Banking Rates & News

Charlotte Metro Area

Including ALBEMARLE, Banner Elk, Belmont, Bessemer City, Blowing Rock, Boiling Springs, Boone, Catawba, Charlotte, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

Charlotte Metro Credit Union Ups All 18-Month CDs To 3.00% APY
Deal Summary: 18-month Share Certificate, 3.00% APY, $2k minimum. 3-year Jumbo Share Certificate, 3.00% APY, $50k minimum. Availability: Residents of seven North Carolina and three South Carolina counties. Charlotte Metro
Founders Federal Credit Union (SC) 84-Month CD Earns Up To 4.58% APY
Deal Summary: 84-month Share Certificate (3.29% APY), 84-month Loyalty Share Certificate (4.58% APY), $500 minimum deposit. Availability: Residents of the South Carolina counties of Chester, Chesterfield, Laurens, and Union; South
Wells Fargo Drops Rates Again
The slide continues. Will it stop anytime soon
Wells Fargo Rate Drops
Wells drops rates again
Fifth Third Bank Sweetens The Deal For Those Short On Funds By Offering 274.0454% Interest!
State specific offer. Available only in: FL, GA, IL, IN, KY, MI, NC, OH, TN, WV No Direct Deposit (DD) or Direct Payroll (DP) required. The $250 checking bonus does
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