North East Texas Credit Union

Overview / Commentary
1115 Lone Star Blvd
Lone Star, TX 75668

North East Texas Credit Union is headquartered in Lone Star and is the 99th largest credit union in the state of Texas. It is also the 1,230th largest credit union in the nation. It was established in 1948 and as of September of 2019, it had grown to 54 employees and 14,316 members at 7 locations. North East Texas Credit Union's CD rates are 96% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to who live or work in Marion, Morris or Upshur Counties; lives, works or attend school in Titus County or within a 10-mile radius of any of the credit union's branches. Membership is also open to members of Friends of Consumer Freedom, Inc. who live, worship, work or attend school in Camp, Cass, Franklin, Morris, Marion, Titus, or Upshur Counties.
See current membership details


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Health Grade Components

NCUA #68432
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.78%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$159.8MM$151.6MM
LoansQ3 2019vs Q3 2018$91.3MM$82.6MM
DepositsQ3 2019vs Q3 2018$140.5MM$134.9MM
Equity CapitalQ3 2019vs Q3 2018$19.0MM$16.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$900.00K$766.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$377.00K$84.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$47.00K
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Always verify rates and promotions with the bank or credit union. We are not North East Texas Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North East Texas Credit Union Savings Account Rates

0.45%*$10k*-IRA Share
OTHER TIERS: 0.25% $100 - $2.5k | 0.35% $2.5k - $10k
0.35%*$10k*-Savings Account
OTHER TIERS: 0.10% $100 - $2.5k | 0.25% $2.5k - $10k
0.10%$100-Holiday Club Savings

North East Texas Credit Union Money Market Rates

0.60%*$100k*-Money Market
OTHER TIERS: 0.30% $2.5k - $10k | 0.35% $10k - $50k | 0.50% $50k - $100k

North East Texas Credit Union Checking Account Rates

0.30%*$10k*-Business Checking
OTHER TIERS: 0.15% $100 - $2.5k | 0.20% $2.5k - $10k
0.05%$1k-Platinum Checking

North East Texas Credit Union CD Rates

2.38%$1k-60 Month Share Certificate
2.33%$1k-48 Month Share Certificate
2.28%$1k-36 Month Share Certificate
2.20%$1k-24 Month Share Certificate
2.02%$1k-18 Month Share Certificate
1.76%$1k-12 Month Share Certificate
1.12%$1k-6 Month Share Certificate

North East Texas Credit Union IRA Rates

2.38%$1k-60 Month IRA Certificate
2.33%$1k-48 Month IRA Certificate
2.28%$1k-36 Month IRA Certificate
2.20%$1k-24 Month IRA Certificate
2.02%$1k-18 Month IRA Certificate
1.76%$1k-12 Month IRA Certificate
1.12%$1k-6 Month IRA Certificate

North East Texas Credit Union Locations
Branch Office302 E Broadway StJefferson, TX 75657-1718
Branch Office1412 E 1stHughes Springs, TX 75656-3648
Branch Office1405 S Jefferson AveMt Pleasant, TX 75455-5609
Branch Office1978 US Highway 259 SDiana, TX 75640
Branch Office1206 Linda DrDaingerfield, TX 75638
Branch Office1115 Lone Star BlvdLone Star, TX 75668
Branch Office105 West 18th StreetMount Pleasant, TX 75455

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