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Popular Direct


Overview / Commentary
www.populardirect.com
800-274-5696
85 Broad Street
New York, NY 10004

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5 year CD drops again, now 3.5% APY (was 3.55%)

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This rate change appears today.

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Reviews (76)

Slick And Fast

Posted by: Gingerdusty | Aug 30, 2018

I worked for a couple of weeks trying to buy a CD from an institution that was paying .05% higher than Popular Direct and finally gave up. I went to the Popular Direct website and within 24 hours, I had filled out the application, confirmed the two micro deposits with my linked bank and the CD was purchased. Really well done website. These folks have their act together. Yes, it's a minuscule 0.05% less in the two year CD rate but the absence of brain damage is worth it!

11

No Problems With Frozen Account Or Transferring Money

Posted by: susancar | Jun 21, 2018

Reading all these negative reviews about this bank ~ I panicked and tried to transfer $5,000 out a couple days ago. Just checked today and had no problems what so ever. I have had an account of some form with Popular Bank for a couple years now; I just keep opening up a new account when they offer better rates and transfer all but $500 until the old account has been opened 180 days to avoid the early withdraw fee... THAT is a pain, but I must say I have never encountered any issues and whenever I call customer service, I am satisfied with the service that I get. Their website isn't as sophisticated as others, but I keep getting the great interest rate which makes me stay.

18

Watch Out!

Posted by: Nutgraf | Sep 2, 2016

Take a look at the very fine print on the account agreement before you do business with this bank. When you close your account, they DO NOT accrue interest to the closing date. That can get expensive if you don't pay attention.

65

Absolutely, Astonishingly Terrible Web App

Posted by: ted9891 | Jun 5, 2019

I have CDs across a number of banks. Banco Popular's CD web UI is, by far, the absolutely WORST web app. The login system is arcane, slow, and error prone. The design hasn't changed since the 90s. I'm moving my CD as soon as it matures.

3
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Health
A+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #34967
Year Established1999
Employees703
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD2.81%
Annual Interest Income$98.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$9.59B$9.23B
LoansQ1 2019vs Q1 2018$6.59B$6.27B
DepositsQ1 2019vs Q1 2018$7.19B$6.63B
Equity CapitalQ1 2019vs Q1 2018$1.75B$1.65B
Loan Loss AllowanceQ1 2019vs Q1 2018$66.2MM$73.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$101.3MM$123.7MM
Real Estate OwnedQ1 2019vs Q1 2018$2.8MM$3.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Popular Direct; we are a rate comparison website and cannot provide official rates or promotions.

Popular Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.36%$5k-Popular Direct Plus Savings Account

Popular Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$10k-5 Year Popular Direct CD
2.75%$10k-4 Year Popular Direct CD
2.65%$10k-3 Year Popular Direct CD
2.55%$10k-2 Year Popular Direct CD
2.50%$10k-18 Month Popular Direct CD
2.45%$10k-1 Year Popular Direct CD
2.30%$10k-6 Month Popular Direct CD
1.90%$10k-3 Month Popular Direct CD
Locations

Popular Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 85 Broad Street - New York, NY 10004

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