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Overview / Commentary
3141 Capital Ave SW
Battle Creek, MI 49015

Omni Community Credit Union is headquartered in Battle Creek and is the 38th largest credit union in the state of Michigan. It is also the 668th largest credit union in the nation. It was established in 1952 and as of December of 2016, it had grown to 95 employees and 36,102 members at 9 locations. Omni Community Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Eaton, Ionia, Jackson, Kalamazoo, Kent, Muskegon, Ottawa, St Joseph and Van Buren Counties in Michigan.
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Reviews (1)

Always a friendly face

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!


Health Grade Components

NCUA #60105
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD7.32%
Annual Interest Income$13.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$360.6MM$342.2MM
LoansQ4 2016vs Q4 2015$179.3MM$161.9MM
DepositsQ4 2016vs Q4 2015$307.4MM$291.4MM
Equity CapitalQ4 2016vs Q4 2015$49.0MM$47.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.7MM$1.4MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$2.6MM$1.8MM
Real Estate OwnedQ4 2016vs Q4 2015$185.00K$309.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Omni Community Credit Union Savings Account Rates

0.75%--Regular IRA Savings Account
0.75%--Roth IRA Savings Account
0.75%--Coverdell Education Savings Account
0.60%*$10k*-Penny Panda Savings
OTHER TIERS: 0.25% Up to $5k | 0.40% $5k - $10k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.20%*$50k*-Business Smart Savings
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Business Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Senior Advantage Savings
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Business Regular Savings
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.10%--Christmas Club Account

Omni Community Credit Union Money Market Rates

0.50%*$200k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.50%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k

Omni Community Credit Union Checking Account Rates

0.20%*$50k*-Smart Checking Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$15k*-Business Checking Account
OTHER TIERS: 0.10% $7,500 - $15k

Omni Community Credit Union CD Rates

5.00%-$1k12 Month Youth CD Special
1.85%$1k-50 Month CD Special
1.85%$1k-Business 50 Month CD Special
1.75%$100k-5 Year Jumbo CD
1.75%$100k-Business 5 Year Jumbo CD
1.60%$1k-38 Month CD Special
1.60%$1k-Business 38 Month CD Special
1.50%$1k$100k5 Year CD
1.50%$100k-4 Year Jumbo CD
1.50%$100k-Business 4 Year Jumbo CD
1.50%$1k$100kBusiness 5 Year CD
1.45%$1k-26 Month CD Special
1.45%$1k-Business 26 Month CD Special
1.35%$1k-18 Month CD Special
1.35%$1k-Business 18 Month CD Special
1.25%$1k$100k4 Year CD
1.25%$100k-3 Year Jumbo CD
1.25%$100k-Business 3 Year Jumbo CD
1.25%$1k$100kBusiness 4 Year CD
1.00%$1k$100k3 Year CD
1.00%$1k$100kBusiness 3 Year CD
0.85%$100k$100k2 Year Jumbo CD
0.85%$100k$100kBusiness 2 Year Jumbo CD
0.75%$100k-1 Year Jumbo CD
0.75%$100k-Business 1 Year Jumbo CD
0.60%$1k$100k2 Year CD
0.60%$100k-6 Month Jumbo CD
0.60%$100k-Business 6 Month Jumbo CD
0.60%$1k$100kBusiness 2 Year CD
0.50%$1k$100k1 Year CD
0.50%$1k$100kBusiness 1 Year CD
0.35%$1k$100k6 Month CD
0.35%$1k$100kBusiness 6 Month CD

Omni Community Credit Union IRA Rates

5.00%-$1k12 Month Youth IRA Special
1.85%$1k-50 Month IRA CD Special
1.75%$100k-5 Year Jumbo IRA CD
1.60%$1k-38 Month IRA CD Special
1.50%$100k-4 Year Jumbo IRA CD
1.50%$1k$100k5 Year IRA CD
1.45%$1k-26 Month IRA CD Special
1.35%$1k-18 Month IRA CD Special
1.25%$100k-3 Year Jumbo IRA CD
1.25%$1k$100k4 Year IRA CD
1.00%$1k$100k3 Year IRA CD
0.85%$100k-2 Year Jumbo IRA CD
0.75%$100k-1 Year Jumbo IRA CD
0.60%$1k$100k2 Year IRA CD
0.50%$1k$100k1 Year IRA CD

Omni Community Credit Union Locations
Branch Office4150 W Dickman RdSpringfield, MI 49037
Branch Office1609 E Cork StKalamazoo, MI 49001
Branch Office1 Denso RdBattle Creek, MI 49037
Branch Office15424 Broadway RdThree Rivers, MI 49093
Branch Office207 Broadus StSturgis, MI 49091
Branch Office6622 W Main StKalamazoo, MI 49009
Branch Office3141 Capital Ave SWBattle Creek, MI 49015
Branch Office220 Roosevelt Ave EBattle Creek, MI 49037
Branch Office676 E Main StCentreville, MI 49032