Featured Savings Rates
Featured Accounts

Popular Direct

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.28%5-year CD5 Year Popular Direct CD
1.55%2-year CD2 Year Popular Direct CD
1.40%18-month CD18 Month Popular Direct CD

Overview / Commentary
800-274-5696
PO Box 4884
Miami Lakes, FL 33014

Related Posts

Popular Direct Savings Rate Lowered From 1.26% To 1.15% Effective 1/4/2017 - 1/21/2017

Dear Popular Direct Account Holder, Thank you for contacting the Popular Direct Customer Service. We apologize for the delay on this response. We can definitely assist you with your inquiry Popular Direct Savings product rate has been lowered from 1.26% to 1.15% effective 1/4/2017 Please be aware this is a variable rate account and it is stated in the terms the rate is subject to change at any time without notice If you have any further questions, please call us at 1-800-274-5696 We are available 24 hours a day, 7 days a week. Thank you for banking with Popular Direct Sincerely, Popular Direct Customer Service

Popular Direct’s 5-Year CD - Rate Leader for Internet Banks - 1/6/2017

In late December, Popular Direct increased its 5-year CD rate by 20 basis points to 2.25% APY. The last time the bank had significant CD rate hikes was in early November

Popular Direct CD Issue with Listed Rates and APYs - 1/5/2017

Popular Direct was listing interest rates that were not correct. For example, for its 5-year CD, it was listing a rate of 1.882% and an APY of 2.05%.

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Good Experience

Posted by: Flackle12 | Dec 13, 2016

I signed up for Popular Direct about a year or so ago. Their rates are very competitive and fair for their CDs, I went with the 24 month CD which is one of the best rates on the market. Opening the account was very easy and their customer service was top notch. Their site is smooth and works very well, I have yet to have any issues with it. I have kept an eye on the account and it seems very secure as nothing suspicious has happened. There are no hidden fees, and their policies are clear and spelled out in concise language. I have had nothing but positive experiences with this bank and I will continue to use this bank in the future.

Incoming Deposit Limit Is Fixed - Now It's 1 Million

Posted by: curls | Sep 18, 2016

They've fixed that odd problem where you couldn't add much after initial deposit.

They still have only 1 bank linkable at a time. And customer service has asked but hasn't been told more are planned yet.

Setting up the account online was easy enough and it's there, in less than 3 days. The application times out and doesn't save, so look down the list and gather all information before starting.

Difficult To Set Up Online CD

Posted by: iamaroc | Jan 12, 2017

Took me four attempts and over an hour to finally get an online CD set up with funding from my P.D. online savings account. It's much more complicated than other online sites I've used. I hope next time it will go better otherwise I'll be chasing rates elsewhere.

Watch Out!

Posted by: Nutgraf | Sep 2, 2016

Take a look at the very fine print on the account agreement before you do business with this bank. When you close your account, they DO NOT accrue interest to the closing date. That can get expensive if you don't pay attention.

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Health

Health Grade Components

Overall
FDIC Certificate #34967
Year Established1999
Employees680
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD2.11%
Annual Interest Income$228.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$8.45B$7.47B
LoansQ3 2016vs Q3 2015$5.28B$4.65B
DepositsQ3 2016vs Q3 2015$5.78B$4.85B
Equity CapitalQ3 2016vs Q3 2015$1.86B$1.96B
Loan Loss AllowanceQ3 2016vs Q3 2015$41.6MM$31.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$110.6MM$128.3MM
Real Estate OwnedQ3 2016vs Q3 2015$3.0MM$4.0MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Popular Direct Savings Rate Lowered From 1.26% To 1.15% Effective 1/4/2017

IvoryMale   |  
Dear Popular Direct Account Holder,

Thank you for contacting the Popular Direct Customer Service. We apologize for the delay on this response. We can definitely assist you with your inquiry Popular Direct Savings product rate has been lowered from 1.26% to 1.15% effective 1/4/2017 Please be aware this is a variable rate account and it is stated in the terms the rate is subject to change at any time without notice If you have any further questions, please call us at 1-800-274-5696 We are available 24 hours a day, 7 days a week. Thank you for banking with Popular Direct

Sincerely,
Popular Direct Customer Service

Savings Account The Older Product Still Has The Rate Of 1.26%

IvoryMale   |  
High Rise Savings which is the new product rate APY of 1.15% started on 12-03-16 but is not for the Savings Account which is the older product APY of 1.26% However, the older product with the interest rate of 1.26% APY will no longer be available online! Please be assured as you are an existing customer with the account earning 1.26% and will continue to earn the rate of 1.26% 

Thank you for banking with Popular Direct
Sincerely, Popular Direct Customer Service

Savings Account Rate Cut

IvoryMale   |  
Savings Account Rate Cut To 1.15% Was 1.26%

Rates
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Popular Direct Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%--High Rise Savings Account

Popular Direct CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$10k-5 Year Popular Direct CD
1.81%$10k-4 Year Popular Direct CD
1.80%$10k-3 Year Popular Direct CD
1.55%$10k-2 Year Popular Direct CD
1.40%$10k-18 Month Popular Direct CD
1.30%$10k-1 Year Popular Direct CD
0.90%$10k-6 Month Popular Direct CD
0.70%$10k-3 Month Popular Direct CD
Locations

Popular Direct is an Internet only bank and does not have branch locations. Its headquarters is located at PO Box 4884 - Miami Lakes, FL 33014