Banking Rates & News

Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 81 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

PNC High Yield Savings At 3.20%
The high yield rate has gone up to 3.20% from 1.80%. Only available in states where PNC does not have branches, which has gotten bigger since they bought BBVA a
PNC 2.47% (2.50% APY) 13 Month CD - Ex-BBVA Locations
This is a "special" CD in select markets (mostly BBVA ones from my search). Not available in the online market, although High Yield Savings is now at 2.18% (2.20% APY).
Wells Fargo CD Rates Not Half Bad
In the Southern California market, 2.47% (2.50% APY) for 7 months, 2.71% (2.75% APY) for 13 months. A 0.25% boost for those with Prime Checking or higher ($20,000 minimum balance
Regions Bank 18-Month Variable Traditional IRA Up To 4.60% APY
Due to system problems, Regions Bank rates are not available online today. But, I confirmed with CSR that the current rate on the 18-Month Variable IRA is now 4.60% APY
TD Bank Extends $200 Savings and $300 Checking Bonuses Again
Deal Summary: $200 bonus, TD Beyond Savings or TD Simple Savings; $300 bonus, TD Beyond Checking; now through October 31, 2022. Availability: Available online in CT, DC, DE, FL, ME,
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