Northwest Community Credit Union (OR)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.30% | Reward Checking | 1.74% - National Average |
| 2.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.90% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Northwest Community Credit Union (OR) is headquartered in Eugene and is the 8th largest credit union in the state of Oregon. It is also the 261st largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 291 employees and 115,172 members at 19 locations. Northwest Community Credit Union (OR)'s money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Northwest Community Credit Union is open to those who live or work in the following counties in Oregon: Coos, Clackamas, Crook, Douglas, Deschutes, Jackson, Josephine, Jefferson, Klamath, Linn, Lane, Marion, Washington, and Multnomah.
See current membership details
Related Posts
Northwest Community Credit Union
The place that I feel I can trust to keep my money safe, secure, always accessible, with multiple locations for convenience...is Northwest Community Credit union. The best part about a community credit union, is that they are all branched together - this means that you can deposit cash or a check at any community credit centers, regardless of its name. This truly makes credit unions the most time saving and convenient ways to save or spend your money. And the benefits don't stop there! Basic membership (a checking and savings account) cost a one time fee of just $5.00 - $5.00 buys you enough shares of the credit union for you to become part of the company - think of it as investing a small token of your power to preserve your future. Also included in the basic package, is the ability to write one cashier's check per day for FREE!
Unlike those greedy corporate banks, the credit unions don't just care for your money, they take care of you :)
Reliable credit union
I signed up with Northwest Credit Union right out of high school and have been a member ever since. I opened a checking and savings account. Even with all the various jobs I've had, I've never had any problems with direct deposit. One time I accidentally overdrew from my checking account. NWCU took the difference from my savings account and charged me a nominal fee. When traveling out of the country, I tell NWCU which countries I will be visiting on which days. I have never had any problems with foreign ATMS and the currency transaction fee is small. NWCU is part of the credit union co-op, so when I travel in the states, I look for the symbol at ATMS and I don't have to pay a fee.Recently I opened a super-saver savings account with a higher interest rate. It's nice to see the extra money I make each month just by having it in savings.
Closing Branches
NWCU has closed four branches in two years and stopped shared branching.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61716 |
| Year Chartered | 1949 |
| Employees | 291 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 12.14% |
| Annual Interest Income | $47.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.16B$1.15B |
| Loans | Q4 2018vs Q4 2017 | $984.7MM$1.02B |
| Deposits | Q4 2018vs Q4 2017 | $1.02B$1.02B |
| Equity Capital | Q4 2018vs Q4 2017 | $121.5MM$107.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $5.0MM$5.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.7MM$3.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $145.00K$589.00K |
Always verify rates and promotions with the bank or credit union. We are not Northwest Community Credit Union (OR); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Northwest Community Credit Union (OR) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Savings | |
| 0.10% | $100 | - | Regular Share | |
| 0.10% | $100 | - | Youth Share | |
| 0.10% | $100 | - | Tomorrow Share | |
| 0.10% | $100 | - | Business Savings Account |
Northwest Community Credit Union (OR) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.05%* | $250k* | - | Super Investor's IRA Money Market | ||
| OTHER TIERS: 0.15% → $1k - $5k | 0.20% → $5k - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | 0.45% → $50k - $100k | 0.55% → $100k - $250k | |||||
| 1.00%* | $250k* | - | Super Investor's Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $5k | 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k | |||||
| 1.00%* | $250k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $2.5k | 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k | |||||
Northwest Community Credit Union (OR) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.37%* | $100k* | - | Regular Business Checking | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.12% → $2.5k - $10k | 0.22% → $10k - $25k | 0.27% → $25k - $50k | 0.32% → $50k - $100k | |||||
| 0.30% | - | - | Northwest Checking - Qualifying | ||
| 0.30% | - | - | Youth Northwest Checking - Qualifying | ||
| 0.25%* | $10k* | - | Small Business Checking | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
Northwest Community Credit Union (OR) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 60 Month Traditional CD | |
| 1.80% | $500 | - | 48 Month Traditional CD | |
| 1.60% | $500 | - | 36 Month Traditional CD | |
| 1.40% | $500 | - | 24 Month Traditional CD | |
| 1.30% | $500 | - | 24 Month Variable Rate Add-On CD | |
| 1.20% | $500 | - | 18 Month Traditional CD | |
| 1.00% | $100 | - | 12 Month Youth Add-On CD | |
| 1.00% | $500 | - | 12 Month Traditional CD | |
| 0.90% | $25 | - | 12 Month Save to Win CD | |
| 0.80% | $500 | - | 6 Month Traditional CD | |
| 0.40% | $500 | - | 3 Month Traditional CD |
Northwest Community Credit Union (OR) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $500 | - | 60 Month IRA | |
| 1.85% | $500 | - | 48 Month IRA | |
| 1.65% | $500 | - | 36 Month IRA | |
| 1.45% | $500 | - | 24 Month IRA | |
| 1.35% | $500 | - | 24 Month Variable Rate Add-On IRA | |
| 1.25% | $500 | - | 18 Month IRA | |
| 1.05% | $500 | - | 12 Month IRA | |
| 0.85% | $500 | - | 6 Month IRA | |
| 0.45% | $500 | - | 3 Month IRA |
