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877-802-1212
518 West C Street
Newton, NC 28658

Peoples Bank (NC) is headquartered in Newton and is the 16th largest bank in the state of North Carolina. It is also the 683rd largest bank in the nation. It was established in 1912 and as of June of 2016, it had grown to 315 employees at 22 locations. Peoples Bank (NC) has an A+ health rating.

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Reviews (6)

BEST BANK EVER

Hello everone. Just a quick line about Peoples bank. I have been with them since I was 23 I'm now 44 . I got my first house with them my last 8 cars a boat ,camper ,etc pand now we just build a new home with them also. The branches n hky r amazing. Spring Road and Viewmont r the best ever. But I really miss Diana at the viewmont office R.I.P. miss you deeply. Quick customer service also taking care of for also most 22 years. Thanks people banks for helping our community. Susan Smith.

Great Bank

Posted by: 4567bill | Aug 10, 2012

I was shocked to read the 2 negative reports on Peoples Bank of NC.  I have always dealt with the Denver branch and have been very happy with the very friendly service.  I have 2 personal accounts and a business account with them and have always been very pleased with their service.  They are a much friendlier bank than my previous bank, which was a small local branch of BOA, who was always very impersonal and hard to deal with because of their inflexibility.

Also Love This Bank

Posted by: Anonymous | Aug 3, 2011

After dealing with the impersonal phone trees the "please hold I will transfer you" of the large banks, I am always pleasantly surprised to have the phone answered by a LOCAL person. The person who answers the phone is the same person who answers my question, and once when I had a problem printing my online statement, they followed up the next day to make sure the problem was truly resolved. Whoever follows up saying "just to make sure things are working ok" anymore? I have my money with them and even used them for a construction loan. The staff in my local branch are great, and it is nice to see the same faces each time. Keep up the great work!!!!

Love Peoples Bank

I am not sure how the people below can post something so false.  Why trust a person who cannot even spell correctly?  Also, they said this has happened to them before... clearly they cannot be trusted with a bank account.

I love Peoples Bank.  This is a great bank with friendly, helpful staff and products that are extremely useful.  If there is ever a problem with any thing on my account or any thing at all, I am able to speak to a live person and we settle things properly.  The workers at Peoples Bank trust you like a person and they are REAL people.  I have never encountered someone who "wants my business", they prefer to "want my relationship".

 

Love them.

Incompetent Mortgage Department

Posted by: Tanya | Sep 2, 2011

My SIL began dealing with this outfit July 1, 2011, to get a reverse mortgage.  It is now September 2, 2011, and finally last week they ordered the appraisal...9 weeks!!  I contacted MetLife who said once she had her counseling (which was done before beginning with Peoples Bank) the mortgage should have taken no more than 5 weeks and most were done in 2 weeks.  At this point she will be shocked if the mortgage is completed sometime in 2011.  

You call this place, nobody answers the phone, you get voice mail and they never return their calls.  Even a call to the vice president was not returned.  

They are incompetent and if you need a loan in a hurry, be advised you should go somewhere else.

FDIC Should Investigate

These people continue to violate law. I have been collecting data on them for almost a year now. They have repeatedly rearranged posted transactons inorder to charge people NSF fees. This is against the  law,period. If this has happened to you report it immediatly to the FDIC and your the attorney generals office. They are allowed to move pending transactions but not posted. I had this happen to me personally at Bank of America years ago, reported and won the case and recieved 1000 dollars for this. SInce then I have been watching banks do this time and time again. The poor people who do not know this against the law earns these guys billions of dollars every year. STOP putting yoru money in BANKS people.  This bank also has repeatedly changed thier poliices without warning by written notification to thier clients again and again causing many fees. It is time they had people withdrawl the money that pays thier bills. It is my advise to stop delaing with this bank. Please be informed of the laws and stop letting greedy criminals do this to you AMERICA!



Health
A+

Health Grade Components

Overall
FDIC Certificate #5956
Year Established1912
Employees315
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD9.23%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.07B$1.04B
LoansQ2 2016vs Q2 2015$696.5MM$658.5MM
DepositsQ2 2016vs Q2 2015$846.0MM$812.7MM
Equity CapitalQ2 2016vs Q2 2015$125.7MM$114.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$8.5MM$10.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.0MM$7.7MM
Real Estate OwnedQ2 2016vs Q2 2015$235.00K$3.4MM
Rates
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Peoples Bank (NC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--e-Savings

Peoples Bank (NC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*-$25kRewards Checking
OTHER TIERS: 0.05% $25k+
Locations

Peoples Bank (NC) has 21 locations. Click to view all Peoples Bank (NC) locations.