PNC Bank

Overview / Commentary

www.pnc.com

888-PNC-BANK

222 Delaware Ave
Wilmington, DE 19801

PNC Bank is headquartered in Wilmington and is the largest bank in the state of Delaware. It is also the 6^th largest bank in the nation. It was established in 1804 and as of June of 2022, it had grown to 59,691 employees at 2,627 locations. PNC Bank has an A health rating.

Rate Increase - 3.50% APY High Yield Savings And Virtual Wallet Growth - 11/23/2022

Effective 11/17/2022, PNC raised their HYS and Virtual Wallet Growth rate to 3.45% (3.50% APY). This rate is valid for existing customers who opened outside of the PNC footprint as well as new customers who don't live in a PNC state. Much lower rates apply to people in the PNC banking area (with a slightly higher rate for ex-BBVA footprint residents compared to the historic PNC East Coast market area).

PNC High Yield Savings At 3.20% - 11/2/2022

The high yield rate has gone up to 3.20% from 1.80%. Only available in states where PNC does not have branches, which has gotten bigger since they bought BBVA a while back.

PNC 2.47% (2.50% APY) 13 Month CD - Ex-BBVA Locations - 10/31/2022

This is a "special" CD in select markets (mostly BBVA ones from my search). Not available in the online market, although High Yield Savings is now at 2.18% (2.20% APY). In the native PNC market (Pennsylvania and surrounding states), rates are at the usual pathetic 0.10% or below.

View all posts from:

2022
2020
2019
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11/23 - Rate Increase - 3.50% APY High Yield Savings And Virtual Wallet Growth
11/2 - PNC High Yield Savings At 3.20%
10/31 - PNC 2.47% (2.50% APY) 13 Month CD - Ex-BBVA Locations
9/21 - PNC High Yield Savings At 1.80%

12/2 - PNC Rate Drop For Out Of Area Customers

1/16 - PNC Ups Relationship Account Rates Again

Reviews (180)

[email protected] SAVED ME!

Posted by: leeminett | Dec 6, 2022

[email protected] writeme .com did me well by erasing the negatives and inquiries that kept my report at mess, West went ahead to boost my score and added great tradelines to my profile, that helped me a lot, the debts I had with the bank has been wiped, kudos to team Hack West; so I strongly recommend Hack West. Telegram:@hackwest

Comment

PNC Worked Hard To Lose My Business

Posted by: proximus18 | May 28, 2018

I was a Virtual Wallet Performance Select customer for over 8 years and a number of failings on PNC's part, in a period of 2 months, has made me walk away. 1) If you are invited to join the Private Client program, be warned. It is just an aggressive marketing campaign. (fwiw .... I joined for the priority customer service number). I was receiving calls every 2-3 days to meet with an advisor. I was extraordinary polite .. telling him thank you for reaching out to me, but I don't need anything at this time, etc. After repeatedly asking for the calls to stop, I was told ..... "If the calls are too much of an inconvenience, we can get you opted out of the program". Guess What?! I have opted out of PNC. 2) Botched replacement of my credit card after fraudulent activity. Long story. 3) Changes to the branch. The drive-throughs are now closed. The inside teller windows are now closed. You are now required to go and sit at a desk in an enclosed office to perform any transaction. Of course, you are promoted to discuss other products you may want. Dear PNC, I just want the great service that you used to provide ... not constant in-my-face marketing.

Comment

Best To Worst

Posted by: MeTarzan | May 25, 2022

Over 20 years with them…loved my bank now absolutely despise it. I decided to go with Alliant after many days of the site being down with no notifications. Still the site is up and down. They had the best customer service but not anymore. Trying to pull funds on the closing day on my new home….pure panic so I moved on. So much for that home town banking feel. Peace out PNC…..greed got to you.

Comment

Worst Bank Ever!!!

Posted by: MattAPalooza | Dec 2, 2022

If I could give them “0” stars I would. 6+ months on a Line of Credit refinance! With >70% equity in the property! >800 FICO score! >$100k/year W-2 income! With an existing business account, mortgage, LOC, and another joint account! All lies, deception and general ignorance! Proof their practice is based on bait-n-switch nonchalant attitude with a lack of urgency. Closing everything and moving elsewhere. Good Riddance!

