2. OMNI Community Credit Union

OMNI Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.30%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.20%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.20%Savings
0.26% - National Average
View all OMNI Community Credit Union rates »

Overview / Commentary
www.omnicommunitycu.org
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

OMNI Community Credit Union is headquartered in Battle Creek and is the 38th largest credit union in the state of Michigan. It is also the 651st largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 112 employees and 40,109 members at 13 locations. OMNI Community Credit Union's CD rates are 61% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Ionia, Eaton, Jackson, Kent, Kalamazoo, Muskegon, St Joseph, Ottawa and Van Buren counties in Michigan, or Elkhart, St. Joseph, and LaGrange counties in Indiana. Relatives of current members or eligible members can also apply.
See current membership details

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Reviews (1)

Always a friendly face

Posted by: CerealCityFamily2013 | Sep 28, 2015

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!

2


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees112
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD7.04%
Annual Interest Income$17.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$405.4MM$391.9MM
LoansQ4 2018vs Q4 2017$214.2MM$197.1MM
DepositsQ4 2018vs Q4 2017$345.1MM$334.0MM
Equity CapitalQ4 2018vs Q4 2017$55.5MM$52.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.9MM$2.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.5MM$3.8MM
Real Estate OwnedQ4 2018vs Q4 2017$0$111.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OMNI Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--Regular IRA Savings
0.70%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.35% → $5 - $5k | 0.50% → $5k - $10k
0.30%*$50k*-Smart Savings Account
OTHER TIERS: 0.13% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.30%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.13% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.28%*$50k*-Health Savings Account
OTHER TIERS: 0.10% → $100 - $2.5k | 0.13% → $2.5k - $5k | 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.28%*$50k*-Business Health Savings Account
OTHER TIERS: 0.10% → $100 - $2.5k | 0.13% → $2.5k - $5k | 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.20%*$10k*-Regular Savings Account
OTHER TIERS: 0.08% → $100 - $5k | 0.18% → $5k - $10k
0.20%$100-Christmas Club
0.20%*$10k*-Senior Advantage Savings Account
OTHER TIERS: 0.08% → $100 - $5k | 0.18% → $5k - $10k
0.20%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.08% → $100 - $5k | 0.18% → $5k - $10k

OMNI Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$200k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $200k
0.65%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k | 0.55% → $100k - $200k

OMNI Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.28%*$50k*-Smart Checking Account
OTHER TIERS: 0.10% → $100 - $2.5k | 0.13% → $2.5k - $5k | 0.15% → $5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k
0.20%*$15k*-Business Checking Account
OTHER TIERS: 0.15% → $7.5k - $15k

OMNI Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5$1k12 Month Youth CD Special
2.60%$1k-50 Month CD Special
2.60%$1k-Business 50 Month CD Special
2.55%$100k-5 Year Jumbo CD
2.55%$100k-Business 5 Year Jumbo CD
2.35%$1k-38 Month CD Special
2.35%$1k-Business 38 Month CD Special
2.30%$1k-5 Year CD
2.30%$100k-4 Year Jumbo CD
2.30%$100k-Business 4 Year Jumbo CD
2.30%$1k-Business 5 Year CD
2.05%$1k-4 Year CD
2.05%$1k-Business 4 Year CD
2.00%$1k-26 Month CD Special
2.00%$1k-Business 26 Month CD Special
1.95%$100k-3 Year Jumbo CD
1.95%$100k-Business 3 Year Jumbo CD
1.75%$100k-2 Year Jumbo CD
1.75%$100k-Business 2 Year Jumbo CD
1.70%$1k-3 Year CD
1.70%$1k-Business 3 Year CD
1.65%$1k-18 Month CD Special
1.65%$1k-Business 18 Month CD Special
1.50%$1k-2 Year CD
1.50%$1k-Business 2 Year CD
1.45%$100k-1 Year Jumbo CD
1.45%$100k-Business 1 Year Jumbo CD
1.25%$100k-6 Month Jumbo CD
1.25%$100k-Business 6 Month Jumbo CD
1.20%$1k-1 Year CD
1.20%$1k-Business 1 Year CD
1.00%$1k-6 Month CD
1.00%$1k-Business 6 Month CD

OMNI Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
2.60%$1k-50 Month IRA CD Special
2.55%$100k-5 Year Jumbo IRA CD
2.35%$1k-38 Month IRA CD Special
2.30%$100k-4 Year Jumbo IRA CD
2.30%$1k-5 Year IRA CD
2.05%$1k-4 Year IRA CD
2.00%$1k-26 Month IRA CD Special
1.95%$100k-3 Year Jumbo IRA CD
1.75%$100k-2 Year Jumbo IRA CD
1.70%$1k-3 Year IRA CD
1.65%$1k-18 Month IRA CD Special
1.50%$1k-2 Year IRA CD
1.45%$100k-1 Year Jumbo IRA CD
1.20%$1k-1 Year IRA CD
Locations

Availability



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