Notre Dame Federal Credit Union is headquartered in Notre Dame and is the 12th largest credit union in the state of Indiana. It is also the 399th largest credit union in the nation. It was established in 1983 and as of December of 2022, it had grown to 238 employees and 62,633 members at 11 locations. Notre Dame Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Notre Dame Federal Credit Union is open to those affiliated with University of Notre Dame, Saint Mary's College, Holy Cross College, Holy Cross College Alumni Association, St. Patrick Catholic Community, St. Thomas the Apostle Catholic Church, Granger Community Church and to employees of over 800 other area organizations.
See current membership details
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I have been with this credit union since 1998. I was able to get in because my father was a member. I know now that if you pay a small fee you can become a member. With there help I was able to save for my wedding and Christmas each year.
I am always greeted with a smile and dignity. Even when I am over drawn they are never judgmental. There has never been an issue when I need to speak with someone. The wait is never long and their waiting area is comfortable.
Several times I have had to call in to do a transaction. This has also been a painless process. I answer a few identifying questions then we can get down to brass tax. I have recommended the credit union to several of my friends and family.
I usually go through the drive thru to do any transaction. The longest I have ever waited was five minutes. Going inside may result in a longer wait.
Great credit union, Great family
My experiences with the Notre Dame Federal Credit Union have been great. I've been a member of that credit union for the past 20 years. I even kept a accounts there after I moved out of the feasible area, as secondary CD accounts, since I didn't want to end the relationship with the credit union. The CD rates are comparable with the big banks, sometimes even better. They have never charged me for having low balances in any of my accounts. I can't remember ever having any fee from them, actually! Transferring money between my checking and savings account, both within the institution and with other, national accounts simple and easy to set up. Right now, most of my accounts at this credit union are set up in CDs. The month before the CDs are due, the credit union emails me to make sure that I have it set up the way I want - either it will roll over again into another CD, or it will deposit it in one of my bank accounts. It makes sure that the account will do what i want, by reminding me that it's almost time for it to do the next action and what it will do if I don't make any changes. I'm very happy keeping accounts with this credit union, and despite being across the country, don't plan on closing the accounts any time soon.
ND FCU - good choice
I moved out to the city of South Bend last year to work with the University of Notre Dame. I've come to like the area, an decided to open an account at the ND Federal Credit Union. The caveat was the fact that I needed to open the account using a foreign-issued check, which many banks will not allow. Not only did the FCU allow me to do that, my initial meeting with the account specialist was fast, professional, and informative. He took the time to explain the difference between a bank and credit union, and went through each document very meticulously. They have a huge building, with several branches around the South Bend area. While there are only a few specific ATM's with the NDFCU logo on them, I use my debit card for most purchases anyways. They have close ties to the University, so it's convenient having them nearby.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24034 |
| Year Chartered | 1983 |
| Employees | 238 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 13.39% |
| Annual Interest Income | $37.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $1.10B$904.6MM |
| Loans | Q4 2022vs Q4 2021 | $953.8MM$730.5MM |
| Deposits | Q4 2022vs Q4 2021 | $878.0MM$815.1MM |
| Equity Capital | Q4 2022vs Q4 2021 | $72.8MM$68.2MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $6.5MM$5.8MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $4.2MM$2.5MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
