PFCU


Overview / Commentary
844-517-3611
9077 Charlotte Hwy
Portland, MI 48875-8417

PFCU is headquartered in Portland and is the 32nd largest credit union in the state of Michigan. It is also the 530th largest credit union in the nation. It was established in 1947 and as of March of 2024, it had grown to 188 employees and 55,673 members at 13 locations. PFCU's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

PFCU is open to those who live, work, worship, attend school, or own a business in Michigan. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68690
Year Chartered1947
Employees188
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.21%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$819.3MM$794.9MM
LoansQ1 2024vs Q1 2023$499.6MM$494.7MM
DepositsQ1 2024vs Q1 2023$742.4MM$723.8MM
Equity CapitalQ1 2024vs Q1 2023$73.6MM$67.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.6MM$3.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.3MM$2MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not PFCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PFCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$100-Individual Retirement Account
0.05%$100-Regular Savings
0.05%$100-Other Savings & Escrow

PFCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Money Market
OTHER TIERS: 0.80% $2.5k - $25k | 1.20% $25k - $50k | 1.25% $50k - $100k

PFCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Personal Checking Plus
OTHER TIERS: 0.05% $0+
0.10%*$2.5k*-Business Checking Plus
OTHER TIERS: 0.05% $0 - $2.5k

PFCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month CD Special
3.45%$500-24 Month CD
3.25%$500-36 Month CD
3.20%$500-12 Month CD
3.15%$500-48 Month CD
3.05%$500-60 Month CD
3.05%$250-60 Month Youth CD
2.95%$500-6 Month CD

PFCU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month IRA Special
3.55%$500-24 Month IRA
3.35%$500-36 Month IRA
3.30%$500-12 Month IRA
3.25%$500-48 Month IRA
3.15%$500-60 Month IRA
3.05%$500-6 Month IRA
Locations

Availability



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