For over 60 years, Pelican State Credit Union has been providing financial services to individuals and their families throughout the state of Louisiana. Since opening our doors in 1956, we seek to embody our mission statement each and every day, providing innovative products and services, with a continued, dedicated focus on member loyalty.
Pelican State Credit Union is open to those who live in Rapides Parish, St. Landry Parish, or St. Tammany Parish, Louisiana. Membership is also open to employees and retirees of any Select Employee Group, as well as the Associate Partners: ARC Baton Rouge ($5 Membership fee), Parents Association of Northwest supports and Services ($5 Membership fee), and Pinecrest Parents Association ($20 Membership fee). Pelican State Credit Union employees and immediate family of anyone eligible are also welcome to join.
See current membership details
Reading all the negative reviews, I feel bad for PSCU.
Actually their service is fine; they answered all my questions timely. The recent event was concerning the cancellation of my debit card since I have not used it for a while. They quickly sent the new debit card to me followed by password.
I do not like their RCA package (4%, only $7.5K; only one account allowed). They used to be much more generous.
I do not use their other services, e.g., loan, credit cards. But I assume it will be similar to those of RCA services.
Anyhow, PSCU went out their ways to read the reviews here and responded positively to them. That is much better than most other credit unions/banks.
I would suggest that we can work with the credit union patiently should issues arrise and afford PSCU an opportunity to make corrections and improvement accordingly.
I think this is a new tactic to avoid paying Rewards accounts bonuses. I have been paying my cable bill for months and suddenly it was changed to a "bill payment" by "the system". Here's what I said but still have not got any final word.
Thank you for messaging Pelican State Credit Union!
Due to change in systems, some online-initiated and recurring debit card purchases, such as Sudden Link, are registering as "Bill Payment Withdrawal" rather than "Debit Card Withdrawal." This has caused the reports to not include these transactions in your 15 required debit card transactions.
We are currently investigating this new reporting and will let you know once this is resolved!
In the meantime, we recommend continuing making your 15 transactions, not including the Bill Payment Withdrawals.
We will let all of our members know at once when this is resolved.
Please let us know if we can be of any further assistance.
I am wondering why those representatives at the call center this week have been avoiding to help me with depositing money from my other institution debit cards to my Pelican checking and savings accounts. Some of them didn't even know how to do it. Some of them made me wait for very long on the line until I gave up waiting and having to hand up the calls. Some of them had bad attitudes on me as if I were wasting their times. Today, I have to say that they made me feel so upset, and there's no reason for me to stand it anymore. I have just decided to move ALL of my money from my Pelican checking account to my another institution account. If you don't need me as your customer anymore, just let me know and I would just go. Don't ever try to treat me poorly like that.
|Return on Assets - YTD||1.5%|
|Return on Equity - YTD||13.52%|
|Annual Interest Income||$16.5MM|
|Assets and Liabilities|
|Assets||Q2 2022vs Q2 2021||$604.9MM$589.8MM|
|Loans||Q2 2022vs Q2 2021||$499.3MM$435.4MM|
|Deposits||Q2 2022vs Q2 2021||$528.0MM$526.0MM|
|Equity Capital||Q2 2022vs Q2 2021||$68.0MM$59.6MM|
|Loan Loss Allowance||Q2 2022vs Q2 2021||$3.2MM$3.4MM|
|Unbacked Noncurrent Loans||Q2 2022vs Q2 2021||$3.8MM$2.8MM|
|Real Estate Owned||Q2 2022vs Q2 2021||$0$87.00K|
Rates for Pelican State Credit Union are currently being reviewed.