Banking Rates & News

Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 81 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Customers Bank Max Increased To 4.06% APY
For anyone that has the Customers Bank Max savings account, the rate was increased from 4.04% APY to 4.06% APY. Absolutely trivial, of course. The APY increase was so small,
$450 Checking Bonus With $2,000 Direct Deposit In 90 Days
First Horizon is offering a $450 bonus on their checking accounts. Only their FirstView Checking Account has no fees with e-statements. Lowest opening balance is $50.00. Offer ends 7/15/25. Opening
Advancial FCU 5 Year Jumbo CD At 4.20% Apy
Advancial FCU bumped their 5 year jumbo share certificate from 4.09% apy to 4.20% apy. It requires a 50K minimum. Not a big jump but it does put it toward
Customers Bank Max Savings Account Increased To 4.04% APY
Customers Bank Max Savings account has a minuscule increase to 4.04% APY. It was 4.02% APY. Sadly, the rate continues to be disappointingly low, especially considering the rate used to
Founders Federal Credit Union (SC) Has Rate-Leading 12-Month IRA CD
Deal Summary: 12-month IRA Share Certificate, 5.88% APY, $500 minimum deposit. 12-month Share Certificate, 5.61% APY, $500 minimum deposit. Availability: Residents of the South Carolina counties of Chester, Chesterfield, Laurens,
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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.