Comment

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Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6384
Year Established	1804
Employees	59691
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	11.42%
Annual Interest Income	$6.15B

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$534.3B$454B
Loans	Q2 2022vs Q2 2021	$307.6B$232B
Deposits	Q2 2022vs Q2 2021	$447B$375.5B
Equity Capital	Q2 2022vs Q2 2021	$44.35B$46.39B
Loan Loss Allowance	Q2 2022vs Q2 2021	$4.46B$4.05B
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$2.88B$2.53B
Real Estate Owned	Q2 2022vs Q2 2021	$22.1MM$23.6MM

Rates

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Money Market
Checking
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Always verify rates and promotions with the bank or credit union. We are not PNC Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

PNC Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%^*^†	$2.5k^*	-	Standard Savings with PNC checking
OTHER TIERS: 0.02% → $1 - $2.5k
0.01%^†	$1	-	S is for Savings
0.01%^†	$1	-	Standard Savings

PNC Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$1m^*	-	Premiere Money Market Account with Performance Select Checking
OTHER TIERS: 0.04% → $1 - $1m
0.04%^*^†	$1m^*	-	Premiere Money Market Account with Performance Checking
OTHER TIERS: 0.03% → $1 - $1m
0.02%^†	$1	-	Premiere Money Market Account

PNC Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.20%^†	-	-	Virtual Wallet® Checking Pro
0.05%^*^†	$1m^*	-	Virtual Wallet - Growth w/ Performance Select Relationship Rate
OTHER TIERS: 0.04% → $1 - $1m
0.04%^*^†	$1m^*	-	Virtual Wallet - Growth w/ Performance Spend Relationship Rate
OTHER TIERS: 0.03% → $1 - $1m
0.03%^*^†	$2.5k^*	-	Virtual Wallet - Growth Relationship Rate
OTHER TIERS: 0.02% → $1 - $2.5k
0.03%^*^†	$2.5k^*	-	Virtual Wallet Student - Growth Relationship Rate
OTHER TIERS: 0.02% → $1 - $2.5k
0.01%^†	$1	-	Virtual Wallet - Growth Standard Rate
0.01%^†	$1	-	Virtual Wallet - Growth w/ Performance Select Standard Rate
0.01%^†	$1	-	Virtual Wallet - Growth w/ Performance Spend Standard Rate
0.01%^†	$1	-	Virtual Wallet - Reserve
0.01%^†	$2k	-	Virtual Wallet w/ Performance Spend
0.01%^†	$1	-	Virtual Wallet w/ Performance Spend - Reserve
0.01%^†	$1	-	Virtual Wallet w/ Performance Select - Reserve
0.01%^†	$2k	-	Virtual Wallet w/ Performance Select
0.01%^†	$1	-	Virtual Wallet Student - Reserve
0.01%^†	$1	-	Virtual Wallet Student - Growth Standard Rate
0.01%^†	-	-	Virtual Wallet®

PNC Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$25k^*	-	13 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.04% → $1k - $25k
0.04%^*^†	$25k^*	-	9 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	19 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	25 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	37 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	61 Month Fixed Term CD Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.03%^*^†	$25k^*	-	1 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	3 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	6 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	12 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	18 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	24 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	36 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	48 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	60 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	84 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	120 Month CD
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.02%^†	$1k	-	12 Month Ready Access CD
0.01%^†	$1k	-	3 Month Ready Access CD

PNC Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*^†	$25k^*	-	13 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.04% → $1k - $25k
0.04%^*^†	$25k^*	-	9 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	17 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	25 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	37 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.04%^*^†	$25k^*	-	61 Month Fixed Term IRA Special
OTHER TIERS: 0.01% → $1 - $1k \| 0.03% → $1k - $25k
0.03%^*^†	$25k^*	-	6 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	12 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	18 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	24 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	36 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	48 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	60 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	84 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k
0.03%^*^†	$25k^*	-	120 Month IRA
OTHER TIERS: 0.01% → $1 - $1k \| 0.02% → $1k - $25k