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Overview / Commentary
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

Omni Community Credit Union is headquartered in Battle Creek and is the 37th largest credit union in the state of Michigan. It is also the 644th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 96 employees and 37,281 members at 11 locations. Omni Community Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Eaton, Ionia, Jackson, Kalamazoo, Kent, Muskegon, Ottawa, St Joseph and Van Buren Counties in Michigan.
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Reviews (1)

Always a friendly face

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!



Health

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees96
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD8.92%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$391.0MM$355.4MM
LoansQ2 2017vs Q2 2016$188.4MM$169.6MM
DepositsQ2 2017vs Q2 2016$335.1MM$302.4MM
Equity CapitalQ2 2017vs Q2 2016$52.8MM$50.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.9MM$1.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.1MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$115.00K$261.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Omni Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Regular IRA Savings
0.60%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.25% Up to $5k | 0.40% $5k - $10k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.20%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Business Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Senior Advantage Savings
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.10%$100-Christmas Club

Omni Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.50%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k

Omni Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Smart Checking Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$15k*-Business Checking Account
OTHER TIERS: 0.10% $7,500 - $15k

Omni Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth CD Special
1.85%$1k-50 Month CD Special
1.85%$1k-Business 50 Month CD Special
1.75%$100k-5 Year Jumbo CD
1.75%$100k-Business 5 Year Jumbo CD
1.60%$1k-38 Month CD Special
1.60%$1k-Business 38 Month CD Special
1.50%$1k-5 Year CD
1.50%$100k-4 Year Jumbo CD
1.50%$100k-Business 4 Year Jumbo CD
1.50%$1k-Business 5 Year CD
1.45%$1k-26 Month CD Special
1.45%$1k-Business 26 Month CD Special
1.35%$1k-18 Month CD Special
1.35%$1k-Business 18 Month CD Special
1.25%$1k-4 Year CD
1.25%$100k-3 Year Jumbo CD
1.25%$100k-Business 3 Year Jumbo CD
1.25%$1k-Business 4 Year CD
1.00%$1k-3 Year CD
1.00%$1k-Business 3 Year CD
0.85%$100k-2 Year Jumbo CD
0.85%$100k-Business 2 Year Jumbo CD
0.75%$100k-1 Year Jumbo CD
0.75%$100k-Business 1 Year Jumbo CD
0.60%$1k-2 Year CD
0.60%$100k-6 Month Jumbo CD
0.60%$100k-Business 6 Month Jumbo CD
0.60%$1k-Business 2 Year CD
0.50%$1k-1 Year CD
0.50%$1k-Business 1 Year CD
0.35%$1k-6 Month CD
0.35%$1k-Business 6 Month CD

Omni Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
1.85%$1k-50 Month IRA CD Special
1.75%$100k-5 Year Jumbo IRA CD
1.60%$1k-38 Month IRA CD Special
1.50%$100k-4 Year Jumbo IRA CD
1.50%$1k$100k5 Year IRA CD
1.45%$1k-26 Month IRA CD Special
1.35%$1k-18 Month IRA CD Special
1.25%$100k-3 Year Jumbo IRA CD
1.25%$1k$100k4 Year IRA CD
1.00%$1k$100k3 Year IRA CD
0.85%$100k-2 Year Jumbo IRA CD
0.75%$100k-1 Year Jumbo IRA CD
0.60%$1k$100k2 Year IRA CD
0.50%$1k$100k1 Year IRA CD
Locations

Availability