OMNI Community Credit Union is headquartered in Battle Creek and is the 38th largest credit union in the state of Michigan. It is also the 638th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 102 employees and 45,006 members at 13 locations. OMNI Community Credit Union has an A health rating.
Field of Membership Restrictions
Omni Community Credit Union is open to those who live, work, worship, or attend school anywhere in the state of Michigan. Individuals who live or work in the Indiana counties of Elkhart, LaGrange, or St. Joseph also qualify for membership. Family members of current Omni Community Credit Union members are also eligible for membership.
See current membership details
Always a friendly face
While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60105 |
| Year Chartered | 1952 |
| Employees | 102 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 14.1% |
| Annual Interest Income | $14.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $607.6MM$587.9MM |
| Loans | Q3 2022vs Q3 2021 | $270.8MM$250.9MM |
| Deposits | Q3 2022vs Q3 2021 | $541.4MM$507.8MM |
| Equity Capital | Q3 2022vs Q3 2021 | $61.8MM$73.6MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $3.2MM$4.4MM |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.7MM$971.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$70.00K |
