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Overview / Commentary
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

Omni Community Credit Union is headquartered in Battle Creek and is the 37th largest credit union in the state of Michigan. It is also the 641st largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 104 employees and 38,665 members at 11 locations. Omni Community Credit Union's CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Ionia, Eaton, Jackson, Kent, Kalamazoo, Muskegon, St Joseph, Ottawa and Van Buren counties in Michigan, or Elkhart, St. Joseph, and LaGrange counties in Indiana. Relatives of current members or eligible members can also apply.
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Reviews (1)

Always a friendly face

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!



Health

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD8.46%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$410.1MM$383.1MM
LoansQ1 2018vs Q1 2017$201.8MM$181.9MM
DepositsQ1 2018vs Q1 2017$354.3MM$329.6MM
Equity CapitalQ1 2018vs Q1 2017$52.4MM$50.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.6MM$1.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$2.8MM$2.3MM
Real Estate OwnedQ1 2018vs Q1 2017$111.00K$131.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Omni Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Omni Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Regular IRA Savings
0.60%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.25% Up to $5k | 0.40% $5k - $10k
0.20%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.20%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%*$50k*-Business Health Savings Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Senior Advantage Savings
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.03% $100 - $5k | 0.10% $5k - $10k
0.10%$100-Christmas Club

Omni Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$200k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.50%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k

Omni Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Smart Checking Account
OTHER TIERS: 0.03% $100 - $2,500 | 0.05% $2,500 - $5k | 0.10% $5k - $10k | 0.15% $10k - $25k | 0.18% $25k - $50k
0.15%*$15k*-Business Checking Account
OTHER TIERS: 0.10% $7,500 - $15k

Omni Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth CD Special
2.50%$1k-50 Month CD Special
2.50%$1k-Business 50 Month CD Special
2.25%$1k-38 Month CD Special
2.25%$1k-Business 38 Month CD Special
2.15%$100k-5 Year Jumbo CD
2.15%$100k-Business 5 Year Jumbo CD
1.90%$1k-5 Year CD
1.90%$100k-4 Year Jumbo CD
1.90%$1k-26 Month CD Special
1.90%$1k-Business 26 Month CD Special
1.90%$100k-Business 4 Year Jumbo CD
1.90%$1k-Business 5 Year CD
1.65%$1k-4 Year CD
1.65%$1k-Business 4 Year CD
1.55%$100k-3 Year Jumbo CD
1.55%$100k-Business 3 Year Jumbo CD
1.35%$100k-2 Year Jumbo CD
1.35%$100k-Business 2 Year Jumbo CD
1.35%$1k-18 Month CD Special
1.35%$1k-Business 18 Month CD Special
1.30%$1k-3 Year CD
1.30%$1k-Business 3 Year CD
1.10%$1k-2 Year CD
1.10%$1k-Business 2 Year CD
1.05%$100k-1 Year Jumbo CD
1.05%$100k-Business 1 Year Jumbo CD
0.85%$100k-6 Month Jumbo CD
0.85%$100k-Business 6 Month Jumbo CD
0.80%$1k-1 Year CD
0.80%$1k-Business 1 Year CD
0.60%$1k-6 Month CD
0.60%$1k-Business 6 Month CD

Omni Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
2.50%$1k-50 Month IRA CD Special
2.25%$1k-38 Month IRA CD Special
2.15%$100k-5 Year Jumbo IRA CD
1.90%$100k-4 Year Jumbo IRA CD
1.90%$1k$100k5 Year IRA CD
1.90%$1k-26 Month IRA CD Special
1.65%$1k$100k4 Year IRA CD
1.55%$100k-3 Year Jumbo IRA CD
1.35%$100k-2 Year Jumbo IRA CD
1.35%$1k-18 Month IRA CD Special
1.30%$1k$100k3 Year IRA CD
1.10%$1k$100k2 Year IRA CD
1.05%$100k-1 Year Jumbo IRA CD
0.80%$1k$100k1 Year IRA CD
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