Banking Rates & News

Charlotte Metro Area

Including Charlotte, Hickory, Rock Hill, Mooresville, Concord, Salisbury, Gastonia, Monroe, Statesville, Shelby, and 85 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

TD Bank Offers Online $150 and $300 Checking Bonuses
Deal Summary: $150 Convenience Checking bonus and $300 Premier Checking bonus. Availability: Checking bonuses are available only online to residents of CT, DC, DE, FL, ME, MD, MA, NH, NJ,
55-Month CD Special Now 2.35% APY
UFCU's 55-month CD Special now earns 2.35% APY. Easy membership requirement to join for residents of Arkansas, Indiana, Michigan, Nevada, North Carolina, Ohio, and Oklahoma.
TD Bank Has $50/$150/$300 Checking Bonuses and $100 Savings Bonus
Deal Summary: $50 Simple Checking bonus; $150 Convenience Checking bonus; $300 Premier Checking bonus; $100 Select Savings bonus. Availability: Checking bonuses are available only to residents of CT, DC, DE,
$400 Checking Bonus Available At Regions Bank
UPDATE 1/19/2017: The $400 bonus is no longer available. Availability: New checking customers in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee,
Wells Fargo Offers Easy $250 Checking Bonus
UPDATE 3/18/2017: Offer extended through April 1, 2017. The fine print on the promotion page now reads, "This is an exclusive, nontransferable offer. This is only available to Wells Fargo
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