Banking Rates & News

Charlotte Metro Area

Including Charlotte, Hickory, Mooresville, Rock Hill, Gastonia, Concord, Salisbury, Statesville, Monroe, Shelby, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

2.60% 11-Mo CD & 2.10% Savings Acct Regional Promotions
Wells Fargo is currently offering a 2.60% APY, 11-month CD which requires a minimum deposit of $25,000 (new money).They are also offering a 2.10% APY, Platinum Savings Account which also
2.50% Savings Account 20K Minimum, By Invitation
Got an email for this deal, and it appears you need to have an existing account and get invited. 2.50% Savings, guaranteed rate for 12 months 20k minimum to avoid
PNC Ups Relationship Account Rates Again
PNC has raised rates on $100K+ Premiere Money Market Account with relationship checking to 2.00%!
Just Ended The 4.16% Rate On IRA 01/08/19
If you are a resident in several counties of SC and awesome credit union to work with.
United Federal Credit Union Offers 46-Month CD Special
Deal Summary: Certificate Specials – 46-month (3.40% APY), 36-month (3.20% APY), 16-month (3.00% APY), $500 minimum deposit, Ultra Checking required. Availability: Easy membership requirement for residents of Arkansas, Indiana, Michigan,
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