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Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

$200 For $20,000 For 90 Days
Earn $200 with a new TD savings account. Open a savings account, deposit at least $20,000 and you're ready to earn. Open a new TD personal savings account, deposit at
Founders Federal Credit Union (SC) IRA CDs Are Rate Leaders
Deal Summary: IRA Share Certificates – 84-month Loyalty (2.02% APY), 84-month (1.76% APY), 60-month (1.51% APY), 48-month (1.26% APY),$100k minimum deposit. Availability: Residents of the South Carolina counties of Chester,
Latino Community Credit Union Money Market Available Nationwide
Deal Summary: Money Market, 0.75% APY, $500 minimum opening deposit and minimum balance. Availability: Easy Membership Requirement As money market rates have been declining, Latino Community Credit Union’s (LCCU) Money
PNC Rate Drop For Out Of Area Customers
It used to be 0.65% for Virtual Wallet Growth, but has dropped to 0.50% as of today.
US Bank $100 Or $50 Savings Acct Bonus
Open a savings acct by 12/14, deposit $2500 or $5000 into it by 12/21, leave the money parked there until 6/21/2021, and a $50 or $100 bonus will be credited
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