North Shore Bank (WI/IL) Ups 10-Year CD Special Rate


Deal Summary: 10-year CD Special, 1.50% APY, $5k minimum deposit.

Availability: Market area includes 16 eastern Wisconsin counties (Lake Michigan shoreline) and McHenry County, Illinois.

Wisconsin-based North Shore Bank is currently offering five CD Specials, with the 10-year CD (1.50% APY) and 7-year CD (1.25% APY) having the most competitive rates. In the past week, a total of 50 bps were added to the 10-year CD Special in two rate increases. Any CD Special can be opened with a $5k minimum deposit, with no stated balance cap.

The 10-year CD and 7-year CD Specials are also offered as IRA CD Specials (Traditional and Roth), earning the same APYs with the same deposit requirements.

According to CSR, the Early Withdrawal Penalty is 12 months interest on the amount being withdrawn. Interest is compounded quarterly and earned dividends can be withdrawn penalty-free.


Headquartered in Brookfield, Wisconsin, North Shore Bank’s market area includes the eastern Wisconsin counties of Brown, Dodge, Kenosha, Kewanee, Manitowoc, Milwaukee, Monroe, Oconto, Outagamie, Ozaukee, Racine, Shawano, Walworth, Washington, Waukesha, and Winnebago, and McHenry County in Illinois.

Opening a CD Special can be done at any of the 44 Wisconsin branches or two Illinois branches, with appointments strongly recommended. Scheduling an appointment can be online or by calling a branch.

Bank Overview

North Shore Bank has an overall health grade of "A+" at, with a Texas ratio of 1.79% (excellent), based on December 31, 2020 data. In the past year, North Shore Bank has increased its total non-brokered deposits by $231.15 million, an excellent annual growth rate of 13.16%. Please refer to our financial overview of North Shore Bank (FDIC Certificate # 28679) for more details.

North Shore Bank was established in 1923 as The North Shore Building & Loan Association, by a group of local teachers in a backroom of a local hardware store. In 1983, the Bank began a 33-year expansion, which included the acquisition of eight banks in Wisconsin and Illinois and two name changes. North Shore Bank is currently the ninth largest bank in headquartered in Wisconsin, with assets in excess of $2.4 billion and more than 121,000 customer accounts.

How the CD Special Compares

When compared to the long-term CDs tracked by that require a similar minimum deposit and are available within the Bank’s market area, North Shore Bank's 10-year CD Special APY ranks first and the 7-year CD Special APY ranks third.

The above rates are accurate as of 3/18/2021.

To look for the best CD rates, both nationwide and state-specific, please refer to our CD Rates Table page.

Related Pages: Chicago CD rates, Milwaukee CD rates, Green Bay CD rates, 5-year CD rates

Previous Comments
  |     |   Comment #1
If you want to lock up money for 10 years, why not just buy a 10-year Treasury? You'd get a higher rate (at the current time) and something much more liquid?

FWIW, I would not tie up money for 10-years at either 1.50% or 1.70%, but this offer does not seem compelling at the current time.
  |     |   Comment #3
Compelling for a write up yet not so compelling when it has been removed in DA CD June 22nd Summary “rate too low”
North Shore Bank (WI/IL) Has 13-Month Promo CD
Deal Summary: Promo CDs – 13-month (2.75% APY) and 30-month (3.00% APY), $5k min/$250k max deposit, new money, available through October 31, 2018.

Availability: Market area includes 16 eastern Wisconsin counties (Lake Michigan shoreline) and McHenry County, Illinois.

Now through October 31, 2018, Wisconsin-based North Shore Bank, FSB (North Shore Bank) is offering two Promo CDs: 13-month (2.75% APY) and 30-month (3.00% APY). The Promo CDs require a $1k minimum opening deposit of new money and are capped at $250k. Of the two, the 13-month has the...

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North Shore Bank (WI/IL) Offers $200 Checking Bonus
Availability: Market area includes 16 eastern Wisconsin counties (Lake Michigan shoreline) and McHenry County, Illinois.

Now through February 11, 2017, Wisconsin-based North Shore Bank, FSB's (North Shore Bank) will reward new customers with up to $200 when opening a new checking account (Better-Than-Free, Perks, or Platinum Checking).

Bonus Requirements

  • $100 – open a new North Shore Bank checking account by February 11, 2017.
  • $100 – have least 10 debit card transactions OR set up Direct Deposit by March 31, 2017.


  • New “personal households” only.
  • May not have received a North Shore promotional reward in...

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North Shore Bank (WI) Has Limited Time $150 Checking Bonus
Availability: Market area includes 16 eastern Wisconsin counties (Lake Michigan shoreline) and McHenry County, Illinois.

Now through September 30, 2015, the Wisconsin-based North Shore Bank, FSB's (North Shore Bank) "Falling Into Free Money" promotion will reward new customers with $150 when opening a new checking account (eChecking, Better-Than-Free Checking, and Perks Checking) using the promo code "September 2015."

$150 Bonus Requirements

  • Open a new North Shore Bank checking account by September 30, 2015.
  • Use promo code "September 2015" when opening the account.


  • Limit of one new checking bonus per household per year.
  • New customers only.
  • Account...

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$150 Checking Account Bonus at North Shore Bank in Wisconsin

Update 9/12/2012: The promotion has been extended to September 19, 2012.

North Shore Bank is offering a $150 bonus when you open a new checking account with Direct Deposit OR 10 qualifying debit card transactions. The offer is listed at bank's promotions page, and it's scheduled to end on 9/19/2012 5/9/2012.

Below is the small print of the offer:

Any of the bank's personal checking accounts qualify. It should be noted that all have potential monthly fees. Customers can avoid a $4.95 monthly fee on the eChecking account with direct deposit and e-statements....

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3.25% 6-Month CD at Maritime Savings Bank in WI and AZ
Maritime Savings Bank is offering a 6-month CD special with an APY of 3.25%. Minimum deposit is $5,000. This special is listed in both the bank's Arizona rate table and Wisconsin rate table as of 1/20/2009. The rate tables have an effective dtae of 1/15/2009.

It appears a branch visit is required to open an account. Branches are located in the Wisconsin cities of Milwaukee, Brookfield, Cudahy, Menomonee Falls, Muskego, New Berlin, Oak Creek and West Allis, and in the Arizona city of Fountain Hills.

The bank has a 3.5 star rating...

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