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Charlotte Metro Area

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Including Fort Mill, ALBEMARLE, Banner Elk, BELMONT, BESSEMER CITY, Blowing Rock, Boiling Springs, BOONE, Catawba, Charlotte, and 81 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

CD Rates Increase
Today 16 May 2022 Bank OZK raised the rates on the CD specials 8-Month to .80% APY was .50 13-Month to 1.00% APY was .80 21-Month to 1.30% APY was
TD Bank Extends $200 Savings and $300 Checking Bonuses Again
Deal Summary: $200 bonus, TD Beyond Savings or TD Simple Savings; $300 bonus, TD Beyond Checking; now through October 31, 2022. Availability: Available online in CT, DC, DE, FL, ME,
US Bank Checking Account Bonus Pays Up To $400
Deal Summary: $200 or $400 bonus when opening a new Silver, Gold, or Platinum Checking account. Available through June 13, 2022. Availability: Market area includes AR, AZ, CA, CO, FL,
Latino Community Credit Union Ups Competitive Jumbo CD Rates
Deal Summary: Jumbo CDs, $200k minimum deposit – 12-month (1.95% APY), 18-month (2.10% APY), 24-month (2.60% APY), 36-month (2.80% APY), 48-month (2.85% APY), 60-month (2.90% APY). Availability: Easy membership requirement
Latino Community Credit Union Boosts Competitive Jumbo CD Rates
Deal Summary: Jumbo CDs, $200k minimum deposit – 12-month (1.65% APY), 18-month (1.85% APY), 24-month (2.35% APY), 36-month (2.65% APY), 48-month (2.75% APY), 60-month (2.85% APY). Availability: Easy membership requirement
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