Banking Rates & News

Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Highest CD Rates As Of 9/1/20: IRA 48 Mo/ 0.9% APY; Regular 48 Mo/.0.8%APY
As of September 1, Certificate of Deposit Rates have dropped at Carolinas Telco. No 5 year CDs. Four year CDs yield less than 1% APY! DA, Please update your lists
Select Bank & Trust Adds Money Market Special With Rate Guarantee
Deal Summary: Money Market Special, 0.95% APY, $15k minimum opening deposit, new money, 12-month rate guarantee. Availability: Market area includes North Carolina, Upstate South Carolina, and Virginia Beach, Virginia area.
Upto $600 For 100K Deposit To Suntrust Advantage MMA
credit DoC I was idly looking and after encountering the TD bank offer, I saw this one... https://www.suntrust.com/lp/mma-offer "Take your savings to the next level and earn up to $600
The Usual(?) Upto $500 For New Customer Checking/Saving
https://checkingbonus.tdbank.com/Digital500A.html " Offer valid July 24, 2020 through September 18, 2020 and is available only when opening through a qualifying website. Checking offer is available to new personal checking Customers
CAROLINAS TELCO FCU: IRA Rate Drop: 48Mo.1.21 APY; 36Mo/1.11; 24Mo/1.01
Please note rate drops as of August 3, 2020. IRA rates noted above. Non-IRA rates about 0.10% lower than IRA. Definitely no longer highest rates.
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