For over 60 years, Pelican State Credit Union has been providing financial services to individuals and their families throughout the state of Louisiana. Since opening our doors in 1956, we seek to embody our mission statement each and every day, providing innovative products and services, with a continued, dedicated focus on member loyalty.
Membership in Pelican State Credit Union is open to those who live in Rapides Parish, St. Landry Parish, or St. Tammany Parish, Louisiana. Employees/retirees of several Select Employee Groups also qualify for membership. Residents of Arkansas, Louisiana, Mississippi, and Texas who join any of four associations are also eligible to join.
See current membership details
Reading all the negative reviews, I feel bad for PSCU.
Actually their service is fine; they answered all my questions timely. The recent event was concerning the cancellation of my debit card since I have not used it for a while. They quickly sent the new debit card to me followed by password.
I do not like their RCA package (4%, only $7.5K; only one account allowed). They used to be much more generous.
I do not use their other services, e.g., loan, credit cards. But I assume it will be similar to those of RCA services.
Anyhow, PSCU went out their ways to read the reviews here and responded positively to them. That is much better than most other credit unions/banks.
I would suggest that we can work with the credit union patiently should issues arrise and afford PSCU an opportunity to make corrections and improvement accordingly.
I think this is a new tactic to avoid paying Rewards accounts bonuses. I have been paying my cable bill for months and suddenly it was changed to a "bill payment" by "the system". Here's what I said but still have not got any final word.
Thank you for messaging Pelican State Credit Union!
Due to change in systems, some online-initiated and recurring debit card purchases, such as Sudden Link, are registering as "Bill Payment Withdrawal" rather than "Debit Card Withdrawal." This has caused the reports to not include these transactions in your 15 required debit card transactions.
We are currently investigating this new reporting and will let you know once this is resolved!
In the meantime, we recommend continuing making your 15 transactions, not including the Bill Payment Withdrawals.
We will let all of our members know at once when this is resolved.
Please let us know if we can be of any further assistance.
I am wondering why those representatives at the call center this week have been avoiding to help me with depositing money from my other institution debit cards to my Pelican checking and savings accounts. Some of them didn't even know how to do it. Some of them made me wait for very long on the line until I gave up waiting and having to hand up the calls. Some of them had bad attitudes on me as if I were wasting their times. Today, I have to say that they made me feel so upset, and there's no reason for me to stand it anymore. I have just decided to move ALL of my money from my Pelican checking account to my another institution account. If you don't need me as your customer anymore, just let me know and I would just go. Don't ever try to treat me poorly like that.
I have tried to pay car note through pelican phone service they have provided for us consumers!! The First Lady took all my credit card information but because she could not remember one word or number to the next, I was very unsure about her completing task of applying the payment!! No email confirmation!! Call back another young man could not tell me if she actually took the payment scared that pelican would take 1000 out because I gave information twice to two different people, would not take that chance, no supervisor after 30 minutes wait ever came to phone was just left there!!I have a gps on car they could not even tell me the rules on that. From day one different pelican employees say and do different things never can I get the same information twice it’s always changed our they just don’t see where i talked to someone concerning nothing, they locked me out of my online account so I would have to pay 15 extra dollars for phone payment that I don’t even know went through!!! I pray a honest member of the team with accurate information could help me!!! Thank you in advance!!
Overall | |
---|---|
NCUA # | 62710 |
Year Chartered | 1956 |
Employees | 283 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.46% |
Return on Equity - YTD | 14.79% |
Annual Interest Income | $28.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $527.8MM$396.5MM |
Loans | Q4 2020vs Q4 2019 | $422.6MM$324.7MM |
Deposits | Q4 2020vs Q4 2019 | $471.7MM$349.6MM |
Equity Capital | Q4 2020vs Q4 2019 | $51.9MM$43.2MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $4.4MM$4.7MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $3.3MM$4.5MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $98.00K$13.00K |
Always verify rates and promotions with the bank or credit union. We are not Pelican State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | - | $7.5k | Kasasa Cash |