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PlainsCapital Bank

Deposits held and insured by Investar Bank

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.plainscapital.com
214-525-9100
2323 Victory Avenue
Dallas, TX 75219
Deposits held and insured by Investar Bank
Reviews

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Health
A

Data as of Q4 2024

Data displayed below is for insuring bank: Investar Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17491
Year Established1955
Employees2357
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.21%
Annual Interest Income$669.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$13.33B$13.41B
LoansQ4 2024vs Q4 2023$8.34B$8.56B
DepositsQ4 2024vs Q4 2023$11.26B$11.07B
Equity CapitalQ4 2024vs Q4 2023$1.47B$1.55B
Loan Loss AllowanceQ4 2024vs Q4 2023$101.1MM$111.3MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$82.7MM$62.3MM
Real Estate OwnedQ4 2024vs Q4 2023$2.8MM$5.1MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.50%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/19/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PlainsCapital Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$100-Savings Account
1.00%$100-Health Savings Account
1.00%$1-Youth Savings Program

PlainsCapital Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$7.5m*-Money Market
OTHER TIERS: 2.02% → $2.5k - $5k | 2.07% → $5k - $100k | 2.17% → $100k - $500k | 2.32% → $500k - $1m | 3.14% → $1m - $2m | 3.25% → $2m - $5m | 3.56% → $5m - $7.5m

PlainsCapital Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$500k*-PremierAccess Checking
OTHER TIERS: 0.60% → $5k - $25k | 0.65% → $25k - $100k | 0.70% → $100k - $500k
0.50%$5k-Business Interest Checking
0.50%$1k-LegacyAccess Account

PlainsCapital Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.01%$1k-90-179 Day CD
3.79%$1k-180-364 Day CD
3.70%$1k-1 Year CD
3.70%$1k-1 Year Variable CD
3.70%$1k-Business 1 Year CD
3.55%$1k-2 Year CD
3.55%$1k-Business 2 Year CD
3.29%$1k-3 Year CD
3.29%$1k-Business 3 Year CD
3.19%$1k-4 Year CD
3.14%$1k-5 Year CD
3.04%$1k-60-89 Day CD
2.27%$1k-30-59 Day CD

PlainsCapital Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.91%$100-1 Year CESA
3.70%$100-1 Year IRA
3.70%$100-2 Year CESA
3.55%$100-2 Year IRA
3.29%$100-3 Year IRA
3.29%$100-3 Year CESA
3.19%$100-4 Year IRA
3.19%$100-4 Year CESA
3.14%$100-5 Year IRA
3.03%$100-5 Year CESA
Locations

Availability



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