Pelican State Credit Union

Overview / Commentary
3232 S Sherwood Forest Blvd
Baton Rouge, LA 70816

From the Bank

For over 60 years, Pelican State Credit Union has been providing financial services to individuals and their families throughout the state of Louisiana. Since opening our doors in 1956, we seek to embody our mission statement each and every day, providing innovative products and services, with a continued, dedicated focus on member loyalty.

Field of Membership Restrictions

Membership in Pelican State Credit Union is open to those who live in Rapides Parish or St. Landry Parish, Louisiana, or work for or retired from one of the Credit Union's Select Employee Groups (not listed on the credit union's site). Membership is also offered to residents of Arkansas, Louisiana, Mississippi, and Texas who join one of three associations (listed on the online application).
See current membership details

Related Posts

Pelican State Credit Union 60-Month CD Earns 3.20% APY - 7/24/2019

Pelican State Credit Union (easy membership in AR/LA/MS/TX) has competitive long-term CD rates: 48-month (3.10% APY) and 60-month (3.20% APY). $500 minimum deposit.

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Not That Bad :-)

Posted by: |

Reading all the negative reviews, I feel bad for PSCU.

Actually their service is fine; they answered all my questions timely. The recent event was concerning the cancellation of my debit card since I have not used it for a while. They quickly sent the new debit card to me followed by password.

I do not like their RCA package (4%, only $7.5K; only one account allowed). They used to be much more generous.

I do not use their other services, e.g., loan, credit cards. But I assume it will be similar to those of RCA services.

Anyhow, PSCU went out their ways to read the reviews here and responded positively to them. That is much better than most other credit unions/banks.

I would suggest that we can work with the credit union patiently should issues arrise and afford PSCU an opportunity to make corrections and improvement accordingly.

Good Service, Great Rates, Contingent Beneficiaries, Not So Good.

A lot of negative reviews here. I'm not one of them. They have always been attentive to my calls. I Kasasa with them for 4% and maintain over 100K in savings and CDs

One thing they should do is allow depositors to create contingent beneficiaries; other banks do.
Whats holding it up?

Poor Customer Services By Phone , So Upset !!!

Posted by: |

I am wondering why those representatives at the call center this week have been avoiding to help me with depositing money from my other institution debit cards to my Pelican checking and savings accounts. Some of them didn't even know how to do it. Some of them made me wait for very long on the line until I gave up waiting and having to hand up the calls. Some of them had bad attitudes on me as if I were wasting their times. Today, I have to say that they made me feel so upset, and there's no reason for me to stand it anymore. I have just decided to move ALL of my money from my Pelican checking account to my another institution account. If you don't need me as your customer anymore, just let me know and I would just go. Don't ever try to treat me poorly like that.

Great Rate

Pelican State has the most responsive staffs that address my questions and requests always in a timely manner. They also offer a great rate for the checking account which is a big plus. I hope in the future they will always continue to maintain the quality of the service and never stop to improve it.



Health Grade Components

NCUA #62710
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.32%
Annual Interest Income$25.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$396.5MM$367.3MM
LoansQ4 2019vs Q4 2018$324.7MM$304.6MM
DepositsQ4 2019vs Q4 2018$349.6MM$324.2MM
Equity CapitalQ4 2019vs Q4 2018$43.2MM$39.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.7MM$4.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.5MM$3.7MM
Real Estate OwnedQ4 2019vs Q4 2018$13.00K$41.00K
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Always verify rates and promotions with the bank or credit union. We are not Pelican State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pelican State Credit Union Savings Account Rates

1.01%*-$50kKasasa Saver
OTHER TIERS: 0.50% $50k+
0.89%$100-IRA Share
0.55%*$20k*-Regular Shares
OTHER TIERS: 0.40% $100 - $20k
0.55%*$20k*-Primary Shares
OTHER TIERS: 0.40% $100 - $20k
0.40%--Team Pelican Shares
0.30%*$50k*-Business Shares
OTHER TIERS: 0.15% $100 - $1k | 0.20% $1k - $10k | 0.25% $10k - $50k
0.25%--Christmas Club
0.25%$1k-Freedom Shares
0.25%--Vacation Club

Pelican State Credit Union Checking Account Rates

4.25%-$7.5kKasasa Cash

Pelican State Credit Union CD Rates

1.13%$500-60 Month CD
1.13%$10k-60 Month Jumbo CD
1.08%$500-48 Month CD
1.08%$10k-48 Month Jumbo CD
0.91%$500-36 Month CD
0.91%$10k-36 Month Jumbo CD
0.80%$500-24 Month CD
0.80%$10k-24 Month Jumbo CD
0.65%$500-12 Month CD
0.65%$10k-12 Month Jumbo CD
0.45%$500-6 Month CD
0.45%$10k-6 Month Jumbo CD

Pelican State Credit Union IRA Rates

1.32%$1k-60 Month IRA
1.32%$10k-60 Month Jumbo IRA
1.27%$10k-48 Month Jumbo IRA
1.27%$1k-48 Month IRA
1.11%$10k-36 Month Jumbo IRA
1.11%$1k-36 Month IRA
1.01%$10k-24 Month Jumbo IRA
1.01%$1k-24 Month IRA
0.85%$10k-12 Month Jumbo IRA
0.85%$1k-12 Month IRA
0.65%$10k-6 Month Jumbo IRA
0.65%$1k-6 Month IRA


Baton Rouge Area

Interactive local rates map

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.