Notre Dame Federal Credit Union


Overview / Commentary
574-400-4660
1828 Moreau Dr
Notre Dame, IN 46556

Notre Dame Federal Credit Union is headquartered in Notre Dame and is the 12th largest credit union in the state of Indiana. It is also the 400th largest credit union in the nation. It was established in 1983 and as of December of 2023, it had grown to 217 employees and 64,582 members at 11 locations. Notre Dame Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Notre Dame Federal Credit Union is open to all U.S. citizens and resident aliens through a $20 donation to the Holy Cross College Alumni Association. Those who live, work, worship, or attend school in Michiana, the City of Fort Wayne, or Lake County, Indiana are also eligible to join. Those affiliated with University of Notre Dame, Saint Mary's College, Holy Cross College, Holy Cross College Alumni Association, St. Patrick Catholic Community, St. Thomas the Apostle Catholic Church, Granger Community Church and to employees of over 1,000 other area organizations also qualify for membership.
See current membership details

Related Posts

Notre Dame Fed Credit Union Has Easy Membership Requirement Option - 3/7/2024

Notre Dame Federal Credit Union (easy membership) has two very competitive CD Specials: 11-18 month and 36-month. No minimum or maximum deposit.

Notre Dame CD Specials 5.25 To 5.55 % ******* ANYONE CAN JOIN OPTION****** - 3/5/2024

SPECIAL CD RATES**********ANYONE CAN JOIN **********per phone conversation with a customer service representative by making a small donation $20 …..see details below… ****************. 11 to 18 month CD special ( APY 5.55% )**************** ****************** 36 month CD special ( APY 5.25%) ********************** Notre Dame Federal Credit Union mentioned per phone conversation with a customer service representative that ANYONE can join this credit union by making a one time DONATION of $20 to their Holy Cross Association. So if you DO NOT meet any of their other membership qualifications such as living or working or belonging to one of their organizations in that geographical region , the CSR mentioned the DONATION ROUTE is an option. It’s best to call their customer service representative or branch offices to confirm and verify membership details since it can change anytime . I don’t have any accounts with this credit union , however, I was just researching credit unions and bank

Notre Dame Federal Credit Union Adds Rate-Leading CD Specials - 2/13/2024

Notre Dame Federal Credit Union (northern IN and southwest MI) has added two competitive CD Specials: 11-18 month and 36-month. No minimum or maximum deposit.

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Reviews (4)

ndfc

Posted by: |

I have been with this credit union since 1998. I was able to get in because my father was a member. I know now that if you pay a small fee you can become a member. With there help I was able to save for my wedding and Christmas each year.

I am always greeted with a smile and dignity. Even when I am over drawn they are never judgmental. There has never been an issue when I need to speak with someone. The wait is never long and their waiting area is comfortable.

Several times I have had to call in to do a transaction. This has also been a painless process. I answer a few identifying questions then we can get down to brass tax. I have recommended the credit union to several of my friends and family.

I usually go through the drive thru to do any transaction. The longest I have ever waited was five minutes. Going inside may result in a longer wait.

Great credit union, Great family

My experiences with the Notre Dame Federal Credit Union have been great. I've been a member of that credit union for the past 20 years. I even kept a accounts there after I moved out of the feasible area, as secondary CD accounts, since I didn't want to end the relationship with the credit union. The CD rates are comparable with the big banks, sometimes even better. They have never charged me for having low balances in any of my accounts. I can't remember ever having any fee from them, actually! Transferring money between my checking and savings account, both within the institution and with other, national accounts simple and easy to set up. Right now, most of my accounts at this credit union are set up in CDs. The month before the CDs are due, the credit union emails me to make sure that I have it set up the way I want - either it will roll over again into another CD, or it will deposit it in one of my bank accounts. It makes sure that the account will do what i want, by reminding me that it's almost time for it to do the next action and what it will do if I don't make any changes. I'm very happy keeping accounts with this credit union, and despite being across the country, don't plan on closing the accounts any time soon.

