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OMNI Community Credit Union

Eligibility Requirements | Locations (13) | Receive alerts for this credit union

Based on 1 review

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CURRENT TOP RATE

12 Month Youth CD Special

Overview / Commentary

www.omnicommunitycu.org

269-441-1400

3141 Capital Ave SW
Battle Creek, MI 49015

OMNI Community Credit Union is headquartered in Battle Creek and is the 38^th largest credit union in the state of Michigan. It is also the 654^th largest credit union in the nation. It was established in 1952 and as of June of 2019, it had grown to 115 employees and 40,852 members at 13 locations. OMNI Community Credit Union's CD rates are 17% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, attend school or worship in Allegan, Berrien, Barry, Calhoun, Branch, Cass, Ionia, Eaton, Jackson, Kent, Kalamazoo, Muskegon, St Joseph, Ottawa and Van Buren counties in Michigan, or Elkhart, St. Joseph, and LaGrange counties in Indiana. Relatives of current members or eligible members can also apply.
See current membership details

Related Posts

View all posts from:

2007
2006

10/19 - 5.50% 3-Month CD at a Michigan CU (Omni Community)

12/26 - 5.75% 11-Month CD at a Michigan CU (Omni Community)

Reviews (1)

Write a Review

Always a friendly face

Posted by: CerealCityFamily2013 | Sep 28, 2015

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!

Comment

2

Health

A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60105
Year Chartered	1952
Employees	115
Primary Regulator

Profit Margin
Return on Assets - YTD	1.27%
Return on Equity - YTD	8.87%
Annual Interest Income	$9.1MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$419.6MM$412.2MM
Loans	Q2 2019vs Q2 2018	$223.2MM$207.3MM
Deposits	Q2 2019vs Q2 2018	$356.0MM$355.4MM
Equity Capital	Q2 2019vs Q2 2018	$60.1MM$53.3MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$2.9MM$2.7MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$3.3MM$2.7MM
Real Estate Owned	Q2 2019vs Q2 2018	$15.00K$66.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not OMNI Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OMNI Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.88%	-	-	Regular IRA Savings
0.60%^*	$10k^*	-	Penny Panda Savings Account
OTHER TIERS: 0.25% → $5 - $5k \| 0.40% → $5k - $10k
0.20%^*	$50k^*	-	Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.03% → $100 - $2.5k \| 0.05% → $2.5k - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.20%^*	$50k^*	-	Business Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k \| 0.10% → $10k - $25k \| 0.15% → $25k - $50k
0.20%^*	$50k^*	-	Business Health Savings Account
OTHER TIERS: 0.03% → $100 - $2.5k \| 0.05% → $2.5k - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.15%^*	$10k^*	-	Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.15%^*	$10k^*	-	Senior Advantage Savings Account
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.15%^*	$10k^*	-	Business Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k \| 0.10% → $5k - $10k
0.10%	$100	-	Christmas Club

OMNI Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$200k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k
0.50%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k

OMNI Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Smart Checking Account
OTHER TIERS: 0.03% → $100 - $2.5k \| 0.05% → $2.5k - $5k \| 0.10% → $5k - $10k \| 0.15% → $10k - $25k \| 0.18% → $25k - $50k
0.15%^*	$15k^*	-	Business Checking Account
OTHER TIERS: 0.10% → $7.5k - $15k

OMNI Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%	$5	$1k	12 Month Youth CD Special
2.20%	$1k	-	50 Month CD Special
2.20%	$1k	-	Business 50 Month CD Special
2.15%	$100k	-	5 Year Jumbo CD
2.15%	$100k	-	Business 5 Year Jumbo CD
2.00%	$1k	-	38 Month CD Special
2.00%	$1k	-	Business 38 Month CD Special
1.90%	$1k	-	5 Year CD
1.90%	$100k	-	4 Year Jumbo CD
1.90%	$100k	-	Business 4 Year Jumbo CD
1.90%	$1k	-	Business 5 Year CD
1.80%	$1k	-	26 Month CD Special
1.80%	$1k	-	Business 26 Month CD Special
1.65%	$1k	-	4 Year CD
1.65%	$1k	-	Business 4 Year CD
1.65%	$1k	-	18 Month CD Special
1.65%	$1k	-	Business 18 Month CD Special
1.55%	$100k	-	3 Year Jumbo CD
1.55%	$100k	-	Business 3 Year Jumbo CD
1.35%	$100k	-	2 Year Jumbo CD
1.35%	$100k	-	Business 2 Year Jumbo CD
1.30%	$1k	-	3 Year CD
1.30%	$1k	-	Business 3 Year CD
1.10%	$1k	-	2 Year CD
1.10%	$1k	-	Business 2 Year CD
1.05%	$100k	-	1 Year Jumbo CD
1.05%	$100k	-	Business 1 Year Jumbo CD
0.85%	$100k	-	6 Month Jumbo CD
0.85%	$100k	-	Business 6 Month Jumbo CD
0.80%	$1k	-	1 Year CD
0.80%	$1k	-	Business 1 Year CD
0.60%	$1k	-	6 Month CD
0.60%	$1k	-	Business 6 Month CD

OMNI Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%	-	$1k	12 Month Youth IRA Special
2.20%	$1k	-	50 Month IRA CD Special
2.15%	$100k	-	5 Year Jumbo IRA CD
2.00%	$1k	-	38 Month IRA CD Special
1.90%	$100k	-	4 Year Jumbo IRA CD
1.90%	$1k	-	5 Year IRA CD
1.80%	$1k	-	26 Month IRA CD Special
1.65%	$1k	-	4 Year IRA CD
1.65%	$1k	-	18 Month IRA CD Special
1.55%	$100k	-	3 Year Jumbo IRA CD
1.35%	$100k	-	2 Year Jumbo IRA CD
1.30%	$1k	-	3 Year IRA CD
1.10%	$1k	-	2 Year IRA CD
1.05%	$100k	-	1 Year Jumbo IRA CD
0.80%	$1k	-	1 Year IRA CD

Locations

Availability

Grand Rapids Area

Grand Rapids Area bank & credit union details

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