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Notre Dame Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.notredamefcu.com
574-400-4660
1828 Moreau Dr
Notre Dame, IN 46556

Notre Dame Federal Credit Union is headquartered in Notre Dame and is the 12th largest credit union in the state of Indiana. It is also the 386th largest credit union in the nation. It was established in 1983 and as of March of 2025, it had grown to 229 employees and 66,719 members at 12 locations. Notre Dame Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Notre Dame Federal Credit Union is open to all U.S. citizens and resident aliens through a $20 donation to the Holy Cross College Alumni Association. Those who live, work, worship, or attend school in Michiana, the City of Fort Wayne, or Lake County, Indiana are also eligible to join. Those affiliated with University of Notre Dame, Saint Mary's College, Holy Cross College, Holy Cross College Alumni Association, St. Patrick Catholic Community, St. Thomas the Apostle Catholic Church, Granger Community Church and to employees of over 1,000 other area organizations also qualify for membership.
See current membership details

Reviews (1)

Notre Dame FCU

Posted by: |

Do not use this "banking" institution. They charge overdraft fees when your account has a positive balance and say it is their policy due to "pending" transactions.

2


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24034
Year Chartered1983
Employees229
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.9%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.24B$1.14B
LoansQ1 2025vs Q1 2024$1.02B$965.4MM
DepositsQ1 2025vs Q1 2024$1.1B$1.01B
Equity CapitalQ1 2025vs Q1 2024$87.2MM$79.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10.4MM$10MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.5MM$9.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$33K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Notre Dame Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Notre Dame Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$400-Health Savings Account
0.10%*$15k*-Coverdell Savings
OTHER TIERS: 0.05% → $400 - $15k
0.05%$400-Share Savings
0.05%$400-Christmas Club

Notre Dame Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%*$1m*-Ultimate Non-Profit Checking with Bonus
OTHER TIERS: 0.25% → $0 - $50k | 2.50% → $50k - $1m
4.00%*$1m*-Ultimate Non-Profit Checking
OTHER TIERS: 2.25% → $50k - $1m
3.75%*$1m*-Ultimate Personal Checking
OTHER TIERS: 1.00% → $5k - $100k | 2.25% → $100k - $1m
3.75%*$1m*-Ultimate Business Checking with Bonus
OTHER TIERS: 0.25% → $0 - $50k | 1.25% → $50k - $100k | 2.50% → $100k - $1m
3.50%*$1m*-Ultimate Business Checking
OTHER TIERS: 1.00% → $50k - $100k | 2.25% → $100k - $1m

Notre Dame Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-Business 12 - 23 Month CD
4.00%$0-12 - 23 Month CD
3.95%$0-6 - 11 Month CD
3.95%$0-Business 6 - 11 Month CD
3.90%$0-1 - 5 Month CD
3.90%$0-Business 1 - 5 Month CD
3.50%$0-24 - 35 Month CD
3.50%$0-Business 24 - 35 Month CD
3.25%$0-36 - 47 Month CD
3.25%$0-48 - 71 Month CD
3.25%$0-Business 36 - 47 Month CD
3.25%$0-Business 48 - 71 Month CD
3.25%$0-84 Month CD
3.25%$0-Business 84 Month CD
0.25%$500-15 Month Tax-Deferred CD

Notre Dame Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-12 - 23 Month IRA
3.95%$0-6 - 11 Month IRA
3.90%$0-1 - 5 Month IRA
3.50%$0-24 - 35 Month IRA
3.25%$0-84 Month IRA
3.25%$0-36 - 47 Month IRA
3.25%$0-48 - 71 Month IRA
0.10%*$15k*-IRA Savings
OTHER TIERS: 0.05% → $400 - $15k
Locations

Availability

South Bend Area

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