|APY||ACCOUNT TYPE||ACCOUNT NAME|
|1.26%||Savings||Popular Direct Savings|
1.00% - Ally Bank Online Savings Account
|2.00%||5-year CD||5 Year Popular Direct CD|
1.75% - Ally Bank High Yield 5 Year CD
|1.30%||1-year CD||1 Year Popular Direct CD|
1.05% - Ally Bank High Yield 12-Month CD
I recently opened an account and had no issues. I even called customer service a couple of times for various questions and had no issues whatsoever. You might be on hold, but I was for less than 3 minutes each time. Opened a CD too because their rates are better than my other online bank. No problems, but I moved the money from the account I set up the week before. Their website is still working out some clumsiness, and you can only link one exterior account at this point, but I am pleased so far. It's only been less than a month though so far.
They've fixed that odd problem where you couldn't add much after initial deposit.
They still have only 1 bank linkable at a time. And customer service has asked but hasn't been told more are planned yet.
Setting up the account online was easy enough and it's there, in less than 3 days. The application times out and doesn't save, so look down the list and gather all information before starting.
Opened an account online to gain access to the 1.26% APY. Easy to open online and moved monies in easily via ACH push. They pulled money in initially from my bank (smaller amount). Website isn't full service but does the trick. Not much functionality via website (can't update/change mailing address solely current and can't add beneficiaries). But both can be done with a call to their CS which is responsive.
Stupid policies. If you email them with questions, they will just repeat your question back to you in the form of a statement. If you call for customer service on the weekend, they will let you hold for a long period and then you speak to someone who tells you your request can't be handled by the weekend crew.
Their interest rates are fantastic and once I get things set up the way I need them to be and don't have to deal with their stupid customer service policies, I think it will be fine.
You will sit on hold for over 20 minutes. Simple questions could not be answered. I filled out the application. I received my 2 deposits verifying my account. I followed all instructions as to how to continue and online will not allow it. I called for help, disconnected after 20 minutes the first time, 2nd time no help. I was told I should wait 2 more days to see what happens.
Now I read the other horror stories here. No interest when closing the account past the previous closing date? RIP OFF!!!!!
I have been with Barclays for years but higher rate brought me here. First, as said you can only link one account and have to wait 60 days or more to change it. In addition, they don't show your account number or routing number so you can't link the account from your external account. I have asked three questions over the past week and NEVER get responses. Its like they don't even read their emails. Plan on a long wait until your deposit is available. I plan to close the account once initial deposit becomes available, if that ever happens.
|FDIC Certificate #||34967|
|Return on Assets - YTD||0.53%|
|Return on Equity - YTD||2.32%|
|Annual Interest Income||$150.3MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$8.22B$7.46B|
|Loans||Q2 2016vs Q2 2015||$5.18B$4.49B|
|Deposits||Q2 2016vs Q2 2015||$5.48B$4.79B|
|Equity Capital||Q2 2016vs Q2 2015||$1.85B$1.93B|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$37.4MM$30.0MM|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$101.4MM$29.0MM|
|Real Estate Owned||Q2 2016vs Q2 2015||$3.1MM$3.5MM|
Always verify rates and promotions with the bank or credit union. We are not Popular Direct; we are a rate comparison website and cannot provide official rates or promotions.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|1.26%||$5k||-||Popular Direct Savings|
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|2.00%||$10k||-||5 Year Popular Direct CD|
|1.75%||$10k||-||4 Year Popular Direct CD|
|1.60%||$10k||-||3 Year Popular Direct CD|
|1.50%||$10k||-||2 Year Popular Direct CD|
|1.35%||$10k||-||18 Month Popular Direct CD|
|1.30%||$10k||-||1 Year Popular Direct CD|
|0.85%||$10k||-||6 Month Popular Direct CD|
|0.60%||$10k||-||3 Month Popular Direct CD|
Popular Direct is an Internet only bank and does not have branch locations. Its headquarters is located at PO Box 4884 - Miami Lakes, FL 33014