Pima Federal Credit Union

Overview / Commentary
6850 N Oracle Rd
Tucson, AZ 85704

Pima Federal Credit Union is headquartered in Tucson and is the 8th largest credit union in the state of Arizona. It is also the 407th largest credit union in the nation. It was established in 1951 and as of June of 2023, it had grown to 125 employees and 64,771 members at 9 locations. Pima Federal Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Pima Federal Credit Union is open to: 1) Anyone through joining Children's Museum Tucson, Literacy Connects, or Friends of the Pima County Public Library ($20 membership fee); 2) Employees or affiliates of any one of the more than 200 SEGs (a comprehensive list of groups can be found on the credit union's website); 3) Employers, volunteers, or registered members of any non-profit within Pima County.
See current membership details

Reviews (2)

Personal And Friendly

Posted by: |

Have been with this credit union since 1977 or thereabouts.  While they have grown from a small building into a larger building and bigger operation, they still haven't lost their personal touch.  They are responsive, friendly, and caring.  I enjoy being treated like a person instead of a wallet or number. 

Banking made simple

I banked with Pima Federal Credit Union for several years when my husband and I got married and started our family. We wanted banking that was uncomplicated and did not have a bunch of rules and complications. Opening a checking and savings accounts was very simple and only required a small deposit. We were able to easily deposit our paychecks and very easy withdraws. There were not any large fees associated with our checking and savings accounts. Even the overdraft fees were much lower than any banks I know. Customer service was okay, but the credit union was always very busy. The tellers did get people in and out fairly fast. I had a great experience here. The only reason we closed our account was because we relocated and the state we moved to did not have a Pima Federal Credit Union.


Health Grade Components

NCUA #7316
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD20.82%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.08B$981.0MM
LoansQ2 2023vs Q2 2022$749.4MM$639.6MM
DepositsQ2 2023vs Q2 2022$915.4MM$885.4MM
Equity CapitalQ2 2023vs Q2 2022$88.4MM$77.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.0MM$3.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$842.00K$348.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Pima Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Pima Federal Credit Union Savings Account Rates

3.00%*$5$1kYouth Savings
OTHER TIERS: 0.03% $1k+
2.25%*$250k*$10mIRA Shares
OTHER TIERS: 0.30% Up to $10k | 0.65% $10k - $50k | 0.80% $50k - $75k | 0.90% $75k - $100k | 1.55% $100k - $250k
0.03%$5-Regular Shares
0.03%--Holiday Shares
0.03%--Special Shares

Pima Federal Credit Union Money Market Rates

3.10%*$250k*-Non Profit Money Market
OTHER TIERS: 0.55% $1k - $10k | 0.85% $10k - $50k | 2.00% $50k - $75k | 2.10% $75k - $100k | 2.65% $100k - $250k
2.75%*$250k*-Business Money Market
OTHER TIERS: 0.45% $1k - $10k | 0.75% $10k - $50k | 1.65% $50k - $75k | 1.75% $75k - $100k | 2.30% $100k - $250k
2.25%*$250k*-Money Market Savings Account
OTHER TIERS: 0.30% $1k - $10k | 0.65% $10k - $50k | 0.80% $50k - $75k | 0.90% $75k - $100k | 1.55% $100k - $250k

Pima Federal Credit Union Checking Account Rates

2.50%*--CareFREE Plus Checking
OTHER TIERS: 0.50% $1k+

Pima Federal Credit Union CD Rates

5.25%$250-12 Month CD
5.00%$250-Business 6 Month CD
5.00%$250-Business 12 Month CD
4.50%$250-36 Month CD
4.50%$250-48 Month CD
4.50%$250-60 Month CD
4.50%$250-Business 36 Month CD
4.50%$250-Business 48 Month CD
4.50%$250-Business 60 Month CD
4.00%$250-24 Month CD
4.00%$250-30 Month CD
4.00%$250-Business 24 Month CD
3.75%$250-6 Month CD
3.75%$250-18 Month CD

Pima Federal Credit Union IRA Rates

5.25%$250-12 Month IRA
4.50%$250-36 Month IRA
4.50%$250-48 Month IRA
4.50%$250-60 Month IRA
4.00%$250-24 Month IRA
4.00%$250-30 Month IRA
3.75%$250-6 Month IRA
3.75%$250-18 Month IRA

Pima Federal Credit Union Locations
Branch Office2455 E Valencia RdTucson, AZ 85706-5838
Branch Office6850 N Oracle RdTucson, AZ 85704-4223
Branch Office830 E Main St Unit 170Springerville, AZ 85938
Branch Office6510 N Thornydale RdTucson, AZ 85741-2804
Branch Office231 N Pantano RdTucson, AZ 85710-2343
Branch Office1177 W Silverlake RdTucson, AZ 85713-1439
Branch Office3730 N Stone AveTucson, AZ 85705-3204
Branch Office18767 S Nogales Hwy Ste 115 SahuaritaGreen Valley, AZ 85614
Branch Office11025 N Oracle RdOro Valley, AZ 85737

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