PlainsCapital Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.52% | 5-year CD | |
| 1.86% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
PlainsCapital Bank is headquartered in Dallas and is the 6th largest bank in the state of Texas. It is also the 138th largest bank in the nation. It was established in 1955 and as of September of 2018, it had grown to 4,041 employees at 68 locations. PlainsCapital Bank's money market rates are 2X the national average, and it boasts an A+ health rating.
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5/12 - PlainsCapital Bank (TX) Adds Three Short-Term CD Specials
Very Satisfied with Plains Capital Bank
This bank is in Texas where people are naturally happy, friendly and helpful. I say this as someone who grew up in the Bronx, NY. The personnel at Plains Capital Bank exhibit these characteristics in spades. The tellers and bank officials recognize me, smile and say hello whenever I go to my branch. I have checking and saving accounts plus CD's with this bank. The service I receive in managing these accounts is always efficient and conducted in a pleasant manner. The facility is modern and well kept up. There is even a Buffalo head on the wall (a buffalo is part of Plains Capitals logo). Whenever I go to the bank to conduct business there is plenty of room in the parking lot and minimal line waits inside. The employees usually recognize me, smile and say hello even when I am not conducting business with them specifically. The hours are convenient and there is a motor bank and ATM outside for off hours use.
The website is well designed and easy to use. I can electronically pay bills and transfer money between accounts. I am able to monitor balances and transactions. I can create ACH links to my external accounts for payments and withdrawals. In effect I can almost do all my banking from home except when I receive a paper check or need cash. However I still like to visit the bank on occasion to see the buffalo and say high to the people.
No Issues But Distance
Several years ago, I moved my retirement account to First National Bank in Garland. They were taken over a couple of years ago by the FDIC and I presume sold to Plains. I chose FNB because of geographic convenience. Plains closed all the branches except one 50 miles from me. I really haven't had any issues but would not be my first choice for other accounts because of distance.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 17491 |
| Year Established | 1955 |
| Employees | 4041 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 9.05% |
| Annual Interest Income | $322.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $10.03B$9.75B |
| Loans | Q3 2018vs Q3 2017 | $7.81B$7.73B |
| Deposits | Q3 2018vs Q3 2017 | $7.84B$7.25B |
| Equity Capital | Q3 2018vs Q3 2017 | $1.42B$1.38B |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $60.1MM$60.9MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $42.2MM$45.3MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $2.7MM$4.8MM |
Always verify rates and promotions with the bank or credit union. We are not PlainsCapital Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
PlainsCapital Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Savings Account | |
| 0.10% | $1 | - | Youth Savings Program | |
| 0.05% | - | - | Health Savings Account |
PlainsCapital Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $5m* | - | Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $5k | 0.35% → $5k - $25k | 0.45% → $25k - $100k | 0.70% → $100k - $500k | 0.75% → $500k - $1m | 0.85% → $1m - $2m | 0.90% → $2m - $5m | |||||
PlainsCapital Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $500k* | - | PremierAccess Checking | ||
| OTHER TIERS: 0.10% → $5k - $25k | 0.15% → $25k - $100k | 0.20% → $100k - $500k | |||||
| 0.10% | $1.5k | - | Business Interest Checking | ||
PlainsCapital Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 5 Year CD | |
| 2.42% | $1k | - | 4 Year CD | |
| 2.32% | $1k | - | 3 Year CD | |
| 2.11% | $1k | - | 2 Year CD | |
| 1.86% | $1k | - | 1 Year CD | |
| 1.86% | $1k | - | 1 Year Variable CD | |
| 1.51% | $1k | - | 6 Month CD Special | |
| 0.85% | $1k | - | 180 - 364 Day CD | |
| 0.45% | $1k | - | 90 - 179 Day CD | |
| 0.35% | $1k | - | 60 - 89 Day CD | |
| 0.30% | $1k | - | 30 - 59 Day CD | |
| 0.25% | $1k | - | 7 - 29 Day CD |
PlainsCapital Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $100 | - | 5 Year IRA | |
| 2.42% | $100 | - | 4 Year IRA | |
| 2.32% | $100 | - | 3 Year IRA | |
| 2.11% | $100 | - | 2 Year IRA | |
| 1.86% | $100 | - | 1 Year IRA | |
| 0.80% | $100 | - | 5 Year CESA | |
| 0.70% | $100 | - | 4 Year CESA | |
| 0.60% | $100 | - | 3 Year CESA | |
| 0.55% | $100 | - | 2 Year CESA | |
| 0.50% | $100 | - | 1 Year CESA |
