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Omni Community Credit Union

Eligibility Requirements | Locations (10) | Receive alerts for this credit union

Based on 1 review

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CURRENT TOP RATE

12 Month Youth CD Special

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.50%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Senior Advantage Savings 1.20% - Synchrony Bank High Yield Savings

View all Omni Community Credit Union rates »

Overview / Commentary

www.omnicommunitycu.org

269-441-1400

3141 Capital Ave SW
Battle Creek, MI 49015

Omni Community Credit Union is headquartered in Battle Creek and is the 37^th largest credit union in the state of Michigan. It is also the 656^th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 96 employees and 36,763 members at 10 locations. Omni Community Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Eaton, Ionia, Jackson, Kalamazoo, Kent, Muskegon, Ottawa, St Joseph and Van Buren Counties in Michigan.
See current membership details

Related Posts

View all posts from:

2007
2006

10/19 - 5.50% 3-Month CD at a Michigan CU (Omni Community)

12/26 - 5.75% 11-Month CD at a Michigan CU (Omni Community)

Reviews (1)

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Posted by: CerealCityFamily2013 | Sep 28, 2015

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!

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Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60105
Year Chartered	1952
Employees	96
Primary Regulator

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	8.79%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$383.1MM$350.9MM
Loans	Q1 2017vs Q1 2016	$181.9MM$163.4MM
Deposits	Q1 2017vs Q1 2016	$329.6MM$299.8MM
Equity Capital	Q1 2017vs Q1 2016	$50.6MM$48.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.9MM$1.4MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$2.3MM$1.4MM
Real Estate Owned	Q1 2017vs Q1 2016	$131.00K$317.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Omni Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	-	-	Regular IRA Savings
0.60%^*	$10k^*	-	Penny Panda Savings Account
OTHER TIERS: 0.25% → Up to $5k \| 0.40% → $5k - $10k
0.20%^*	$50k^*	-	Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.03% → $100 - $2,500 \| 0.05% → $2,500 - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.20%^*	$50k^*	-	Business Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Business Health Savings Account
OTHER TIERS: 0.03% → $100 - $2,500 \| 0.05% → $2,500 - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.15%^*	$10k^*	-	Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.15%^*	$10k^*	-	Senior Advantage Savings
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.15%^*	$10k^*	-	Business Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.10%	$100	-	Christmas Club

Omni Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$200k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2,500 - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k
0.50%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.25% → $2,500 - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k

Omni Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Smart Checking Account
OTHER TIERS: 0.03% → $100 - $2,500 \| 0.05% → $2,500 - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.15%^*	$15k^*	-	Business Checking Account
OTHER TIERS: 0.10% → $7,500 - $15k

Omni Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%	-	$1k	12 Month Youth CD Special
1.85%	$1k	-	50 Month CD Special
1.85%	$1k	-	Business 50 Month CD Special
1.75%	$100k	-	5 Year Jumbo CD
1.75%	$100k	-	Business 5 Year Jumbo CD
1.60%	$1k	-	38 Month CD Special
1.60%	$1k	-	Business 38 Month CD Special
1.50%	$1k	-	5 Year CD
1.50%	$100k	-	4 Year Jumbo CD
1.50%	$100k	-	Business 4 Year Jumbo CD
1.50%	$1k	-	Business 5 Year CD
1.45%	$1k	-	26 Month CD Special
1.45%	$1k	-	Business 26 Month CD Special
1.35%	$1k	-	18 Month CD Special
1.35%	$1k	-	Business 18 Month CD Special
1.25%	$1k	-	4 Year CD
1.25%	$100k	-	3 Year Jumbo CD
1.25%	$100k	-	Business 3 Year Jumbo CD
1.25%	$1k	-	Business 4 Year CD
1.00%	$1k	-	3 Year CD
1.00%	$1k	-	Business 3 Year CD
0.85%	$100k	-	2 Year Jumbo CD
0.85%	$100k	-	Business 2 Year Jumbo CD
0.75%	$100k	-	1 Year Jumbo CD
0.75%	$100k	-	Business 1 Year Jumbo CD
0.60%	$1k	-	2 Year CD
0.60%	$100k	-	6 Month Jumbo CD
0.60%	$100k	-	Business 6 Month Jumbo CD
0.60%	$1k	-	Business 2 Year CD
0.50%	$1k	-	1 Year CD
0.50%	$1k	-	Business 1 Year CD
0.35%	$1k	-	6 Month CD
0.35%	$1k	-	Business 6 Month CD

Omni Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%	-	$1k	12 Month Youth IRA Special
1.85%	$1k	-	50 Month IRA CD Special
1.75%	$100k	-	5 Year Jumbo IRA CD
1.60%	$1k	-	38 Month IRA CD Special
1.50%	$100k	-	4 Year Jumbo IRA CD
1.50%	$1k	$100k	5 Year IRA CD
1.45%	$1k	-	26 Month IRA CD Special
1.35%	$1k	-	18 Month IRA CD Special
1.25%	$100k	-	3 Year Jumbo IRA CD
1.25%	$1k	$100k	4 Year IRA CD
1.00%	$1k	$100k	3 Year IRA CD
0.85%	$100k	-	2 Year Jumbo IRA CD
0.75%	$100k	-	1 Year Jumbo IRA CD
0.60%	$1k	$100k	2 Year IRA CD
0.50%	$1k	$100k	1 Year IRA CD

Locations

Omni Community Credit Union Locations
Branch Office	4150 W Dickman Rd	Springfield, MI 49037
Branch Office	1609 E Cork St	Kalamazoo, MI 49001
Branch Office	1 Denso Rd	Battle Creek, MI 49037
Branch Office	15424 Broadway Rd	Three Rivers, MI 49093
Branch Office	207 Broadus St	Sturgis, MI 49091
Branch Office	6622 W Main St	Kalamazoo, MI 49009
Branch Office	3141 Capital Ave SW	Battle Creek, MI 49015
Branch Office	220 Roosevelt Ave E	Battle Creek, MI 49037
Branch Office	676 E Main St	Centreville, MI 49032
Branch Office	112 E Chicago Rd	White Pigeon, MI 49099