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Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Wells Fargo Rate Drops
Wells drops rates again
Fifth Third Bank Sweetens The Deal For Those Short On Funds By Offering 274.0454% Interest!
State specific offer. Available only in: FL, GA, IL, IN, KY, MI, NC, OH, TN, WV No Direct Deposit (DD) or Direct Payroll (DP) required. The $250 checking bonus does
All Rates Dropped .15 All Products
Rate drops again all products
IRA Saving 3%
Latino Credit Union has a 3% IRA Savings Account that is posted on their website. It sounds too good to be true and there is no time limit on the
Charlotte Metro Credit Union 3-Year Jumbo CD Earns 3.00% APY
Deal Summary: 3-year Jumbo Share Certificate, 3.00% APY, $50k minimum. 18-month Senior Jumbo Share Certificate, 2.75% APY, $100k minimum. Availability: Residents of seven North Carolina and three South Carolina counties.
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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.