Peoples National Bank , N.A.


Overview / Commentary
618-241-6500
520 South 42nd Street
Mount Vernon, IL 62864

Peoples National Bank , N.A. is headquartered in MOUNT VERNON and is the 38th largest bank in the state of Illinois. It is also the 650th largest bank in the nation. It was established in 1909 and as of June of 2024, it had grown to 281 employees at 23 locations. Peoples National Bank , N.A.'s CD rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3809
Year Established1909
Employees281
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD13.67%
Annual Interest Income$48.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.74B$1.69B
LoansQ2 2024vs Q2 2023$1.54B$1.42B
DepositsQ2 2024vs Q2 2023$1.54B$1.55B
Equity CapitalQ2 2024vs Q2 2023$144.7MM$132.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$17.4MM$17.7MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$8.4MM$15.7MM
Real Estate OwnedQ2 2024vs Q2 2023$650K$670K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peoples National Bank , N.A. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.43%*$10k*-Health Savings Account
OTHER TIERS: 0.38% $0 - $1k | 0.41% $1k - $10k
0.42%$0-Statement Savings
0.42%$0-Little Peoples Savings
0.42%$5-Christmas Savers
0.40%*$0$10kCha-CHING $aver
OTHER TIERS: 0.15% $10k+

Peoples National Bank , N.A. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Preferred Money Market
OTHER TIERS: 0.48% $1k - $10k | 0.49% $10k - $25k

Peoples National Bank , N.A. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*$0$10kCha-CHING Ca$h
OTHER TIERS: 0.15% $10k+
0.49%*$10k*-Peoples Prime 50
OTHER TIERS: 0.48% $500 - $10k
0.49%$1k-Peoples Select Checking

Peoples National Bank , N.A. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month CD Special
3.50%$500-Business 12 Month CD Special
3.00%$500-6 Month CD Special
3.00%$500-Business 6 Month CD Special
2.24%*$100k*-60+ Month CD
OTHER TIERS: 1.91% $500 - $10k | 2.15% $10k - $100k
2.24%*$100k*-Business 60+ Month CD
OTHER TIERS: 1.91% $500 - $10k | 2.15% $10k - $100k
2.05%*$100k*-48-59 Month CD
OTHER TIERS: 1.76% $500 - $10k | 1.95% $10k - $100k
2.05%*$100k*-Business 48-59 Month CD
OTHER TIERS: 1.76% $500 - $10k | 1.95% $10k - $100k
1.84%*$100k*-36-47 Month CD
OTHER TIERS: 1.62% $500 - $10k | 1.74% $10k - $100k
1.84%*$100k*-Business 36-47 Month CD
OTHER TIERS: 1.62% $500 - $10k | 1.74% $10k - $100k
1.72%$500-60 Month Trade Up CD Special
1.72%$500-Business 60 Month Trade Up CD Special
1.68%*$100k*-24-35 Month CD
OTHER TIERS: 1.50% $500 - $10k | 1.58% $10k - $100k
1.68%*$100k*-Business 24-35 Month CD
OTHER TIERS: 1.50% $500 - $10k | 1.58% $10k - $100k
1.62%$500-48 Month Trade Up CD Special
1.62%$500-Business 48 Month Trade Up CD Special
1.54%*$100k*-18-23 Month CD
OTHER TIERS: 1.47% $500 - $10k | 1.49% $10k - $100k
1.54%*$100k*-Business 18-23 Month CD
OTHER TIERS: 1.47% $500 - $10k | 1.49% $10k - $100k
1.52%*$100k*-6 - 11 Month CD
OTHER TIERS: 1.43% $500 - $10k | 1.48% $10k - $100k
1.52%*$100k*-12-17 Month CD
OTHER TIERS: 1.45% $500 - $10k | 1.49% $10k - $100k
1.52%*$25k*-10 Month 3 in 1 CD Special
OTHER TIERS: 1.42% $500 - $10k | 1.47% $10k - $25k
1.52%*$100k*-Business 6 - 11 Month CD
OTHER TIERS: 1.43% $500 - $10k | 1.48% $10k - $100k
1.52%*$100k*-Business 12-17 Month CD
OTHER TIERS: 1.45% $500 - $10k | 1.49% $10k - $100k
1.52%*$25k*-Business 10 Month 3 in 1 CD Special
OTHER TIERS: 1.42% $500 - $10k | 1.47% $10k - $25k
1.52%$500-36 Month Trade Up CD Special
1.52%$500-Business 36 Month Trade Up CD Special
1.45%*$100k*-3 - 5 Month CD
OTHER TIERS: 1.37% $500 - $10k | 1.44% $10k - $100k
1.45%*$100k*-Business 3 - 5 Month CD
OTHER TIERS: 1.37% $500 - $10k | 1.44% $10k - $100k
1.44%$500-12 Month HSA CD
1.43%*$100k*-1 - 2 Month CD
OTHER TIERS: 1.37% $500 - $10k | 1.38% $10k - $100k
1.43%*$100k*-Business 1 - 2 Month CD
OTHER TIERS: 1.37% $500 - $10k | 1.38% $10k - $100k

Peoples National Bank , N.A. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$100-12 Month IRA Special
1.96%$100-60 Month Fixed Rate IRA
1.76%$100-48 Month Fixed Rate IRA
1.55%$100-24 Month Fixed Rate IRA
1.52%$100-18 Month Variable Rate IRA
1.48%$100-18 Month Fixed Rate IRA
1.43%$100-12 Month Fixed Rate IRA
Locations

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