OMNI Community Credit Union


Overview / Commentary
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

OMNI Community Credit Union is headquartered in Battle Creek and is the 39th largest credit union in the state of Michigan. It is also the 663rd largest credit union in the nation. It was established in 1952 and as of December of 2019, it had grown to 116 employees and 41,562 members at 13 locations. OMNI Community Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Ionia, Eaton, Jackson, Kent, Kalamazoo, Muskegon, St Joseph, Ottawa and Van Buren counties in Michigan, or Elkhart, St. Joseph, and LaGrange counties in Indiana. Relatives of current members or eligible members can also apply.
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Reviews (1)

Always a friendly face

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!



Health

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees116
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD6.39%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$423.5MM$405.4MM
LoansQ4 2019vs Q4 2018$244.7MM$214.2MM
DepositsQ4 2019vs Q4 2018$356.1MM$345.1MM
Equity CapitalQ4 2019vs Q4 2018$62.9MM$55.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.1MM$2.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.0MM$3.5MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not OMNI Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OMNI Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.88%--Regular IRA Savings
0.60%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.25% $5 - $5k | 0.40% $5k - $10k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.03% $100 - $2.5k | 0.05% $2.5k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.20%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Business Health Savings Account
OTHER TIERS: 0.03% $100 - $2.5k | 0.05% $2.5k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Senior Advantage Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.10%$100-Christmas Club

OMNI Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.50%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% $2.5k - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k

OMNI Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Smart Checking Account
OTHER TIERS: 0.03% $100 - $2.5k | 0.05% $2.5k - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$15k*-Business Checking Account
OTHER TIERS: 0.10% $7.5k - $15k

OMNI Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5$1k12 Month Youth CD Special
1.40%$100k-5 Year Jumbo CD
1.40%$100k-Business 5 Year Jumbo CD
1.15%$1k-5 Year CD
1.15%$100k-4 Year Jumbo CD
1.15%$100k-Business 4 Year Jumbo CD
1.15%$1k-Business 5 Year CD
1.05%$100k-3 Year Jumbo CD
1.05%$100k-Business 3 Year Jumbo CD
0.90%$1k-4 Year CD
0.90%$1k-Business 4 Year CD
0.85%$100k-2 Year Jumbo CD
0.85%$100k-Business 2 Year Jumbo CD
0.80%$1k-3 Year CD
0.80%$1k-Business 3 Year CD
0.75%$100k-1 Year Jumbo CD
0.75%$100k-Business 1 Year Jumbo CD
0.60%$1k-2 Year CD
0.60%$100k-6 Month Jumbo CD
0.60%$100k-Business 6 Month Jumbo CD
0.60%$1k-Business 2 Year CD
0.50%$1k-1 Year CD
0.50%$1k-Business 1 Year CD
0.35%$1k-6 Month CD
0.35%$1k-Business 6 Month CD

OMNI Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
1.40%$100k-5 Year Jumbo IRA CD
1.40%$100k-Business 5 Year Jumbo IRA CD
1.15%$100k-4 Year Jumbo IRA CD
1.15%$1k-5 Year IRA CD
1.15%$100k-Business 4 Year Jumbo IRA CD
1.15%$1k-Business 5 Year IRA CD
1.05%$100k-3 Year Jumbo IRA CD
1.05%$100k-Business 3 Year Jumbo IRA CD
0.90%$1k-4 Year IRA CD
0.90%$1k-Business 4 Year IRA CD
0.85%$100k-2 Year Jumbo IRA CD
0.85%$100k-Business 2 Year Jumbo IRA CD
0.80%$1k-3 Year IRA CD
0.80%$1k-Business 3 Year IRA CD
0.75%$100k-1 Year Jumbo IRA CD
0.75%$100k-Business 1 Year Jumbo IRA CD
0.60%$1k-2 Year IRA CD
0.60%$1k-Business 2 Year IRA CD
0.50%$1k-1 Year IRA CD
0.50%$1k-Business 1 Year IRA CD
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