Peoples Community Bank (MO)

Bank Review

People's Community Bank charges excess rates for overdraft charges on debit cards. This is an unfair practice as they do not pay anything and yet call the $30 charged an overdraft charge. Debit cards are fully automated and a simple rejection of a charge is automatic. No one does anything to process anything, so there is not really any work involved and yet they charge this to people. It is ridiculous. In one month, my account was totally ruined and all I could do was close the account. They lost a customer for the exorbitant charges, not to mention the copious amounts of money I lost paying these things. They should review their policies. The people who work there are nice though. The hours of operation and drive thru are convenient too. Overall though, this bank gets a bad review from me.