PNC Bank


Overview / Commentary
888-762-2265
222 Delaware Ave
Wilmington, DE 19801

PNC Bank is headquartered in WILMINGTON and is the largest bank in the state of Delaware. It is also the 6th largest bank in the nation. It was established in 1804 and as of December of 2023, it had grown to 56,062 employees at 2,401 locations. PNC Bank's savings rates are 9X the national average, and it has a B+ health rating.

Related Posts

PNC High Yield Savings Ticks Up To 4.50% APY - 5/19/2023

Effective May 12, 2023. "Only available online in California, New Mexico, Colorado, Texas, Arizona, and West Virginia." The Virtual Wallet Growth rate for grandfathered customers remains at 4.00% APY The 9 month CD, in the Southern California market at least, is 4.60% APY. SO they are trying to stay competitive, for a big bank.

PNC High Yield Savings 4.30% - 4/27/2023

A good rate from a big bank. On the web site, it says only available in CA, NM, CO, TX, AZ, and WV. Virtual Wallet, available in non-PNC and ex-BBVA states, still at 4% for the growth savings account.

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1/16/19 - PNC Ups Relationship Account Rates Again
11/21/18 - PNC Ups Relationship Account Rate
11/13/18 - PNC Hikes Rate On High Yield Savings Account
11/12/18 - PNC At 2.35%
10/5/18 - PNC Offers High Yield Savings Account
10/2/18 - PNC Bank 2.20% High Yield Account
4/5/17 - PNC Bank Extends $300 Checking Bonus Through June 30, 2017
9/29/16 - PNC $400 Checking Bonus With Bears Debit Card
8/24/16 - Open A PNC Bank Virtual Wallet And Earn Up To $300
10/7/14 - Open A New Virtual Wallet Checking Account At PNC And Earn Up To $300
4/11/14 - PNC’s New Account Bonuses of up to $400 in Several States
2/3/14 - PNC’s $200 Checking Account Bonus in Several States
8/14/13 - Update on PNC’s $150 Checking Account Bonus
8/14/13 - History of PNC Bank Bonus Payouts
6/11/13 - PNC Bank Announces It Will End Free Checking Accounts
7/10/12 - PNC Increases Checking Account Bonus to $150, But Beware of Fees
5/4/12 - PNC Virtual Wallet with Performance Spend, $100 Bonus But Beware of Fees
1/23/12 - PNC Advertisements Inside Online Bank Statements
10/30/11 - Update On PNC Bank's $100 Checking Account Bonus
10/7/11 - Updated Review of PNC's Virtual Wallet
10/7/11 - PNC's $100 Bonus for Opening a New Virtual Wallet Performance
8/17/11 - Open A PNC Bank Checking Account And Receive $100 Bonus
6/11/11 - PNC's New Mobile App To Deposit Checks via iPhone
3/1/11 - PNC Growth Lowered to 0.85% APY + New Requirements
2/22/11 - PNC Bank $100 Checking Account Bonus Update
2/1/11 - PNC Ending PNC Points For Most Accounts
1/3/11 - PNC Bank's $100 Checking Account Promotion in Certain States
10/31/10 - PNC Bank's Premium Money Market Account Promo
10/13/10 - PNC Bank's $100 Checking Account Bonus - Extended To 11/30/2010
8/29/10 - 1.40% 3-Month Money Market Promo At PNC Bank
8/27/10 - PNC Adds Features To Virtual Wallet & Bonus Reminder
8/8/10 - Update on PNC's Checking Account Bonus, Virtual Wallet and Deposit Strategy
7/12/10 - $125 to $150 Checking Account Bonus at PNC Bank
6/14/10 - $100 PNC Bank Checking Account Bonus & National City Conversion Update
5/17/10 - PNC Bank Checking Account Bonus
3/21/10 - PNC Bank Checking Account Bonuses Available in Some States
1/25/10 - $150 Checking Account Bonus w/DD at PNC Bank in Summit, New Jersey - Local Only
12/14/09 - $100 Bonus for Opening PNC's Virtual Wallet with Direct Deposit
12/14/09 - Update on National City's $300 Bonus and PNC's $100 Bonus - Limited to Certain States
12/8/09 - Review of PNC Bank's Virtual Wallet, Checking/Savings Account
11/15/09 - $300 Checking Account Promotion at National City Bank in Some States
11/5/09 - $150 Checking Account Bonus at National City Bank in Some States
6/3/09 - $75 Bonus for Opening a Checking Account with Direct Deposit at PNC Bank
4/26/09 - $75 Checking Account Bonus at PNC & National City - Update
3/29/09 - $75 Checking Account Bonus at PNC & National City
3/1/09 - $75 Checking Account Bonus Extended at PNC Bank
3/1/09 - $75 Checking Account/Direct Deposit Bonus at PNC Bank - Update
1/16/09 - 5.00% 25-Month CD at National City Bank
11/28/08 - Update on National City CDs and Money Market Promotions
