Peoples Community Bank (MO)
Peoples Community Bank (MO) is headquartered in Greenville and is the 52nd largest bank in the state of Missouri. It is also the 1,516th largest bank in the nation. It was established in 1977 and as of March of 2018, it had grown to 121 employees at 15 locations. Peoples Community Bank (MO) has an A health rating.
Bank Review
People's Community Bank charges excess rates for overdraft charges on debit cards. This is an unfair practice as they do not pay anything and yet call the $30 charged an overdraft charge. Debit cards are fully automated and a simple rejection of a charge is automatic. No one does anything to process anything, so there is not really any work involved and yet they charge this to people. It is ridiculous. In one month, my account was totally ruined and all I could do was close the account. They lost a customer for the exorbitant charges, not to mention the copious amounts of money I lost paying these things. They should review their policies. The people who work there are nice though. The hours of operation and drive thru are convenient too. Overall though, this bank gets a bad review from me.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22394 |
| Year Established | 1977 |
| Employees | 121 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.87% |
| Return on Equity - YTD | 17.43% |
| Annual Interest Income | $5.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $467.9MM$442.4MM |
| Loans | Q1 2018vs Q1 2017 | $310.3MM$302.5MM |
| Deposits | Q1 2018vs Q1 2017 | $381.6MM$365.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $76.4MM$70.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $3.6MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $4.7MM$6.4MM |
| Real Estate Owned | Q1 2018vs Q1 2017 | $311.00K$161.00K |
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