Peoples National Bank , N.A.

Eligibility Requirements | Locations (22) | Receive alerts for this bank

Based on 1 review

View health report

CURRENT TOP RATE

Overview / Commentary

www.peoplesnationalbank.com

618-241-6500

520 South 42nd Street
Mount Vernon, IL 62864

Peoples National Bank , N.A. is headquartered in Mount Vernon and is the 41^st largest bank in the state of Illinois. It is also the 694^th largest bank in the nation. It was established in 1909 and as of March of 2021, it had grown to 296 employees at 24 locations. Peoples National Bank , N.A. has a B+ health rating.

Related Posts

View all posts from:

2014
2009

4/8 - New Kasasa Accounts with a High-Yield Reward Checking at Peoples National Bank

7/5 - 2.17% 9-Month CD at Peoples National Bank in Parts of MO & IL - Local Only

Reviews (1)

Write a Review

People's National Bank is great!

Posted by: shalondasolis2 | May 3, 2017

The first bank I ever opened accounts with was People's National Bank, in McLeansboro, Il. People's National Bank only has a handful of branches located in Southern Illinois and Missouri. Even though People's National Bank is a local community bank, they offer all the amenities that a large bank does, in terms of deposit accounts. What I appreciated most is the personalized service I received each time I came into my local branch. Due to the lower volume of customers, you truly build a relationship with the bankers. This personalized relationship helps the bankers truly identify products and services that you actually need, as opposed to trying to sell products that don't add any value to your life.

Comment

1

Health

B+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	3809
Year Established	1909
Employees	296
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.33%
Return on Equity - YTD	16.16%
Annual Interest Income	$12.7MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$1.49B$1.19B
Loans	Q1 2021vs Q1 2020	$1.20B$1.02B
Deposits	Q1 2021vs Q1 2020	$1.32B$1.02B
Equity Capital	Q1 2021vs Q1 2020	$124.1MM$114.6MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$13.2MM$11.4MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$18.0MM$14.9MM
Real Estate Owned	Q1 2021vs Q1 2020	$1.3MM$5.2MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Peoples National Bank , N.A.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples National Bank , N.A. Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	-	$10k	Cha-CHING $aver
OTHER TIERS: 0.15% → $10k+
0.10%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.03% → Up to $1k \| 0.08% → $1k - $10k
0.02%	-	-	Statement Savings
0.02%	$1	-	Little Peoples Savings
0.02%	$5	-	Christmas Savers

Peoples National Bank , N.A. Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%^*	$25k^*	-	Preferred Money Market
OTHER TIERS: 0.01% → $1k - $10k \| 0.02% → $10k - $25k

Peoples National Bank , N.A. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.01%^*	-	$10k	Cha-CHING Ca$h
OTHER TIERS: 0.15% → $10k+
0.03%^*	$10k^*	-	Peoples Prime 50
OTHER TIERS: 0.02% → $500 - $10k
0.03%	$1k	-	Peoples Select Checking

Peoples National Bank , N.A. CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.94%^*	$100k^*	-	60+ Month CD
OTHER TIERS: 0.61% → $500 - $10k \| 0.84% → $10k - $100k
0.94%^*	$100k^*	-	Business 60+ Month CD
OTHER TIERS: 0.61% → $500 - $10k \| 0.84% → $10k - $100k
0.74%^*	$100k^*	-	48-59 Month CD
OTHER TIERS: 0.46% → $500 - $10k \| 0.65% → $10k - $100k
0.74%^*	$100k^*	-	Business 48-59 Month CD
OTHER TIERS: 0.46% → $500 - $10k \| 0.65% → $10k - $100k
0.54%^*	$100k^*	-	36-47 Month CD
OTHER TIERS: 0.32% → $500 - $10k \| 0.44% → $10k - $100k
0.54%^*	$100k^*	-	Business 36-47 Month CD
OTHER TIERS: 0.32% → $500 - $10k \| 0.44% → $10k - $100k
0.38%	$500	-	60 Month Trade Up CD
0.38%	$500	-	Business 60 Month Trade Up CD
0.36%^*	$100k^*	-	24-35 Month CD
OTHER TIERS: 0.18% → $500 - $10k \| 0.26% → $10k - $100k
0.36%^*	$100k^*	-	Business 24-35 Month CD
OTHER TIERS: 0.18% → $500 - $10k \| 0.26% → $10k - $100k
0.32%	$500	-	25 Month CD
0.32%	$500	-	Business 25 Month CD
0.28%	$500	-	48 Month Trade Up CD
0.28%	$500	-	Business 48 Month Trade Up CD
0.22%^*	$100k^*	-	18-23 Month CD
OTHER TIERS: 0.15% → $500 - $10k \| 0.17% → $10k - $100k
0.22%^*	$100k^*	-	Business 18-23 Month CD
OTHER TIERS: 0.15% → $500 - $10k \| 0.17% → $10k - $100k
0.19%^*	$100k^*	-	12-17 Month CD
OTHER TIERS: 0.12% → $500 - $10k \| 0.16% → $10k - $100k
0.19%^*	$100k^*	-	Business 12-17 Month CD
OTHER TIERS: 0.12% → $500 - $10k \| 0.16% → $10k - $100k
0.18%	$500	-	36 Month Trade Up CD
0.18%^*	$25k^*	-	10 Month 3 in 1 CD
OTHER TIERS: 0.08% → $500 - $10k \| 0.13% → $10k - $25k
0.18%^*	$25k^*	-	Business 10 Month 3 in 1 CD
OTHER TIERS: 0.08% → $500 - $10k \| 0.13% → $10k - $25k
0.18%	$500	-	Business 36 Month Trade Up CD
0.17%^*	$100k^*	-	6 - 11 Month CD
OTHER TIERS: 0.08% → $500 - $10k \| 0.13% → $10k - $100k
0.17%^*	$100k^*	-	Business 6 - 11 Month CD
OTHER TIERS: 0.08% → $500 - $10k \| 0.13% → $10k - $100k
0.17%	$500	-	13 Month CD
0.17%	$500	-	Business 13 Month CD
0.10%^*	$100k^*	-	3 - 5 Month CD
OTHER TIERS: 0.02% → $500 - $10k \| 0.09% → $10k - $100k
0.10%^*	$100k^*	-	Business 3 - 5 Month CD
OTHER TIERS: 0.02% → $500 - $10k \| 0.09% → $10k - $100k
0.10%	$500	-	12 Month HSA CD
0.08%^*	$100k^*	-	1 - 2 Month CD
OTHER TIERS: 0.02% → $500 - $10k \| 0.03% → $10k - $100k
0.08%^*	$100k^*	-	Business 1 - 2 Month CD
OTHER TIERS: 0.02% → $500 - $10k \| 0.03% → $10k - $100k

Peoples National Bank , N.A. IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.63%	$100	-	60 Month Fixed Rate IRA
0.44%	$100	-	48 Month Fixed Rate IRA
0.32%	$100	-	25 Month IRA Special
0.23%	$100	-	24 Month Fixed Rate IRA
0.18%	$100	-	18 Month Variable Rate IRA
0.17%	$100	-	13 Month IRA Special
0.14%	$100	-	18 Month Fixed Rate IRA
0.09%	$100	-	12 Month Fixed Rate IRA

Locations

Availability

Paducah Area

Paducah Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.