11/28/08 - Update on National City CDs, Checking Account Bonus and News
11/2/08 - New $150 Checking Account Bonus at National City
11/2/08 - 5.00% CDs Continue at National City
10/31/08 - 5.00% 19-Month CD at National City
10/23/08 - National City Raises Checking Account Bonus to $200
10/23/08 - $150 Checking Account Promotion at National City
10/18/08 - Update on National City's CD Promotion: 4.50% 13-Month CD
9/17/08 - Update on National City's CD Promotion: 5.25% 36-Month CD
8/24/08 - 5.00% 19-Month CD at National City and Update on the POD/FDIC Issue
8/22/08 - $75 Checking Account/Direct Deposit Bonus at PNC Bank
8/12/08 - Update on National City's Money Market and CD Promotions
8/4/08 - 4.00% Money Market Account for 180 Days at National City
7/26/08 - 5.25% 43-Month and 4% Money Market for 6 Months at National City
7/13/08 - 5.05% 43-Month CD at National City Bank
7/8/08 - $100 Checking Account/Direct Deposit Bonus at PNC Bank - Update
6/7/08 - Update on National City's CD Specials
6/4/08 - $100 Checking Account/Direct Deposit Bonus at PNC Bank
5/11/08 - Update on National City's 5% CD Special - New Shorter Terms
5/10/08 - Update on National City's 5% CD Special and Latest National City News
5/3/08 - National City CD Promotion Extended Again
4/13/08 - Update on National City's 5% CD and Latest Acquisition News
4/4/08 - Update on National City's CD Specials and Latest Acquisition News
3/24/08 - 5% 48-Month / 4% 24-Month CD Special Extended Again at National City
3/21/08 - 5.00% 48-Month / 4.00% 24-Month CD Special Continues at National City Bank
3/15/08 - 5.00% 48-Month CD at National City Bank Extended
3/10/08 - 5.00% 48-Month / 4.00% 24-Month CD at National City Bank
3/7/08 - Reminder: 5.00% 48-Month CD at National City Bank - Nationwide Availability
3/3/08 - Earn Up to $100 in PNC Bank's Checking Account Promotion - Update
2/23/08 - National City Bank Extends the 4.50% 48-Month CD Special
2/12/08 - 4.50% 48-Month CD at National City Bank
1/11/08 - 5.25% 48-Month CD and Money Market Special at National City Bank
1/1/08 - 5.25% 48-Month CD and 4.75% Money Market Promo at National City
12/17/07 - 5.25% 48-Month CD at MidAmerica Bank - Available Online Nationwide
9/18/07 - 5.25% 6-Month Money Market Savings Promotion at National City
8/7/07 - New $100 PNC Checking Account Promotion
7/20/07 - Earn Up to $100 in PNC Bank's Checking Account Promotion
6/25/07 - 5.50% 10-Month CD at a Florida Bank (Community Bank of Englewood)
5/6/07 - 5.35% 9-Month CD at National City
5/3/07 - $50 Checking Account Bonus at PNC Bank
6/25/06 - 5.58% 8-Month CD at a Florida Bank (open to all)
5/12/06 - 5.50% 18-Month CD at a New Jersey/Pennsylvania Bank
4/25/06 - 5.30% 15-Month CD at a Florida Bank
2/12/06 - 5.02% 13-Month CD at a Florida Bank
1/18/06 - Up to $75 in Bonuses at PNC Bank
12/2/05 - 5% 9-Month CD at N. Virgina Bank
10/20/05 - $35 Gift Cards for Checking at PNC Bank

Reviews (242)

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PNC Worked Hard To Lose My Business

I was a Virtual Wallet Performance Select customer for over 8 years and a number of failings on PNC's part, in a period of 2 months, has made me walk away. 1) If you are invited to join the Private Client program, be warned. It is just an aggressive marketing campaign. (fwiw .... I joined for the priority customer service number). I was receiving calls every 2-3 days to meet with an advisor. I was extraordinary polite .. telling him thank you for reaching out to me, but I don't need anything at this time, etc. After repeatedly asking for the calls to stop, I was told ..... "If the calls are too much of an inconvenience, we can get you opted out of the program". Guess What?! I have opted out of PNC. 2) Botched replacement of my credit card after fraudulent activity. Long story. 3) Changes to the branch. The drive-throughs are now closed. The inside teller windows are now closed. You are now required to go and sit at a desk in an enclosed office to perform any transaction. Of course, you are promoted to discuss other products you may want. Dear PNC, I just want the great service that you used to provide ... not constant in-my-face marketing.

