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Peoples National Bank , N.A.


Overview / Commentary
www.peoplesnationalbank.com
618-241-6500
520 South 42nd Street
Mount Vernon, IL 62864

Peoples National Bank , N.A. is headquartered in Mount Vernon and is the 40th largest bank in the state of Illinois. It is also the 654th largest bank in the nation. It was established in 1909 and as of June of 2020, it had grown to 288 employees at 23 locations. Peoples National Bank , N.A. has a B+ health rating.

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Reviews (1)

People's National Bank is great!

Posted by: |

The first bank I ever opened accounts with was People's National Bank, in McLeansboro, Il. People's National Bank only has a handful of branches located in Southern Illinois and Missouri. Even though People's National Bank is a local community bank, they offer all the amenities that a large bank does, in terms of deposit accounts. What I appreciated most is the personalized service I received each time I came into my local branch. Due to the lower volume of customers, you truly build a relationship with the bankers. This personalized relationship helps the bankers truly identify products and services that you actually need, as opposed to trying to sell products that don't add any value to your life.

1


Health
B+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #3809
Year Established1909
Employees288
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD13.11%
Annual Interest Income$26.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.45B$1.20B
LoansQ2 2020vs Q2 2019$1.18B$1.03B
DepositsQ2 2020vs Q2 2019$1.15B$1.04B
Equity CapitalQ2 2020vs Q2 2019$116.8MM$113.0MM
Loan Loss AllowanceQ2 2020vs Q2 2019$12.1MM$11.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$14.8MM$21.2MM
Real Estate OwnedQ2 2020vs Q2 2019$5.1MM$1.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples National Bank , N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*-$10kCha-CHING $aver
OTHER TIERS: 0.15% → $10k+
0.30%*$10k*-Health Savings Account
OTHER TIERS: 0.05% → Up to $1k | 0.15% → $1k - $10k
0.02%--Statement Savings
0.02%$1-Little Peoples Savings
0.02%$5-Christmas Savers

Peoples National Bank , N.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$25k*-Preferred Money Market
OTHER TIERS: 0.01% → $1k - $10k | 0.02% → $10k - $25k

Peoples National Bank , N.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$10kCha-CHING Ca$h
OTHER TIERS: 0.15% → $10k+
0.04%$1k-Peoples Select Checking
0.03%*$10k*-Peoples Prime 50
OTHER TIERS: 0.02% → $500 - $10k

Peoples National Bank , N.A. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.09%*$100k*-60+ Month CD
OTHER TIERS: 0.76% → $500 - $10k | 0.99% → $10k - $100k
1.09%*$100k*-Business 60+ Month CD
OTHER TIERS: 0.76% → $500 - $10k | 0.99% → $10k - $100k
0.89%*$100k*-48-59 Month CD
OTHER TIERS: 0.61% → $500 - $10k | 0.80% → $10k - $100k
0.89%*$100k*-Business 48-59 Month CD
OTHER TIERS: 0.61% → $500 - $10k | 0.80% → $10k - $100k
0.69%*$100k*-36-47 Month CD
OTHER TIERS: 0.47% → $500 - $10k | 0.59% → $10k - $100k
0.69%*$100k*-Business 36-47 Month CD
OTHER TIERS: 0.47% → $500 - $10k | 0.59% → $10k - $100k
0.45%*$100k*-24-35 Month CD
OTHER TIERS: 0.27% → $500 - $10k | 0.35% → $10k - $100k
0.45%*$100k*-Business 24-35 Month CD
OTHER TIERS: 0.27% → $500 - $10k | 0.35% → $10k - $100k
0.40%$500-60 Month Trade Up CD
0.40%$500-Business 60 Month Trade Up CD
0.34%$500-25 Month CD
0.34%$500-Business 25 Month CD
0.30%$500-48 Month Trade Up CD
0.30%$500-Business 48 Month Trade Up CD
0.25%*$100k*-18-23 Month CD
OTHER TIERS: 0.18% → $500 - $10k | 0.20% → $10k - $100k
0.25%*$100k*-Business 18-23 Month CD
OTHER TIERS: 0.18% → $500 - $10k | 0.20% → $10k - $100k
0.22%*$100k*-12-17 Month CD
OTHER TIERS: 0.15% → $500 - $10k | 0.19% → $10k - $100k
0.22%*$100k*-Business 12-17 Month CD
OTHER TIERS: 0.15% → $500 - $10k | 0.19% → $10k - $100k
0.20%$500-36 Month Trade Up CD
0.20%*$25k*-10 Month 3 in 1 CD
OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k
0.20%*$25k*-Business 10 Month 3 in 1 CD
OTHER TIERS: 0.10% → $500 - $10k | 0.15% → $10k - $25k
0.20%$500-Business 36 Month Trade Up CD
0.19%$500-13 Month CD
0.19%$500-Business 13 Month CD
0.18%*$100k*-6 - 11 Month CD
OTHER TIERS: 0.09% → $500 - $10k | 0.14% → $10k - $100k
0.18%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 0.09% → $500 - $10k | 0.14% → $10k - $100k
0.15%$500-12 Month HSA CD
0.11%*$100k*-3 - 5 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.10% → $10k - $100k
0.11%*$100k*-Business 3 - 5 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.10% → $10k - $100k
0.09%*$100k*-1 - 2 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.04% → $10k - $100k
0.09%*$100k*-Business 1 - 2 Month CD
OTHER TIERS: 0.03% → $500 - $10k | 0.04% → $10k - $100k

Peoples National Bank , N.A. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$100-60 Month Fixed Rate IRA
0.66%$100-48 Month Fixed Rate IRA
0.45%$100-24 Month Fixed Rate IRA
0.34%$100-25 Month IRA Special
0.25%$100-18 Month Variable Rate IRA
0.21%$100-18 Month Fixed Rate IRA
0.19%$100-13 Month IRA Special
0.16%$100-12 Month Fixed Rate IRA
Locations

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