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OMNI Community Credit Union


Overview / Commentary
www.omnicommunitycu.org
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

OMNI Community Credit Union is headquartered in Battle Creek and is the 37th largest credit union in the state of Michigan. It is also the 615th largest credit union in the nation. It was established in 1952 and as of March of 2021, it had grown to 102 employees and 43,063 members at 14 locations. OMNI Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, worship, or attend school in the Michigan counties of Allegan, Berrien, Barry, Branch, Calhoun, Cass, Eaton, Ionia, Jackson, Kalamazoo, Kent, Muskegon, Ottawa, St Joseph, or Van Buren. Individuals who live or work in the Indiana counties of Elkhart, LaGrange, or St. Joseph also qualify for membership. Family members of current Omni Community Credit Union members are also eligible for membership.
See current membership details

Related Posts

OMNI Community Credit Union (MI/IN) 5-Year Jumbo CD Is A Rate Leader - 6/26/2021

OMNI Community Credit Union (MI/IN) is currently offering a top rate on its 5-year Jumbo CD and 5-year Jumbo IRA CD. Minimum opening deposit is $100k.

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Reviews (1)

Always a friendly face

Posted by: |

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!

2


Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees102
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD7.62%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$577.2MM$441.7MM
LoansQ1 2021vs Q1 2020$245.5MM$246.0MM
DepositsQ1 2021vs Q1 2020$504.6MM$374.5MM
Equity CapitalQ1 2021vs Q1 2020$68.9MM$64.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$4.9MM$3.3MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$770.00K$3.3MM
Real Estate OwnedQ1 2021vs Q1 2020$70.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not OMNI Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OMNI Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.25% → $5 - $5k | 0.40% → $5k - $10k
0.60%*$10k*-Cyber Savings Account
OTHER TIERS: 0.25% → $5 - $5k | 0.40% → $5k - $10k
0.40%--Regular IRA Savings
0.15%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Health Savings Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Business Health Savings Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.10%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%$100-Christmas Club
0.10%*$10k*-Senior Advantage Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k

OMNI Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$200k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $200k
0.40%*$200k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $200k

OMNI Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Smart Checking Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.10%*$15k*-Business Checking Account
OTHER TIERS: 0.05% → $7.5k - $15k

OMNI Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5$1k12 Month Youth CD Special
1.40%$100k-5 Year Jumbo CD
1.40%$100k-Business 5 Year Jumbo CD
1.15%$1k-5 Year CD
1.15%$100k-4 Year Jumbo CD
1.15%$100k-Business 4 Year Jumbo CD
1.15%$1k-Business 5 Year CD
1.05%$100k-3 Year Jumbo CD
1.05%$100k-Business 3 Year Jumbo CD
0.90%$1k-4 Year CD
0.90%$1k-Business 4 Year CD
0.85%$100k-2 Year Jumbo CD
0.85%$100k-Business 2 Year Jumbo CD
0.80%$1k-3 Year CD
0.80%$1k-Business 3 Year CD
0.75%$100k-1 Year Jumbo CD
0.75%$100k-Business 1 Year Jumbo CD
0.60%$1k-2 Year CD
0.60%$100k-6 Month Jumbo CD
0.60%$100k-Business 6 Month Jumbo CD
0.60%$1k-Business 2 Year CD
0.50%$1k-1 Year CD
0.50%$1k-Business 1 Year CD
0.35%$1k-6 Month CD
0.35%$1k-Business 6 Month CD

OMNI Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
1.40%$100k-5 Year Jumbo IRA CD
1.40%$100k-Business 5 Year Jumbo IRA CD
1.15%$100k-4 Year Jumbo IRA CD
1.15%$1k-5 Year IRA CD
1.15%$100k-Business 4 Year Jumbo IRA CD
1.15%$1k-Business 5 Year IRA CD
1.05%$100k-3 Year Jumbo IRA CD
1.05%$100k-Business 3 Year Jumbo IRA CD
0.90%$1k-4 Year IRA CD
0.90%$1k-Business 4 Year IRA CD
0.85%$100k-2 Year Jumbo IRA CD
0.85%$100k-Business 2 Year Jumbo IRA CD
0.80%$1k-3 Year IRA CD
0.80%$1k-Business 3 Year IRA CD
0.75%$100k-1 Year Jumbo IRA CD
0.75%$100k-Business 1 Year Jumbo IRA CD
0.60%$1k-2 Year IRA CD
0.60%$1k-Business 2 Year IRA CD
0.50%$1k-1 Year IRA CD
0.50%$1k-Business 1 Year IRA CD
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