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214-525-9100
2323 Victory Avenue
Dallas, TX 75219

PlainsCapital Bank is headquartered in Dallas and is the 6th largest bank in the state of Texas. It is also the 130th largest bank in the nation. It was established in 1955 and as of September of 2017, it had grown to 4,231 employees at 64 locations. PlainsCapital Bank's money market rates are 82% higher than the national average, and it boasts an A+ health rating.

Related Posts

New 15-Mo, 20-Mo And 25-Mo CD Specials In TX - 7/27/2017

PlainsCapital Bank has been advertising these new CD specials: 1.41% apy 15-month 1.61% apy 20-month 1.76% apy 25-month minimum $1,000 opening balance. Limited time offer Available for customers in bank’s local markets only https://www.plainscapital.com/new-summer-cd-specials

PlainsCapital Bank (TX) Adds Three Short-Term CD Specials - 5/12/2017

PlainsCapital Bank(TX) introduced three CD Specials: 10-month (1.00% APY), 13-month (1.26% APY), and 19-month CD (1.51% APY). Minimum deposit is $1k.

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Reviews (2)

Very Satisfied with Plains Capital Bank

Posted by: Fluentusak | Oct 8, 2017

This bank is in Texas where people are naturally happy, friendly and helpful. I say this as someone who grew up in the Bronx, NY. The personnel at Plains Capital Bank exhibit these characteristics in spades. The tellers and bank officials recognize me, smile and say hello whenever I go to my branch. I have checking and saving accounts plus CD's with this bank. The service I receive in managing these accounts is always efficient and conducted in a pleasant manner. The facility is modern and well kept up. There is even a Buffalo head on the wall (a buffalo is part of Plains Capitals logo). Whenever I go to the bank to conduct business there is plenty of room in the parking lot and minimal line waits inside. The employees usually recognize me, smile and say hello even when I am not conducting business with them specifically. The hours are convenient and there is a motor bank and ATM outside for off hours use.

The website is well designed and easy to use. I can electronically pay bills and transfer money between accounts. I am able to monitor balances and transactions. I can create ACH links to my external accounts for payments and withdrawals. In effect I can almost do all my banking from home except when I receive a paper check or need cash. However I still like to visit the bank on occasion to see the buffalo and say high to the people.

No Issues But Distance

Posted by: dla1946 | May 27, 2016

Several years ago, I moved my retirement account to First National Bank in Garland. They were taken over a couple of years ago by the FDIC and I presume sold to Plains. I chose FNB because of geographic convenience. Plains closed all the branches except one 50 miles from me. I really haven't had any issues but would not be my first choice for other accounts because of distance.



Health
A+

Health Grade Components

Overall
FDIC Certificate #17491
Year Established1955
Employees4231
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD10.57%
Annual Interest Income$310.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$9.75B$9.20B
LoansQ3 2017vs Q3 2016$7.73B$7.11B
DepositsQ3 2017vs Q3 2016$7.25B$6.66B
Equity CapitalQ3 2017vs Q3 2016$1.38B$1.35B
Loan Loss AllowanceQ3 2017vs Q3 2016$60.9MM$53.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$45.3MM$62.9MM
Real Estate OwnedQ3 2017vs Q3 2016$4.8MM$3.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PlainsCapital Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Savings Account
0.10%--Youth Savings Program
0.05%--Health Savings Account

PlainsCapital Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$5m*-Money Market
OTHER TIERS: 0.15% $2,500 - $5k | 0.20% $5k - $25k | 0.30% $25k - $100k | 0.35% $100k - $500k | 0.40% $500k - $1mm | 0.50% $1mm - $2mm | 0.60% $2mm - $5mm

PlainsCapital Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$500k*-Premier Checking
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $100k | 0.20% $100k - $500k
0.10%$1,500-Preferred Checking
0.10%$1k-Golden Checking
0.10%$1,500-Business Interest Checking

PlainsCapital Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-19 Month CD Special
1.25%$1k-5 Years CD
1.15%$1k-4 Years CD
1.05%$1k-3 Years CD
1.00%$1k-2 Years CD
0.80%$1k-1 Year CD
0.80%$1k-1 Year Variable CD
0.60%$1k-180 - 364 Days CD
0.40%$1k-90 - 179 Days CD
0.20%$1k-60 - 89 Days CD
0.15%$1k-30 - 59 Days CD
0.10%$1k-7 - 29 Days CD

PlainsCapital Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$100-5 Years IRA
1.15%$100-4 Years IRA
1.05%$100-3 Years IRA
1.00%$100-2 Years IRA
0.80%$100-1 Year IRA
0.80%$100-5 Year CESA
0.70%$100-4 Year CESA
0.60%$100-3 Year CESA
0.55%$100-2 Year CESA
0.50%$100-1 Year CESA
Locations

Availability