Two To Three Working Days To Transfer Proceeds Of A Closed Matured CD

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Prior to the renewal date, I could not direct the proceeds of a matured CD to my checking account. Called on the first day (Friday) of the roll-over grace period to close the CD, only to learn the monies would not be available in my checking account for 2-3 business days. A pre-maturity inquire did not advise me of the 2-3 day "delay".

I'm Finally Done With PNC

As an active online customer along with being a "brick and mortar" customer for five decades, PNC has finally alienated me beyond correction. In addition to the online high-yield savings NOT being available in my area for reasons unexplained, my recent branch visit showed that I am considered as nothing more than an annoyance by the local branch manager - all this despite the fact that I make fewer than six visits a year and complete 98% of my transactions online. Accounts closing. Do better for others, PNC - and to the local branch manager - you're in retail, not the C-Suite. Act like it.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #6384
Year Established1804
Employees56062
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD12.48%
Annual Interest Income$24.2B
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$557.5B$552.3B
LoansQ4 2023vs Q4 2022$317.5B$322.3B
DepositsQ4 2023vs Q4 2022$429B$442B
Equity CapitalQ4 2023vs Q4 2022$50.11B$43.88B
Loan Loss AllowanceQ4 2023vs Q4 2022$4.79B$4.74B
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.92B$2.77B
Real Estate OwnedQ4 2023vs Q4 2022$31MM$29MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not PNC Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

PNC Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%--PNC High Yield Savings
0.03%*$2.5k*-Standard Savings with PNC checking
OTHER TIERS: 0.02% $1 - $2.5k
0.01%$1-S is for Savings
0.01%$1-Standard Savings

PNC Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$100k*-Premiere Money Market Account with Performance Select Checking
OTHER TIERS: 0.04% $1 - $100k
0.04%*$1m*-Premiere Money Market Account with Performance Checking
OTHER TIERS: 0.03% $1 - $1m
0.02%$1-Premiere Money Market Account

PNC Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%--Virtual Wallet® Checking Pro
1.30%*$100k*-Virtual Wallet - Growth w/ Performance Select Relationship Rate
OTHER TIERS: 0.04% $1 - $100k
0.04%*$1m*-Virtual Wallet - Growth w/ Performance Spend Relationship Rate
OTHER TIERS: 0.03% $1 - $1m
0.03%*$2.5k*-Virtual Wallet - Growth Relationship Rate
OTHER TIERS: 0.02% $1 - $2.5k
0.03%*$2.5k*-Virtual Wallet Student - Growth Relationship Rate
OTHER TIERS: 0.02% $1 - $2.5k
0.01%$1-Virtual Wallet - Growth Standard Rate
0.01%$1-Virtual Wallet - Growth w/ Performance Select Standard Rate
0.01%$1-Virtual Wallet - Growth w/ Performance Spend Standard Rate
0.01%$1-Virtual Wallet - Reserve
0.01%$2k-Virtual Wallet w/ Performance Spend
0.01%$1-Virtual Wallet w/ Performance Spend - Reserve
0.01%$1-Virtual Wallet w/ Performance Select - Reserve
0.01%$2k-Virtual Wallet w/ Performance Select
0.01%$1-Virtual Wallet Student - Reserve
0.01%$1-Virtual Wallet Student - Growth Standard Rate
0.01%--Virtual Wallet® - Spend

PNC Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.05%$1k-4 Month Fixed Term CD Special
4.25%$1k-7 Month Fixed Term CD Special
2.00%$1k-13 Month Fixed Term CD Special
2.00%$1k-61 Month Fixed Term CD Special
1.75%$1k-37 Month Fixed Term CD Special
1.50%$1k-25 Month Fixed Term CD Special
1.25%$1k-19 Month Fixed Term CD Special
0.05%$1k-9 Month Fixed Term CD Special
0.03%*$25k*-1 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-3 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-6 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-12 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-18 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-24 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-36 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-48 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-60 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-84 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-120 Month CD
OTHER TIERS: 0.02% $1k - $25k
0.02%$1k-12 Month Ready Access CD

PNC Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-7 Month Fixed Term IRA Special
2.00%$1k-61 Month Fixed Term IRA Special
2.00%$1k-13 Month Fixed Term IRA Special
1.75%$1k-37 Month Fixed Term IRA Special
1.50%$1k-25 Month Fixed Term IRA Special
1.25%$1k-17 Month Fixed Term IRA Special
0.05%$1k-9 Month Fixed Term IRA Special
0.03%*$25k*-6 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-12 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-18 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-24 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-36 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-48 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-60 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-84 Month IRA
OTHER TIERS: 0.02% $1k - $25k
0.03%*$25k*-120 Month IRA
OTHER TIERS: 0.02% $1k - $25k
Locations

Availability

Grand Rapids Area

Interactive local rates map


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