Pima Federal Credit Union is headquartered in Tucson and is the 8th largest credit union in the state of Arizona. It is also the 373rd largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 130 employees and 69,594 members at 11 locations. Pima Federal Credit Union's money market rates are 10X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Pima Federal Credit Union is open to: 1) Anyone through joining Children's Museum Tucson, Literacy Connects, or Friends of the Pima County Public Library ($20 membership fee); 2) Employees or affiliates of any one of the more than 200 SEGs (a comprehensive list of groups can be found on the credit union's website); 3) Employers, volunteers, or registered members of any non-profit within Pima County.
See current membership details
Couldn't Be Easier
Joined this morning. Funded basic savings account and 5 year CD directly from my checking account, plus made $20 contribution to designated charity in order to qualify for membership. I wasn't sure what to expect as a non-AZ resident, but this was one of the simplest and fastest new account experiences I've ever had.
Friendly Helpful Efficient
Good rates, no BS, kind employees, overall great experience. This is the standard all banks should meet. Most don't.
Several Bad Experiences, And So I'm Writing Reviews
I have banked at many banks and credit unions over the years. I currently have accounts at three credit unions and two banks. I have been with Pima Federal for a long time, because of a mortgage. But I need to say they are one of the most user-unfriendly banking operations I have ever delt with. They have more app/website problems, longest wait times when you call in to a branch and more fees than any other banking institution I have experienced. I cannot wait to separate myself from this credit union. And if I was shopping for a new bank or credit union, I'd keep shopping, if PFCU was one of your considerations.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7316 |
| Year Chartered | 1951 |
| Employees | 130 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 10.33% |
| Annual Interest Income | $15.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.29B$1.24B |
| Loans | Q1 2025vs Q1 2024 | $923.1MM$849MM |
| Deposits | Q1 2025vs Q1 2024 | $1.12B$1.02B |
| Equity Capital | Q1 2025vs Q1 2024 | $118.5MM$101.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $7.1MM$2.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $967K$1.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
