Featured Savings Rates
Featured Accounts

Peoples National Bank , N.A.

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%Reward CheckingCha-CHING Cash
0.40%Reward SavingsCha-CHING $aver
1.22%5-year CD60+ Month CD

Overview / Commentary
618-241-6500
520 South 42nd Street
Mount Vernon, IL 62864

Peoples National Bank , N.A. is headquartered in Mount Vernon and is the 41st largest bank in the state of Illinois. It is also the 676th largest bank in the nation. It was established in 1909 and as of March of 2017, it had grown to 261 employees at 24 locations. Peoples National Bank , N.A. has a B health rating.

Related Posts

13 Month 1.25 CD - 7/20/2016

In 7/20/2016 Post Dispatch.  The fine print is too tiny for me to read

View all posts from:


Reviews (1)

People's National Bank is great!

The first bank I ever opened accounts with was People's National Bank, in McLeansboro, Il. People's National Bank only has a handful of branches located in Southern Illinois and Missouri. Even though People's National Bank is a local community bank, they offer all the amenities that a large bank does, in terms of deposit accounts. What I appreciated most is the personalized service I received each time I came into my local branch. Due to the lower volume of customers, you truly build a relationship with the bankers. This personalized relationship helps the bankers truly identify products and services that you actually need, as opposed to trying to sell products that don't add any value to your life.



Health

Health Grade Components

Overall
FDIC Certificate #3809
Year Established1909
Employees261
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD12.31%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.11B$1.04B
LoansQ1 2017vs Q1 2016$965.4MM$895.7MM
DepositsQ1 2017vs Q1 2016$981.9MM$918.1MM
Equity CapitalQ1 2017vs Q1 2016$109.1MM$97.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$12.5MM$10.9MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$13.8MM$8.8MM
Real Estate OwnedQ1 2017vs Q1 2016$1.7MM$3.1MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Peoples National Bank , N.A.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples National Bank , N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*-$10kCha-CHING $aver
OTHER TIERS: 0.15% $10k+
0.02%--Statement Savings
0.02%--Little Peoples Savings
0.02%--Christmas Savers
0.02%$100-Health Savings Account

Peoples National Bank , N.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$25k*-Preferred Money Market
OTHER TIERS: 0.01% $1k - $10k | 0.02% $10k - $25k

Peoples National Bank , N.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$10kCha-CHING Cash
OTHER TIERS: 0.15% $10k+
0.10%$1k-Peoples Select Checking
0.03%*$10k*-Peoples Prime 50
OTHER TIERS: 0.02% $500 - $10k

Peoples National Bank , N.A. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$500$100k48 Month CD
1.45%$500-60 Month Trade Up CD
1.35%$500-48 Month Trade Up CD
1.25%$500-36 Month Trade Up CD
1.22%*$100k*-60+ Month CD
OTHER TIERS: 0.86% $500 - $10k | 1.12% $10k - $100k
1.22%*$100k*-Business 60+ Month CD
OTHER TIERS: 0.86% $500 - $10k | 1.12% $10k - $100k
1.01%*$100k*-48-59 Month CD
OTHER TIERS: 0.71% $500 - $10k | 0.91% $10k - $100k
1.01%*$100k*-Business 48-59 Month CD
OTHER TIERS: 0.71% $500 - $10k | 0.91% $10k - $100k
0.81%*$100k*-36-47 Month CD
OTHER TIERS: 0.56% $500 - $10k | 0.71% $10k - $100k
0.81%*$100k*-Business 36-47 Month CD
OTHER TIERS: 0.56% $500 - $10k | 0.71% $10k - $100k
0.75%$500-13 Month CD
0.51%*$100k*-24-35 Month CD
OTHER TIERS: 0.31% $500 - $10k | 0.41% $10k - $100k
0.51%*$100k*-Business 24-35 Month CD
OTHER TIERS: 0.31% $500 - $10k | 0.41% $10k - $100k
0.39%$500-7 Month CD
0.26%*$100k*-18-23 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.21% $10k - $100k
0.26%*$100k*-Business 18-23 Month CD
OTHER TIERS: 0.17% $500 - $10k | 0.21% $10k - $100k
0.25%*$25k*-10 Month 3 in 1 CD
OTHER TIERS: 0.15% $500 - $10k | 0.20% $10k - $25k
0.21%*$100k*-12-17 Month CD
OTHER TIERS: 0.09% $500 - $10k | 0.15% $10k - $100k
0.21%*$100k*-Business 12-17 Month CD
OTHER TIERS: 0.09% $500 - $10k | 0.15% $10k - $100k
0.17%*$100k*-6 - 11 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.13% $10k - $100k
0.17%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 0.06% $500 - $10k | 0.13% $10k - $100k
0.13%*$100k*-3 - 5 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.12% $10k - $100k
0.13%*$100k*-Business 3 - 5 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.12% $10k - $100k
0.11%*$100k*-1 - 2 Month CD
OTHER TIERS: 0.03% $500 - $10k | 0.06% $10k - $100k
0.11%*$100k*-Business 1 - 2 Months CD
OTHER TIERS: 0.03% $500 - $10k | 0.06% $10k - $100k

Peoples National Bank , N.A. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.22%$100-60 Month Fixed Rate IRA
0.98%$100-48 Month Fixed Rate IRA
0.75%$100-42 Month IRA Special
0.43%$100-24 Month Fixed Rate IRA
0.20%$100-18 Month Fixed Rate IRA
0.16%$100-12 Month IRA Special
0.15%$100-18 Month Variable Rate IRA
0.14%$100-12 Month Fixed Rate IRA
Locations

Peoples National Bank , N.A. has 24 locations. Click to view all Peoples National Bank , N.A. locations.