Featured Savings Rates
Featured Accounts

Popular Direct

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.65%5-year CD5 Year Popular Direct CD
2.15%2-year CD2 Year Popular Direct CD
2.00%18-month CD18 Month Popular Direct CD

Overview / Commentary
800-274-5696
PO Box 4884
Miami Lakes, FL 33014

Related Posts

Popular Direct Ups Long-Term CD Rates And Adds New Savings Account - 1/17/2018

Popular Direct (internet bank) has raised the rates on its 4-year CD (2.50% APY) and 5-year CD (2.65% APY). Minimum deposit is $10k, with no stated balance cap.

Popular Direct Raises APY To 1.50% (was 1.4%) - 1/17/2018

1.50 %APY DISCLOSURE $5,000 Minimum Deposit

Popular Direct's 18-Month CD Breaks The 2.00% APY Barrier - 12/13/2017

Popular Direct (internet bank) has raised the rate on its 18-month Popular Direct CD to 2.00% APY. Minimum deposit is $10k, with no stated balance cap.

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Overall Good Experience

Posted by: Impelbarr | Dec 31, 2017

I would say that this financial institution does a good job at taking care of its customers. The offered rates for their products are very competitive and the online banking system is secure and very easy to use on a regular basis. I do like the fact that customer service is open to take calls any time of the day, but something that could be fixed is the hold time for a representative. While sometimes the hold time might be short, at other times it can be as long as thirty minutes to forty-five minutes long, which I feel should be fixed. But as stated before, I think the experience as a whole is very good and would honestly recommend this financial institution to friends, family, and colleagues.

Incoming Deposit Limit Is Fixed - Now It's 1 Million

Posted by: curls | Sep 18, 2016

They've fixed that odd problem where you couldn't add much after initial deposit.

They still have only 1 bank linkable at a time. And customer service has asked but hasn't been told more are planned yet.

Setting up the account online was easy enough and it's there, in less than 3 days. The application times out and doesn't save, so look down the list and gather all information before starting.

Watch Out!

Posted by: Nutgraf | Sep 2, 2016

Take a look at the very fine print on the account agreement before you do business with this bank. When you close your account, they DO NOT accrue interest to the closing date. That can get expensive if you don't pay attention.

DO NOT USE POPULAR DIRECT!

Posted by: astrungis | Nov 13, 2017

I have CDs in Popular Direct. A 2-year CD came due. The bank sends me a notice in the mail that it will expire. If they do not hear from me it will automatically renew at the same term. I e-mail them through their secure message system that I want the money - not to renew. Days later I check, they renew it!. I called to complain. They said I have to wait for the CD to mature BEFORE I send instructions! What?! I lost my appeal. SO now I am stuck penalty paid in order to release the money I am with them for another 2 years! Terrible.

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Health

Health Grade Components

Overall
FDIC Certificate #34967
Year Established1999
Employees674
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.02%
Annual Interest Income$254.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$9.32B$8.45B
LoansQ3 2017vs Q3 2016$5.97B$5.28B
DepositsQ3 2017vs Q3 2016$6.56B$5.78B
Equity CapitalQ3 2017vs Q3 2016$1.84B$1.86B
Loan Loss AllowanceQ3 2017vs Q3 2016$89.6MM$41.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$126.5MM$110.6MM
Real Estate OwnedQ3 2017vs Q3 2016$2.3MM$3.0MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Popular Direct Raises APY To 1.50% (was 1.4%)

Sperry8   |  
1.50 %APY

DISCLOSURE
$5,000 Minimum Deposit

Rates
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Always verify rates and promotions with the bank or credit union. We are not Popular Direct; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Popular Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Popular Direct Exclusive Savings

Popular Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.65%$10k-5 Year Popular Direct CD
2.50%$10k-4 Year Popular Direct CD
2.25%$10k-3 Year Popular Direct CD
2.15%$10k-2 Year Popular Direct CD
2.00%$10k-18 Month Popular Direct CD
1.80%$10k-1 Year Popular Direct CD
1.00%$10k-6 Month Popular Direct CD
0.75%$10k-3 Month Popular Direct CD
Locations

Popular Direct is an Internet only bank and does not have branch locations. Its headquarters is located at PO Box 4884 - Miami Lakes, FL 33014