Northwest Community Credit Union (OR)

Deposits held and insured by TwinStar Credit Union

Overview / Commentary
545 E 8Th Ave
Eugene, OR 97401
Deposits held and insured by TwinStar Credit Union

Field of Membership Restrictions

Membership in Northwest Community Credit Union is open to those who live or work in the Oregon counties of Benton, Clackamas, Coos, Crook, Douglas, Deschutes, Jackson, Jefferson, Klamath, Lane, Linn, Marion, Josephine, Multnomah, or Washington.
See current membership details

Reviews (3)

Northwest Community Credit Union

The place that I feel I can trust to keep my money safe, secure, always accessible, with multiple locations for Northwest Community Credit union. The best part about a community credit union, is that they are all branched together - this means that you can deposit cash or a check at any community credit centers, regardless of its name. This truly makes credit unions the most time saving and convenient ways to save or spend your money. And the benefits don't stop there! Basic membership (a checking and savings account) cost a one time fee of just $5.00 - $5.00 buys you enough shares of the credit union for you to become part of the company - think of it as investing a small token of your power to preserve your future. Also included in the basic package, is the ability to write one cashier's check per day for FREE!

Unlike those greedy corporate banks, the credit unions don't just care for your money, they take care of you :)

Reliable credit union

I signed up with Northwest Credit Union right out of high school and have been a member ever since. I opened a checking and savings account. Even with all the various jobs I've had, I've never had any problems with direct deposit. One time I accidentally overdrew from my checking account. NWCU took the difference from my savings account and charged me a nominal fee. When traveling out of the country, I tell NWCU which countries I will be visiting on which days. I have never had any problems with foreign ATMS and the currency transaction fee is small. NWCU is part of the credit union co-op, so when I travel in the states, I look for the symbol at ATMS and I don't have to pay a fee.Recently I opened a super-saver savings account with a higher interest rate. It's nice to see the extra money I make each month just by having it in savings.

Closing Branches

NWCU has closed four branches in two years and stopped shared branching.


Data as of Q1 2024

Data displayed below is for insuring bank: TwinStar Credit Union
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Health Grade Components

NCUA #68271
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.47%
Annual Interest Income$61.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$4.32B$2.31B
LoansQ1 2024vs Q1 2023$3.24B$1.7B
DepositsQ1 2024vs Q1 2023$3.58B$1.98B
Equity CapitalQ1 2024vs Q1 2023$390.2MM$164.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$30.1MM$18.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$15.4MM$6.2MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Northwest Community Credit Union (OR); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Northwest Community Credit Union (OR) Savings Account Rates

5.00%$0-Level Up Northwest Savings w/5 Qualifying Loans
4.00%$0-Level Up Northwest Savings w/4 Qualifying Loans
3.00%$0-Level Up Northwest Savings w/3 Qualifying Loans
2.00%$0-Level Up Northwest Savings w/2 Qualifying Loans
1.00%$0-Level Up Northwest Savings w/1 Qualifying Loan
0.10%$0-IRA Savings
0.05%$100-Regular Share
0.05%$100-Youth Share
0.05%$100-Tomorrow Share
0.05%$100-Business Savings Account
0.05%$100-Pledged Share Account
0.05%$0-Level Up Northwest Savings w/o Qualifying Loans

Northwest Community Credit Union (OR) Money Market Rates

1.50%*$100k*-Executive Money Market Account
OTHER TIERS: 0.75% $1k - $50k | 1.00% $50k - $100k
1.50%*$100k*-Executive IRA Money Market Account
OTHER TIERS: 0.75% $1k - $50k | 1.00% $50k - $100k
0.70%*$100k*-Super Investor's IRA Money Market
OTHER TIERS: 0.55% $1k - $100k
0.65%*$100k*-Super Investor's Money Market Account
OTHER TIERS: 0.50% $1k - $100k
0.65%*$100k*-Business Money Market Account
OTHER TIERS: 0.50% $1k - $100k

Northwest Community Credit Union (OR) Checking Account Rates

0.50%$0-Executive Checking
0.25%$0$100kNorthwest Checking
0.25%$0$100kNorthwest Secure Checking
0.10%*$10k*-Small Business Checking
OTHER TIERS: 0.05% $1k - $10k
0.10%*$2.5k*-Regular Business Checking
OTHER TIERS: 0.05% $0 - $2.5k

Northwest Community Credit Union (OR) CD Rates

5.00%$10k-13 Month Traditional CD Special - New Money
4.25%$500-5 Month Traditional CD Special - New Money
2.25%$500-60 Month Traditional CD
2.15%$500-48 Month Traditional CD
2.05%$500-36 Month Traditional CD
1.85%$500-24 Month Traditional CD
1.80%$500-18 Month Traditional CD
1.75%$500-24 Month Variable Rate Add-On CD
1.75%$100-12 Month Youth Add-On CD
1.75%$500-12 Month Traditional CD
1.65%$25-12 Month Save to Win CD
1.25%$500-6 Month Traditional CD
0.85%$500-3 Month Traditional CD

Northwest Community Credit Union (OR) IRA Rates

5.00%$10k-13 Month IRA Special - New Money
4.25%$500-5 Month IRA Special - New Money
2.30%$500-60 Month IRA
2.20%$500-48 Month IRA
2.10%$500-36 Month IRA
1.90%$500-24 Month IRA
1.85%$500-18 Month IRA
1.80%$500-12 Month IRA
1.80%$500-24 Month Variable Rate Add-On IRA
1.30%$500-6 Month IRA
0.90%$500-3 Month IRA


Eugene Area

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