Planters Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.planters-bank.com

662-887-3363

212 Catchings Ave
Indianola, MS 38751

Planters Bank & Trust Company is headquartered in INDIANOLA and is the 9^th largest bank in the state of Mississippi. It is also the 573^rd largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 265 employees at 23 locations. Planters Bank & Trust Company's money market rates are 7X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8235
Year Established	1920
Employees	265
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	7.97%
Annual Interest Income	$24.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.09B$2B
Loans	Q1 2025vs Q1 2024	$1.26B$1.25B
Deposits	Q1 2025vs Q1 2024	$1.78B$1.63B
Equity Capital	Q1 2025vs Q1 2024	$204MM$183MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$12.6MM$10.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.2MM$6MM
Real Estate Owned	Q1 2025vs Q1 2024	$95K$867K

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Planters Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	$1m^*	-	High Yield Money Market
OTHER TIERS: 0.50% → $1 - $25k \| 1.25% → $25k - $100k \| 2.25% → $100k - $500k \| 2.75% → $500k - $1m
3.25%^*	$1m^*	-	Business High Yield Money Market
OTHER TIERS: 0.50% → $1 - $25k \| 1.25% → $25k - $100k \| 2.25% → $100k - $500k \| 2.75% → $500k - $1m

Planters Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.68%	$10k	-	Business 7 Month CD Special

Locations

Availability

Greenwood Area

Greenwood Area bank & credit union details

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