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Peoples National Bank , N.A.

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%Reward CheckingCha-CHING Cash
0.40%Reward SavingsCha-CHING $aver
1.22%5-year CD60+ Month CD

Overview / Commentary
618-244-4777
520 South 42nd Street
Mount Vernon, IL 62864

Peoples National Bank , N.A. is headquartered in Mount Vernon and is the 41st largest bank in the state of Illinois. It is also the 667th largest bank in the nation. It was established in 1909 and as of September of 2017, it had grown to 268 employees at 24 locations. Peoples National Bank , N.A. has a C+ health rating.

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Reviews (1)

People's National Bank is great!

The first bank I ever opened accounts with was People's National Bank, in McLeansboro, Il. People's National Bank only has a handful of branches located in Southern Illinois and Missouri. Even though People's National Bank is a local community bank, they offer all the amenities that a large bank does, in terms of deposit accounts. What I appreciated most is the personalized service I received each time I came into my local branch. Due to the lower volume of customers, you truly build a relationship with the bankers. This personalized relationship helps the bankers truly identify products and services that you actually need, as opposed to trying to sell products that don't add any value to your life.



Health
C+

Health Grade Components

Overall
FDIC Certificate #3809
Year Established1909
Employees268
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD12.32%
Annual Interest Income$35.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.13B$1.09B
LoansQ3 2017vs Q3 2016$988.7MM$943.6MM
DepositsQ3 2017vs Q3 2016$1.02B$967.6MM
Equity CapitalQ3 2017vs Q3 2016$106.8MM$99.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$12.4MM$11.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$19.0MM$10.7MM
Real Estate OwnedQ3 2017vs Q3 2016$1.1MM$2.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples National Bank , N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*-$10kCha-CHING $aver
OTHER TIERS: 0.15% $10k+
0.02%--Statement Savings
0.02%--Little Peoples Savings
0.02%--Christmas Savers
0.02%$100-Health Savings Account

Peoples National Bank , N.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$25k*-Preferred Money Market
OTHER TIERS: 0.01% $1k - $10k | 0.02% $10k - $25k

Peoples National Bank , N.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$10kCha-CHING Cash
OTHER TIERS: 0.15% $10k+
0.10%$1k-Peoples Select Checking
0.03%*$10k*-Peoples Prime 50
OTHER TIERS: 0.02% $500 - $10k

Peoples National Bank , N.A. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500$100k48 Month CD
1.45%$500-60 Month Trade Up CD
1.35%$500-48 Month Trade Up CD
1.25%$500-36 Month Trade Up CD
1.22%*$100k*-60+ Month CD
OTHER TIERS: 0.86% $500 - $10k | 1.12% $10k - $100k
1.22%*$100k*-Business 60+ Month CD
OTHER TIERS: 0.86% $500 - $10k | 1.12% $10k - $100k
1.01%*$100k*-48-59 Month CD
OTHER TIERS: 0.71% $500 - $10k | 0.91% $10k - $100k
1.01%*$100k*-Business 48-59 Month CD
OTHER TIERS: 0.71% $500 - $10k | 0.91% $10k - $100k
0.81%*$100k*-36-47 Month CD
OTHER TIERS: 0.56% $500 - $10k | 0.71% $10k - $100k
0.81%*$100k*-Business 36-47 Month CD
OTHER TIERS: 0.56% $500 - $10k | 0.71% $10k - $100k
0.75%$500-13 Month CD
0.51%*$100k*-24-35 Month CD
OTHER TIERS: 0.31% $500 - $10k | 0.41% $10k - $100k
0.51%*$100k*-Business 24-35 Month CD
OTHER TIERS: 0.31% $500 - $10k | 0.41% $10k - $100k
0.39%$500-7 Month CD
0.26%*$100k*-18-23 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.21% $10k - $100k
0.26%*$100k*-Business 18-23 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.21% $10k - $100k
0.25%*$25k*-10 Month 3 in 1 CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $25k
0.21%*$100k*-12-17 Month CD
OTHER TIERS: 0.09% $500 - $10k | 0.15% $10k - $100k
0.21%*$100k*-Business 12-17 Month CD
OTHER TIERS: 0.09% $500 - $10k | 0.15% $10k - $100k
0.17%*$100k*-6 - 11 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.13% $10k - $100k
0.17%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.13% $10k - $100k
0.13%*$100k*-3 - 5 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.12% $10k - $100k
0.13%*$100k*-Business 3 - 5 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.12% $10k - $100k
0.11%*$100k*-1 - 2 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.06% $10k - $100k
0.11%*$100k*-Business 1 - 2 Months CD
OTHER TIERS: 0.03% $500 - $10k | 0.06% $10k - $100k

Peoples National Bank , N.A. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.22%$100-60 Month Fixed Rate IRA
0.98%$100-48 Month Fixed Rate IRA
0.75%$100-42 Month IRA Special
0.43%$100-24 Month Fixed Rate IRA
0.20%$100-18 Month Fixed Rate IRA
0.16%$100-12 Month IRA Special
0.15%$100-18 Month Variable Rate IRA
0.14%$100-12 Month Fixed Rate IRA
Locations

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