Banking Rates & News

Charlotte Metro Area

Including Charlotte, ALBEMARLE, Banner Elk, BELMONT, BESSEMER CITY, Blowing Rock, Boiling Springs, BOONE, Catawba, Cheraw, and 83 other towns.

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Banking in the Charlotte Area

Charlotte is the largest city in North Carolina, and with more than 2 million people in the city and surrounding areas, it is one of the top 25 largest metropolitan areas in the country. Over the years, Charlotte has established itself as one of the major financial centers not only in the South, but also in the whole U.S.

Charlotte's history goes back nearly three centuries, and its oldest operating bank, Spratt Savings and Loan Association, dates to 1893. But it wasn't until the 1970s and 1980s that Charlotte rose to prominence in banking with NationsBank and Wachovia Bank. Both of those banks eventually merged with others, with NationsBank becoming Bank of America and Wachovia being acquired by Wells Fargo.

Today, Charlotte is home to the headquarters of more than 20 banks and 25 credit unions, including Bank of America. Other major banks and credit unions based in Charlotte include Yadkin Bank, Park Sterling Bank, Founders Federal Credit Union, and Sharonview Federal Credit Union. Overall, there are over 70 banks and 45 credit unions that operate in the metro area, and between them, they have more than 1,050 branches.

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Local Deals & News

IRA Saving 3%
Latino Credit Union has a 3% IRA Savings Account that is posted on their website. It sounds too good to be true and there is no time limit on the
Too Good To Be True?
Has anyone setup an IRA Saving account here? It appears to be paying 3% .... no limits specified or am I missing something
2.25 For 12 Months. 10K Needed
https://www.suntrust.com/lp/mma-1
Charlotte Metro Credit Union 3-Year Jumbo CD Earns 3.00% APY
Deal Summary: 3-year Jumbo Share Certificate, 3.00% APY, $50k minimum. 18-month Senior Jumbo Share Certificate, 2.75% APY, $100k minimum. Availability: Residents of seven North Carolina and three South Carolina counties.
24-Month CD Special, 3.00% APY
24-month CD Special, 3.00% APY, and 60-month CD Special, 3.00% APY Available to residents of Gaston County, North Carolina and members of the North Carolina Consumers Council.
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