-3 Year CD Special
0.70%$1k-15 Month CD - checking balance $10K+
0.65%$1k-15 Month CD - checking balance $2.5K - $10K
0.60%$1k-60 - 120 Month CD - checking balance $10K+
0.60%$1k-15 Month CD - checking balance $1K - $2.5K
0.55%$1k-60 - 120 Month CD - checking balance $2.5K - $10K
0.55%$1k-48 - 59 Month CD - checking balance $10K+
0.55%$1k-15 Month CD
0.50%$1k-60 - 120 Month CD - checking balance $1K - $2.5K
0.50%$1k-48 - 59 Month CD - checking balance $2.5K - $10K
0.45%$1k-60 - 120 Month CD
0.45%$1k-48 - 59 Month CD - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month CD - checking balance $10K+
0.45%$1k-7 Month CD - checking balance $10K
0.40%$1k-48 - 59 Month CD
0.40%$1k-36 - 47 Month CD - checking balance $2.5K - $10K
0.40%$1k-7 Month CD - checking balance $2.5K - $10K
0.35%$1k-36 - 47 Month CD - checking balance $1K - $2.5K
0.35%$1k-24 - 35 Month CD - checking balance $10K+
0.35%$1k-7 Month CD - checking balance $1K - $2.5K
0.30%$1k-36 - 47 Month CD
0.30%$1k-24 - 35 Month CD - checking balance $2.5K - $10K
0.30%$1k-7 Month CD
0.25%$1k-24 - 35 Month CD - checking balance $1K - $2.5K
0.25%$1k-12 - 23 Month CD - checking balance $10K+
0.20%$1k-24 - 35 Month CD
0.20%$1k-12 - 23 Month CD - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month CD - checking balance $10K+
0.20%$1k-6 - 11 Month CD - checking balance $10K+
0.15%$1k-12 - 23 Month CD - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month CD - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month CD - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month CD
0.10%$1k-3 - 5 Month CD - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month CD - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month CD
0.05%$1k-6 - 11 Month CD

North American Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-15 Month IRA - checking balance $10K+
0.65%$1k-15 Month IRA - checking balance $2.5K - $10K
0.60%$1k-60 - 120 Month IRA - checking balance $10K
0.60%$1k-15 Month IRA - checking balance $1K - $2.5K
0.55%$1k-60 - 120 Month IRA - checking balance $2.5K - $10K
0.55%$1k-48 - 59 Month IRA - checking balance $10K
0.55%$1k-15 Month IRA
0.50%$1k-60 - 120 Month IRA - checking balance $1K - $2.5K
0.50%$1k-48 - 59 Month IRA - checking balance $2.5K - $10K
0.45%$1k-60 - 120 Month IRA
0.45%$1k-48 - 59 Month IRA - checking balance $1K - $2.5K
0.45%$1k-36 - 47 Month IRA - checking balance $10K
0.45%$1k-7 Month IRA - checking balance $10K
0.40%$1k-48 - 59 Month IRA
0.40%$1k-36 - 47 Month IRA - checking balance $2.5K - $10K
0.40%$1k-7 Month IRA - checking balance $2.5K - $10K
0.35%$1k-36 - 47 Month IRA - checking balance $1K - $2.5K
0.35%$1k-24 - 35 Month IRA - checking balance $10K
0.35%$1k-7 Month IRA - checking balance $1K - $2.5K
0.30%$1k-36 - 47 Month IRA
0.30%$1k-24 - 35 Month IRA - checking balance $2.5K - $10K
0.30%$1k-7 Month IRA
0.25%$1k-24 - 35 Month IRA - checking balance $1K - $2.5K
0.25%$1k-12 - 23 Month IRA - checking balance $10K
0.25%$100-12 Month Fixed IRA - checking balance $10K
0.20%$1k-24 - 35 Month IRA
0.20%$1k-12 - 23 Month IRA - checking balance $2.5K - $10K
0.20%$100-12 Month Fixed IRA - checking balance $2.5K - $10K
0.20%$1k-3 - 5 Month IRA - checking balance $10K
0.20%$1k-6 - 11 Month IRA - checking balance $10K
0.15%$1k-12 - 23 Month IRA - checking balance $1K - $2.5K
0.15%$100-12 Month Fixed IRA - checking balance $1K - $2.5K
0.15%$1k-3 - 5 Month IRA - checking balance $2.5K - $10K
0.15%$1k-6 - 11 Month IRA - checking balance $2.5K - $10K
0.10%$1k-12 - 23 Month IRA
0.10%$100-12 Month Fixed IRA
0.10%$1k-3 - 5 Month IRA - checking balance $1K - $2.5K
0.10%$1k-6 - 11 Month IRA - checking balance $1K - $2.5K
0.05%$1k-3 - 5 Month IRA
0.05%$1k-6 - 11 Month IRA
Locations


Cities: Excelsior Springs, Gladstone, Grandview, Harrisonville, Independence, Kansas City, Lee's Summit, Lexington, Platte City, St. Joseph

Excelsior Springs Branches
Community Bank - Excelsior Springs Branch1001 N Jesse James RoadExcelsior Springs, MO 64024

Gladstone Branches
North Oak Trafficway Branch8501 North Oak TrafficwayGladstone, MO 64119

Grandview Branches
North American Savings Bank, F.S.B.125th and South 71 HighwayGrandview, MO 64030

Harrisonville Branches
2002 East Mechanic St Branch2002 East Mechanic StreetHarrisonville, MO 64701

Independence Branches
11400 East 23rd Branch11400 E 23rd StreetIndependence, MO 64052

Kansas City Branches
7012 NW Barry Road Branch7012 Nw Barry RoadKansas City, MO 64153

Lee's Summit Branches
291 Highway Branch646 North 291 HighwayLee's Summit, MO 64063

Lexington Branches
Lexington Branch205 South 13th StreetLexington, MO 64067

Platte City Branches
Platte City Branch2707 Prairie View RoadPlatte City, MO 64079

St. Joseph Branches
920 Belt Highway Branch920 Belt HighwaySt. Joseph, MO 64501

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