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Overview / Commentary
573-224-3267
St Hwy 67 & Sycamore St
Greenville, MO 63944

Peoples Community Bank (MO) is headquartered in Greenville and is the 59th largest bank in the state of Missouri. It is also the 1,638th largest bank in the nation. It was established in 1977 and as of December of 2016, it had grown to 125 employees at 15 locations. Peoples Community Bank (MO) has an A health rating.

Reviews (1)

Bank Review

People's Community Bank charges excess rates for overdraft charges on debit cards. This is an unfair practice as they do not pay anything and yet call the $30 charged an overdraft charge. Debit cards are fully automated and a simple rejection of a charge is automatic. No one does anything to process anything, so there is not really any work involved and yet they charge this to people. It is ridiculous. In one month, my account was totally ruined and all I could do was close the account. They lost a customer for the exorbitant charges, not to mention the copious amounts of money I lost paying these things. They should review their policies. The people who work there are nice though. The hours of operation and drive thru are convenient too. Overall though, this bank gets a bad review from me.



Health

Health Grade Components

Overall
FDIC Certificate #22394
Year Established1977
Employees125
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.17%
Return on Equity - YTD20.1%
Annual Interest Income$22.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$426.1MM$351.8MM
LoansQ4 2016vs Q4 2015$305.6MM$252.4MM
DepositsQ4 2016vs Q4 2015$352.7MM$274.5MM
Equity CapitalQ4 2016vs Q4 2015$66.9MM$61.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.5MM$3.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.2MM$1.9MM
Real Estate OwnedQ4 2016vs Q4 2015$336.00K$0
Rates

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Locations

Peoples Community Bank (MO) has 15 locations. Click to view all Peoples Community Bank (MO) locations.