Notre Dame Federal Credit Union

Overview / Commentary
1828 Moreau Dr
Notre Dame, IN 46556

Notre Dame Federal Credit Union is headquartered in Notre Dame and is the 12th largest credit union in the state of Indiana. It is also the 433rd largest credit union in the nation. It was established in 1983 and as of June of 2022, it had grown to 240 employees and 62,111 members at 10 locations. Notre Dame Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Notre Dame Federal Credit Union is open to those affiliated with University of Notre Dame, Saint Mary's College, Holy Cross College, Holy Cross College Alumni Association, St. Patrick Catholic Community, St. Thomas the Apostle Catholic Church, Granger Community Church and to employees of over 800 other area organizations.
See current membership details

Reviews (3)


Posted by: |

I have been with this credit union since 1998. I was able to get in because my father was a member. I know now that if you pay a small fee you can become a member. With there help I was able to save for my wedding and Christmas each year.

I am always greeted with a smile and dignity. Even when I am over drawn they are never judgmental. There has never been an issue when I need to speak with someone. The wait is never long and their waiting area is comfortable.

Several times I have had to call in to do a transaction. This has also been a painless process. I answer a few identifying questions then we can get down to brass tax. I have recommended the credit union to several of my friends and family.

I usually go through the drive thru to do any transaction. The longest I have ever waited was five minutes. Going inside may result in a longer wait.

Great credit union, Great family

My experiences with the Notre Dame Federal Credit Union have been great. I've been a member of that credit union for the past 20 years. I even kept a accounts there after I moved out of the feasible area, as secondary CD accounts, since I didn't want to end the relationship with the credit union. The CD rates are comparable with the big banks, sometimes even better. They have never charged me for having low balances in any of my accounts. I can't remember ever having any fee from them, actually! Transferring money between my checking and savings account, both within the institution and with other, national accounts simple and easy to set up. Right now, most of my accounts at this credit union are set up in CDs. The month before the CDs are due, the credit union emails me to make sure that I have it set up the way I want - either it will roll over again into another CD, or it will deposit it in one of my bank accounts. It makes sure that the account will do what i want, by reminding me that it's almost time for it to do the next action and what it will do if I don't make any changes. I'm very happy keeping accounts with this credit union, and despite being across the country, don't plan on closing the accounts any time soon.

ND FCU - good choice

Posted by: |

I moved out to the city of South Bend last year to work with the University of Notre Dame. I've come to like the area, an decided to open an account at the ND Federal Credit Union. The caveat was the fact that I needed to open the account using a foreign-issued check, which many banks will not allow. Not only did the FCU allow me to do that, my initial meeting with the account specialist was fast, professional, and informative. He took the time to explain the difference between a bank and credit union, and went through each document very meticulously. They have a huge building, with several branches around the South Bend area. While there are only a few specific ATM's with the NDFCU logo on them, I use my debit card for most purchases anyways. They have close ties to the University, so it's convenient having them nearby.


Health Grade Components

NCUA #24034
Year Chartered1983
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD13.93%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$965.0MM$893.1MM
LoansQ2 2022vs Q2 2021$835.3MM$691.7MM
DepositsQ2 2022vs Q2 2021$833.4MM$797.1MM
Equity CapitalQ2 2022vs Q2 2021$68.5MM$64.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.4MM$5.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.1MM$1.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Notre Dame Federal Credit Union are currently being reviewed.


Cities: Granger, Mishawaka, Notre Dame, Phoenix, South Bend, Whiting

Granger Branches
Branch Office14535 State Road 23Granger, IN 46530

Mishawaka Branches
Branch Office111 W Edison RdMishawaka, IN 46545

Notre Dame Branches
Branch Office1828 Moreau DrNotre Dame, IN 46556
Branch OfficeSt. Marys College 109 Lourdes HallNotre Dame, IN 46556

Phoenix Branches
Branch Office4645 N 32nd St Ste 100APhoenix, AZ 85018-3389

South Bend Branches
Branch Office525 South Mayflower RoadSouth Bend, IN 46619
Branch Office3457 Portage AveSouth Bend, IN 46628
Branch Office210 S Michigan StSouth Bend, IN 46601
Branch Office2102 E Ireland RdSouth Bend, IN 46614

Whiting Branches
Branch Office1200 119th St Ste 100Whiting, IN 46394-1620

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