Banking Rates & News

Charlotte Metro Area

Including Charlotte, Hickory, Mooresville, Rock Hill, Gastonia, Salisbury, Statesville, Concord, Monroe, Shelby, and 85 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

2.60% APY 18-Month Featured CD For Florida - Fifth Third
18-month CD promo 2.60% APY, 2.57% Rate Minimum Deposit $5,000 https://www.53.com/product/rates/cd Enter your zip code to see this. Haven’t seen any FL zip codes where this doesn’t apply. Not sure
Founders FCU's (SC/NC) 60-Month CD Soars
Deal Summary: 60-month Share Certificate, 3.29% APY, $500 minimum deposit. Availability: Residents of the South Carolina counties of Chester, Chesterfield, Laurens, and Union; SC towns of Duncan and Wellford; 69
2.75% 2 Year CD
Just took down a 2 year 2.75% CD. Pretty good rate for now.
First National Bank Adds 61-Month CD Special
Deal Summary: 61-month CD Special, 3.00% APY, $5k min/$250k max, new money, checking relationship required, in-branch only. Availability: Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, and West Virginia. First National
1.61 APY MONEY MARKET AND 2.02% APY ON 14 MONTH CD
Capital Bank, a division of First Tennessee Bank National Association and part of the First Horizon family of companies, serves families and businesses in Florida, North Carolina, South Carolina and
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