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Charlotte Metro Area

Including Charlotte, Hickory, Rock Hill, Mooresville, Concord, Salisbury, Gastonia, Monroe, Statesville, Shelby, and 85 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

PNC $400 Checking Bonus With Bears Debit Card
A friend who lives in Chicago told me he just took advantage of PNC's $400 checking bonus.  He opened a new PNC checking account with a Chicago Bears (aka "Da
Bank Of The Ozarks 13 Month CD Special In Dallas/Fort Worth
Saw this advertised in today’s Dallas Morning News 1.30% APY 13-month CD Special. Limited Time Offer Nine metroplex area locations $1,000 minimum deposit Offer good at DFW Metroplex locations only
TD Bank Checking Account Bonus Of Up To $300
Saw the advertisement when I was logging into my Yahoo account. TD Bank’s promotion page shows two bonuses: $150 for opening a TD Convenience Checking account with cumulative direct deposit
Wells Fargo Everyday Checking $100 Offer
$100 offer expires 09/01/2016. Requirements: Open an Everyday Checking account with a $25 minimum deposit. Make 10 debit card purchases/payments within 60 days. Offer Link Offer details courtesy of
Bank Of The Ozarks 15 Month CD 1.36% APY
$1000 minimum; must be new money; advertisement is for New York City branch. I don't know if it's available at other locations.