North Star Community Credit Union

Overview / Commentary
109 Central Ave N
Maddock, ND 58348

North Star Community Credit Union is headquartered in Maddock and is the 4th largest credit union in the state of North Dakota. It is also the 732nd largest credit union in the nation. It was established in 1940 and as of December of 2023, it had grown to 106 employees and 22,923 members at 13 locations. North Star Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in North Star Community Credit Union is open to North Dakota residents who live within a 50-mile radius of Bottineau, Cavalier, or Rugby, or a 75-mile radius of Maddock or Tolna, or in McLean, Renville, or Ward Counties. Immediate family of current North Star CU members who live within a 50-mile radius of Bottineau, Cavalier, or Rugby also qualify for membership.
See current membership details


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Health Grade Components

NCUA #62563
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.23%
Annual Interest Income$22.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$488MM$440.7MM
LoansQ4 2023vs Q4 2022$353MM$321.5MM
DepositsQ4 2023vs Q4 2022$371.5MM$362MM
Equity CapitalQ4 2023vs Q4 2022$49.7MM$46.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.6MM$4.5MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

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