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Northwest Community Credit Union (OR)


Overview / Commentary
www.nwcu.com
800-452-9515
545 E 8Th Ave
Eugene, OR 97401

Northwest Community Credit Union (OR) is headquartered in Eugene and is the 7th largest credit union in the state of Oregon. It is also the 246th largest credit union in the nation. It was established in 1949 and as of December of 2021, it had grown to 278 employees and 107,112 members at 15 locations. Northwest Community Credit Union (OR) has an A health rating.

Field of Membership Restrictions

Membership in Northwest Community Credit Union is open to those who live or work in the following counties in Oregon: Coos, Clackamas, Crook, Douglas, Deschutes, Jackson, Josephine, Jefferson, Klamath, Linn, Lane, Marion, Washington, and Multnomah.
See current membership details

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Reviews (3)

Northwest Community Credit Union

Posted by: |

The place that I feel I can trust to keep my money safe, secure, always accessible, with multiple locations for convenience...is Northwest Community Credit union. The best part about a community credit union, is that they are all branched together - this means that you can deposit cash or a check at any community credit centers, regardless of its name. This truly makes credit unions the most time saving and convenient ways to save or spend your money. And the benefits don't stop there! Basic membership (a checking and savings account) cost a one time fee of just $5.00 - $5.00 buys you enough shares of the credit union for you to become part of the company - think of it as investing a small token of your power to preserve your future. Also included in the basic package, is the ability to write one cashier's check per day for FREE!



Unlike those greedy corporate banks, the credit unions don't just care for your money, they take care of you :)

1

Reliable credit union

Posted by: |

I signed up with Northwest Credit Union right out of high school and have been a member ever since. I opened a checking and savings account. Even with all the various jobs I've had, I've never had any problems with direct deposit. One time I accidentally overdrew from my checking account. NWCU took the difference from my savings account and charged me a nominal fee. When traveling out of the country, I tell NWCU which countries I will be visiting on which days. I have never had any problems with foreign ATMS and the currency transaction fee is small. NWCU is part of the credit union co-op, so when I travel in the states, I look for the symbol at ATMS and I don't have to pay a fee.Recently I opened a super-saver savings account with a higher interest rate. It's nice to see the extra money I make each month just by having it in savings.

1

Closing Branches

Posted by: |

NWCU has closed four branches in two years and stopped shared branching.

5


Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #61716
Year Chartered1949
Employees278
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.12%
Annual Interest Income$48.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.78B$1.51B
LoansQ4 2021vs Q4 2020$1.17B$983.4MM
DepositsQ4 2021vs Q4 2020$1.60B$1.35B
Equity CapitalQ4 2021vs Q4 2020$162.4MM$147.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$5.4MM$7.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.1MM$1.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Northwest Community Credit Union (OR); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northwest Community Credit Union (OR) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%--Level Up Northwest Savings w/5 Qualifying Loans
2.00%--Level Up Northwest Savings w/4 Qualifying Loans
1.50%--Level Up Northwest Savings w/3 Qualifying Loans
1.00%--Level Up Northwest Savings w/2 Qualifying Loans
0.50%--Level Up Northwest Savings w/1 Qualifying Loan
0.10%--IRA Savings
0.05%$100-Regular Share
0.05%$100-Youth Share
0.05%$100-Tomorrow Share
0.05%$100-Business Savings Account
0.05%--Level Up Northwest Savings w/o Qualifying Loans

Northwest Community Credit Union (OR) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Executive Money Market Account
OTHER TIERS: 0.25% → $1k - $25k | 0.35% → $25k - $100k | 0.45% → $100k - $250k
0.50%*$250k*-Executive IRA Money Market Account
OTHER TIERS: 0.25% → $1k - $25k | 0.35% → $25k - $100k | 0.45% → $100k - $250k
0.25%*$100k*-Super Investor's IRA Money Market
OTHER TIERS: 0.15% → $1k - $25k | 0.20% → $25k - $100k
0.20%*$100k*-Super Investor's Money Market Account
OTHER TIERS: 0.10% → $1k - $25k | 0.15% → $25k - $100k
0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% → $1k - $25k | 0.15% → $25k - $100k

Northwest Community Credit Union (OR) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Executive Checking
0.25%-$100kNorthwest Checking
0.25%-$100kNorthwest Secure Checking
0.10%*$10k*-Small Business Checking
OTHER TIERS: 0.05% → $1k - $10k
0.10%*$2.5k*-Regular Business Checking
OTHER TIERS: 0.05% → Up to $2.5k

Northwest Community Credit Union (OR) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-60 Month Traditional CD
0.55%$500-48 Month Traditional CD
0.45%$500-36 Month Traditional CD
0.40%$500-24 Month Traditional CD
0.30%$500-24 Month Variable Rate Add-On CD
0.30%$100-12 Month Youth Add-On CD
0.30%$500-12 Month Traditional CD
0.30%$500-18 Month Traditional CD
0.20%$500-6 Month Traditional CD
0.20%$25-12 Month Save to Win CD
0.15%$500-3 Month Traditional CD

Northwest Community Credit Union (OR) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month IRA
0.60%$500-48 Month IRA
0.50%$500-36 Month IRA
0.45%$500-24 Month IRA
0.35%$500-12 Month IRA
0.35%$500-24 Month Variable Rate Add-On IRA
0.35%$500-18 Month IRA
0.25%$500-6 Month IRA
0.20%$500-3 Month IRA
Locations

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