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Pima Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pimafederal.org
520-887-5010
6484 N Oracle Rd
Tucson, AZ 85704

Pima Federal Credit Union is headquartered in Tucson and is the 8th largest credit union in the state of Arizona. It is also the 373rd largest credit union in the nation. It was established in 1951 and as of March of 2025, it had grown to 130 employees and 69,594 members at 11 locations. Pima Federal Credit Union's money market rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Pima Federal Credit Union is open to: 1) Anyone through joining Children's Museum Tucson, Literacy Connects, or Friends of the Pima County Public Library ($20 membership fee); 2) Employees or affiliates of any one of the more than 200 SEGs (a comprehensive list of groups can be found on the credit union's website); 3) Employers, volunteers, or registered members of any non-profit within Pima County.
See current membership details

Reviews (3)

Couldn't Be Easier

Posted by: |

Joined this morning. Funded basic savings account and 5 year CD directly from my checking account, plus made $20 contribution to designated charity in order to qualify for membership. I wasn't sure what to expect as a non-AZ resident, but this was one of the simplest and fastest new account experiences I've ever had.

4

Friendly Helpful Efficient

Posted by: |

Good rates, no BS, kind employees, overall great experience. This is the standard all banks should meet. Most don't.

2

Several Bad Experiences, And So I'm Writing Reviews

Posted by: |

I have banked at many banks and credit unions over the years. I currently have accounts at three credit unions and two banks. I have been with Pima Federal for a long time, because of a mortgage. But I need to say they are one of the most user-unfriendly banking operations I have ever delt with. They have more app/website problems, longest wait times when you call in to a branch and more fees than any other banking institution I have experienced. I cannot wait to separate myself from this credit union. And if I was shopping for a new bank or credit union, I'd keep shopping, if PFCU was one of your considerations.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #7316
Year Chartered1951
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD10.33%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.29B$1.24B
LoansQ1 2025vs Q1 2024$923.1MM$849MM
DepositsQ1 2025vs Q1 2024$1.12B$1.02B
Equity CapitalQ1 2025vs Q1 2024$118.5MM$101.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.1MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$967K$1.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/14/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Pima Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pima Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$5$1kYouth Savings
OTHER TIERS: 0.03% → $1k+
0.03%$5-Regular Shares
0.03%$0-Holiday Shares
0.03%$0-Special Shares

Pima Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%*$500k*-Money Market Savings Account
OTHER TIERS: 0.50% → $1k - $50k | 0.70% → $50k - $100k | 0.95% → $100k - $250k | 1.95% → $250k - $500k
4.30%*$500k*-Business Money Market
OTHER TIERS: 0.70% → $1k - $50k | 1.45% → $50k - $100k | 1.70% → $100k - $250k | 2.20% → $250k - $500k
4.30%*$500k*-Non Profit Money Market
OTHER TIERS: 0.85% → $1k - $50k | 1.60% → $50k - $100k | 1.85% → $100k - $250k | 2.35% → $250k - $500k

Pima Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$1kCareFREE Plus Checking
OTHER TIERS: 0.25% → $1k+

Pima Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$250-6 Month CD
3.75%$250-Business 6 Month CD
3.50%$250-12 Month CD
3.50%$250-24 Month CD
3.50%$250-18 Month CD
3.50%$250-Business 12 Month CD
3.50%$250-Business 24 Month CD
3.00%$250-36 Month CD
3.00%$250-48 Month CD
3.00%$250-60 Month CD
3.00%$250-30 Month CD
3.00%$250-Business 36 Month CD
3.00%$250-Business 48 Month CD
3.00%$250-Business 60 Month CD

Pima Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$250-6 Month IRA
3.50%$250-12 Month IRA
3.50%$250-24 Month IRA
3.50%$250-18 Month IRA
3.00%$250-36 Month IRA
3.00%$250-48 Month IRA
3.00%$250-60 Month IRA
3.00%$250-30 Month IRA
1.95%*$250k*-IRA Shares
OTHER TIERS: 0.50% → $0 - $50k | 0.70% → $50k - $100k | 0.95% → $100k - $250k
Locations

Availability

Tucson Area

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