ND FCU - good choice

Posted by: |

I moved out to the city of South Bend last year to work with the University of Notre Dame. I've come to like the area, an decided to open an account at the ND Federal Credit Union. The caveat was the fact that I needed to open the account using a foreign-issued check, which many banks will not allow. Not only did the FCU allow me to do that, my initial meeting with the account specialist was fast, professional, and informative. He took the time to explain the difference between a bank and credit union, and went through each document very meticulously. They have a huge building, with several branches around the South Bend area. While there are only a few specific ATM's with the NDFCU logo on them, I use my debit card for most purchases anyways. They have close ties to the University, so it's convenient having them nearby.

Notre Dame FCU

Posted by: |

Do not use this "banking" institution. They charge overdraft fees when your account has a positive balance and say it is their policy due to "pending" transactions.



Health
B+

Health Grade Components

Overall
NCUA #24034
Year Chartered1983
Employees217
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD8.29%
Annual Interest Income$53.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.13B$1.1B
LoansQ4 2023vs Q4 2022$971MM$953.8MM
DepositsQ4 2023vs Q4 2022$937.7MM$878MM
Equity CapitalQ4 2023vs Q4 2022$77.2MM$72.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$10MM$6.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$8.4MM$4.2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Notre Dame Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Notre Dame Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$400-Health Savings Account
0.10%*$15k*-IRA Savings
OTHER TIERS: 0.05% $400 - $15k
0.10%*$15k*-Coverdell Savings
OTHER TIERS: 0.05% $400 - $15k
0.05%$400-Share Savings
0.05%$400-Christmas Club

Notre Dame Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$1m*-Ultimate Non-Profit Checking with Bonus
OTHER TIERS: 0.25% Up to $50k | 3.50% $50k - $1m
4.75%*$1m*-Ultimate Non-Profit Checking
OTHER TIERS: 3.25% $50k - $1m
4.75%*$1m*-Ultimate Personal Checking
OTHER TIERS: 2.00% $5k - $100k | 3.50% $100k - $1m
4.75%*$1m*-Ultimate Business Checking with Bonus
OTHER TIERS: 0.25% Up to $50k | 2.00% $50k - $100k | 3.50% $100k - $1m
4.50%*$1m*-Ultimate Business Checking
OTHER TIERS: 1.75% $50k - $100k | 3.25% $100k - $1m

Notre Dame Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%--24 Month CD Special
5.25%--Business 24 Month CD Special
5.15%--18 Month CD Special
5.15%--Business 18 Month CD Special
5.05%--7 Month CD Special
5.05%--Business 7 Month CD Special
3.50%--120 Month CD
3.50%--Business 120 Month CD
3.00%--84 Month CD
3.00%--Business 84 Month CD
2.50%--36 - 47 Month CD
2.50%--48 - 59 Month CD
2.50%--60 - 71 Month CD
2.50%--Business 36 - 47 Month CD
2.50%--Business 48 - 59 Month CD
2.50%--Business 60 - 71 Month CD
2.00%--18 - 23 Month CD
2.00%--24 - 29 Month CD
2.00%--30 - 35 Month CD
2.00%--Business 12 - 17 Month CD
2.00%--Business 18 - 23 Month CD
2.00%--Business 24 - 29 Month CD
2.00%--Business 30 - 35 Month CD
2.00%--12 - 17 Month CD
1.50%--6 - 11 Month CD
1.50%--Business 6 - 11 Month CD
0.50%--3 - 5 Month CD
0.50%--Business 3 - 5 Month CD
0.35%--1 - 2 Month CD
0.35%--Business 1 - 2 Month CD
0.25%--15 Month Tax-Deferred CD

Notre Dame Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%--18 Month IRA Special
5.05%--7 Month IRA Special
3.50%--120 Month IRA
3.00%--84 Month IRA
2.50%--36 - 47 Month IRA
2.50%--48 - 59 Month IRA
2.50%--60 - 71 Month IRA
2.00%--18 - 23 Month IRA
2.00%--24 - 29 Month IRA
2.00%--30 - 35 Month IRA
2.00%--12 - 17 Month IRA
1.50%--6 - 11 Month IRA
0.50%--3 - 5 Month IRA
0.35%--1 - 2 Month IRA
Locations

Availability

South Bend Area

Interactive local rates map


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