Banking Rates & News

Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Email From SharonviewFCU
No Penalty Withdrawal of Funds in 64m 4% CD Special 7/1/2020 COVID-19 BAILOUT Opportunity Fat chance if heavy w/$
Fifth Third $250 Checking Bonus, $500 Deposit For 60-Days No DP Or Activities Required [State Specific Offer]
The $250.00 bonus with a $500.00 checking deposit is back until 31 August 2020 [These deals are usually withdrawn before the expiration date so don't snooze or you will loose
CD Rates Dropped: Highest Rate Now 2.02%CD / 2.12% IRA
It appears that as of April 1, 2020 Carolinas Telco FCU is no longer offering the exceptional rates the Deposit Accounts website displays. They now are: 48 month CD 2.02%
Get $250 Bonus With A $500 Deposit For 60-Days No DD or Activities Required. State Specific Offer
https://accounts.53.com/banking/offer/checking Offer expires on: 4/30/2020 Fifth Third Bank $250 bonus with a $500 checking deposit for 60-days. No DD required. Can only apply for this offer once every 12-months. Bonus
Charlotte Metro Credit Union Ups All 18-Month CDs To 3.00% APY
Deal Summary: 18-month Share Certificate, 3.00% APY, $2k minimum. 3-year Jumbo Share Certificate, 3.00% APY, $50k minimum. Availability: Residents of seven North Carolina and three South Carolina counties. Charlotte Metro
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