Peoples Bank (NC) is headquartered in Newton and is the 9th largest bank in the state of North Carolina. It is also the 664th largest bank in the nation. It was established in 1912 and as of December of 2021, it had grown to 299 employees at 20 locations. Peoples Bank (NC) has an A health rating.
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BEST BANK EVER
Hello everone. Just a quick line about Peoples bank. I have been with them since I was 23 I'm now 44 . I got my first house with them my last 8 cars a boat ,camper ,etc pand now we just build a new home with them also. The branches n hky r amazing. Spring Road and Viewmont r the best ever. But I really miss Diana at the viewmont office R.I.P. miss you deeply. Quick customer service also taking care of for also most 22 years. Thanks people banks for helping our community. Susan Smith.
Great Bank
I was shocked to read the 2 negative reports on Peoples Bank of NC. I have always dealt with the Denver branch and have been very happy with the very friendly service. I have 2 personal accounts and a business account with them and have always been very pleased with their service. They are a much friendlier bank than my previous bank, which was a small local branch of BOA, who was always very impersonal and hard to deal with because of their inflexibility.
Also Love This Bank
After dealing with the impersonal phone trees the "please hold I will transfer you" of the large banks, I am always pleasantly surprised to have the phone answered by a LOCAL person. The person who answers the phone is the same person who answers my question, and once when I had a problem printing my online statement, they followed up the next day to make sure the problem was truly resolved. Whoever follows up saying "just to make sure things are working ok" anymore? I have my money with them and even used them for a construction loan. The staff in my local branch are great, and it is nice to see the same faces each time. Keep up the great work!!!!
Love Peoples Bank
I am not sure how the people below can post something so false. Why trust a person who cannot even spell correctly? Also, they said this has happened to them before... clearly they cannot be trusted with a bank account.
I love Peoples Bank. This is a great bank with friendly, helpful staff and products that are extremely useful. If there is ever a problem with any thing on my account or any thing at all, I am able to speak to a live person and we settle things properly. The workers at Peoples Bank trust you like a person and they are REAL people. I have never encountered someone who "wants my business", they prefer to "want my relationship".
Love them.
Incompetent Mortgage Department
My SIL began dealing with this outfit July 1, 2011, to get a reverse mortgage. It is now September 2, 2011, and finally last week they ordered the appraisal...9 weeks!! I contacted MetLife who said once she had her counseling (which was done before beginning with Peoples Bank) the mortgage should have taken no more than 5 weeks and most were done in 2 weeks. At this point she will be shocked if the mortgage is completed sometime in 2011.
You call this place, nobody answers the phone, you get voice mail and they never return their calls. Even a call to the vice president was not returned.
They are incompetent and if you need a loan in a hurry, be advised you should go somewhere else.
FDIC Should Investigate
These people continue to violate law. I have been collecting data on them for almost a year now. They have repeatedly rearranged posted transactons inorder to charge people NSF fees. This is against the law,period. If this has happened to you report it immediatly to the FDIC and your the attorney generals office. They are allowed to move pending transactions but not posted. I had this happen to me personally at Bank of America years ago, reported and won the case and recieved 1000 dollars for this. SInce then I have been watching banks do this time and time again. The poor people who do not know this against the law earns these guys billions of dollars every year. STOP putting yoru money in BANKS people. This bank also has repeatedly changed thier poliices without warning by written notification to thier clients again and again causing many fees. It is time they had people withdrawl the money that pays thier bills. It is my advise to stop delaing with this bank. Please be informed of the laws and stop letting greedy criminals do this to you AMERICA!
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5956 |
| Year Established | 1912 |
| Employees | 299 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 10.27% |
| Annual Interest Income | $47.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $1.62B$1.41B |
| Loans | Q4 2021vs Q4 2020 | $879.2MM$947.9MM |
| Deposits | Q4 2021vs Q4 2020 | $1.41B$1.22B |
| Equity Capital | Q4 2021vs Q4 2020 | $155.7MM$152.6MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $9.4MM$9.9MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $3.2MM$3.8MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$128.00K |
