Banking Rates & News

Charlotte Metro Area

Including Charlotte, Hickory, Mooresville, Rock Hill, Gastonia, Salisbury, Statesville, Concord, Monroe, Shelby, and 85 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Founders Federal Credit Union (SC) 60-Month CD Leaps To 4.06% APY
Deal Summary: 60-month Share Certificate, 4.06% APY, $500 minimum deposit. Availability: Residents of the South Carolina counties of Chester, Chesterfield, Laurens, and Union; South Carolina towns of Duncan and Wellford;
5 Yr Share Certificate @ 4.06 APY
I stumbled across our local Credit Union offering 4.06 APY (4%) for a 5 year share certificate
PNC Hikes Rate of High Yield Savings Account to 2.35% APY
Deal Summary: PNC High Yield Savings, 2.35% APY on balances of $1 and above. Availability: Areas of U.S. outside of PNC’s branch footprint (based on zip code) Last month when
PNC At 2.35%
They raised their rate to 2.35% - it's on their web site (if you are in the targeted region).
Platinum Savings/Fixed Cds. Not Bad For A B&M National Bank
Wells Fargo enters the rate race (sorta). In todays Sun Sentinel, Wells Fargo is now offering their Platinum Savings account, minimum new money deposit of $25,000, with a minimum average
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