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Charlotte Metro Area

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Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 81 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

US Bank Checking Account Bonus Pays Up To $500
Deal Summary: $300 or $500 bonus when opening a new Silver, Gold, or Platinum Checking account. Available through January 24, 2022. Availability: Market area includes AR, AZ, CA, CO, FL,
Fifth Third Bank Extends $300 Checking Bonus
Deal Summary: $300 checking bonus when opening a new Fifth Third checking account, now through March 31, 2022. Availability: Market area includes FL, GA, IL, IN, KY, MI, MO, NC,
SouthState Bank Extends $200 Checking Bonus In AL, FL, GA, NC, SC, VA
Deal Summary: $200 checking account bonus extended through December 31, 2021. Availability: Residents of AL, FL, GA, NC, SC, and VA. Now through December 31, 2021, SouthState Bank is offering
TD Bank Extends $200 Savings and $300 Checking Bonuses
Deal Summary: $200 bonus, TD Beyond Savings or TD Simple Savings; $300 bonus, TD Beyond Checking. Availability: Available in CT, DC, DE, FL, ME, MD, MA, NH, NJ, NY, NC,
$300 Checking Bonus
Wells Fargo has a new $300 checking bonus, which is targeted. (I received it in the mail today.) Can be done online or in-branch. 1. You must use your bonus
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