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OMNI Community Credit Union


Overview / Commentary
www.omnicommunitycu.org
269-441-1400
3141 Capital Ave SW
Battle Creek, MI 49015

OMNI Community Credit Union is headquartered in Battle Creek and is the 40th largest credit union in the state of Michigan. It is also the 665th largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 99 employees and 44,391 members at 13 locations. OMNI Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Omni Community Credit Union is open to those who live, work, worship, or attend school anywhere in the state of Michigan. Individuals who live or work in the Indiana counties of Elkhart, LaGrange, or St. Joseph also qualify for membership. Family members of current Omni Community Credit Union members are also eligible for membership.
See current membership details

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Reviews (1)

Always a friendly face

Posted by: |

While living in Battle Creek our household utilized Omni Family Credit Union. The locations were ideal for us along with the huge range of ATM availability. Even stopping in on Friday afternoons wasn't horrible. They often had kids movies playing in the "kids room" that my younger kids appreciated. Starting a savings account with each kid was a great experience. The account openers are pretty amazing. The branch on Capital Ave SW was the branch we visited most as it was closest to home. My only complaint was the drive thru. Sometimes I'd get stuck in between cars and be in the line for 30 minutes or more. That's why we always preferred to go inside. at least the kids were entertained. Thanks for the great experiences!

2


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #60105
Year Chartered1952
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD15.39%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$592.4MM$619.1MM
LoansQ2 2023vs Q2 2022$300.1MM$264.7MM
DepositsQ2 2023vs Q2 2022$520.0MM$552.7MM
Equity CapitalQ2 2023vs Q2 2022$67.6MM$62.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$3.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.8MM$1.3MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not OMNI Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OMNI Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$10k*-Penny Panda Savings Account
OTHER TIERS: 0.25% → $5 - $5k | 0.40% → $5k - $10k
0.60%*$10k*-Cyber Savings Account
OTHER TIERS: 0.25% → $5 - $5k | 0.40% → $5k - $10k
0.40%--Regular IRA Savings
0.15%*$50k*-Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Health Savings Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Business Smart Savings Account
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.15%*$50k*-Business Health Savings Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.10%*$10k*-Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%$100-Christmas Club
0.10%*$10k*-Senior Advantage Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%*$10k*-Business Regular Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%*$10k*-Special Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%*$10k*-Business Special Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k
0.10%*$10k*-Business Senior Advantage Savings Account
OTHER TIERS: 0.03% → $100 - $5k | 0.08% → $5k - $10k

OMNI Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$200k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.50% → $100k - $200k
0.60%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k | 0.50% → $100k - $200k

OMNI Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Smart Checking Account
OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k
0.10%*$15k*-Business Checking Account
OTHER TIERS: 0.05% → $7.5k - $15k

OMNI Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5$1k12 Month Youth CD Special
4.25%$1k-9 Month CD Special
4.25%$1k-Business 9 Month CD Special
4.00%$1k-14 Month CD Special
4.00%$1k-Business 14 Month CD Special
3.75%$1k-26 Month CD Special
3.75%$1k-Business 26 Month CD Special
1.65%$100k-60 Month Jumbo CD
1.65%$100k-Business 60 Months Jumbo CD
1.40%$1k-60 Month CD
1.40%$100k-48 Month Jumbo CD
1.40%$100k-Business 48 Month Jumbo CD
1.40%$1k-Business 60 Month CD
1.30%$100k-36 Month Jumbo CD
1.30%$100k-Business 36 Month Jumbo CD
1.15%$1k-48 Month CD
1.15%$1k-Business 48 Months CD
1.10%$100k-24 Months Jumbo CD
1.10%$100k-Business 24 Months Jumbo CD
1.05%$1k-36 Month CD
1.05%$1k-Business 36 Month CD
1.00%$100k-12 Months Jumbo CD
1.00%$100k-Business 12 Month Jumbo CD
0.85%$1k-24 Month CD
0.85%$100k-6 Month Jumbo CD
0.85%$100k-Business 6 Month Jumbo CD
0.85%$1k-Business 24 Month CD
0.75%$1k-12 Month CD
0.75%$1k-Business 12 Month CD
0.60%$1k-6 Month CD
0.60%$1k-Business 6 Month CD

OMNI Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$1k12 Month Youth IRA Special
4.25%$1k-9 Month IRA Special
4.25%$100-Business 9 Month IRA Special
4.00%$1k-14 Month IRA Special
4.00%$100-Business 14 Month IRA Special
3.75%$1k-26 Month IRA CD Special
3.75%$1k-Business 26 Month IRA CD Special
1.65%$100k-60 Month Jumbo IRA CD
1.65%$100k-Business 60 Months Jumbo IRA CD
1.40%$100k-48 Months Jumbo IRA CD
1.40%$1k-60 Month IRA CD
1.40%$100k-Business 48 Months Jumbo IRA CD
1.40%$1k-Business 60 Month IRA CD
1.30%$100k-36 Months Jumbo IRA CD
1.30%$100k-Business 36 Months Jumbo IRA CD
1.15%$1k-48 Month IRA CD
1.15%$1k-Business 48 Months IRA CD
1.10%$100k-24 Months Jumbo IRA CD
1.10%$100k-Business 24 Months Jumbo IRA CD
1.05%$1k-36 Months IRA CD
1.05%$1k-Business 36 Months IRA CD
1.00%$100k-12 Months Jumbo IRA CD
1.00%$100k-Business 12 Months Jumbo IRA CD
0.85%$1k-24 Months IRA CD
0.85%$1k-Business 24 Months IRA CD
0.75%$1k-12 Months IRA CD
0.75%$1k-Business 12 Month IRA CD
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