GOLD Credit Union

Overview / Commentary
4703 Hamilton Blvd
Allentown, PA 18103

GOLD Credit Union is headquartered in Allentown and is the 60th largest credit union in the state of Pennsylvania. It is also the 1,514th largest credit union in the nation. It was established in 1937 and as of December of 2023, it had grown to 32 employees and 9,295 members at 2 locations. GOLD Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in GOLD Credit Union is open to employees or members of GOLD’s Partner Groups (Audi Allentown, Ciocca Subaru, Computer Aid, Inc., Computer Aid Learning Academy, Easton Fish & Game Association, Greater Valley YMCA, Habitat for Humanity of the Lehigh Valley, Hansen Technologies, Liquid Interactive, Minsi Trails Council, O’Brien’s Moving & Storage, PPL, Scott Cars, Inc., Talen Energy, Wow 1 Day Painting Allentown) as well as those who live, work, worship, or study in the GOLDen Community comprising (Center City and parts of Allentown, parts of Bethlehem, Fountain Hill, parts of South Whitehall Township, parts of Whitehall Township, parts of Lower Macungie Township, Dorneyville). Immediate family and household members of current GOLD members are also eligible for membership.
See current membership details


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Health Grade Components

NCUA #64884
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD-1.07%
Return on Equity - YTD-16.86%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$142.7MM$155.9MM
LoansQ4 2023vs Q4 2022$107.6MM$114.3MM
DepositsQ4 2023vs Q4 2022$132.8MM$144MM
Equity CapitalQ4 2023vs Q4 2022$9.2MM$11.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$841K$420K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$675K$337K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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GOLD Credit Union Savings Account Rates

0.10%$5-GOLD Share Savings
0.10%$5-GOLD IRA Savings
0.10%$5-GOLD Custom Club

GOLD Credit Union Checking Account Rates

0.25%--GOLD Medal Checking
0.05%--GOLD Checking

GOLD Credit Union CD Rates

5.15%$500-12 Month CD
5.00%$500-6 Month CD
3.75%$500-24 Month CD
3.75%$500-36 Month CD
3.50%$500-48 Month CD
3.50%$500-60 Month CD

GOLD Credit Union IRA Rates

5.15%$500-12 Month IRA Certificate
5.00%$500-6 Month IRA Certificate
3.75%$500-24 Month IRA Certificate
3.75%$500-36 Month IRA Certificate
3.50%$500-48 Months IRA Certificate
3.50%$500-60 Month IRA Certificate

GOLD Credit Union Locations
Branch Office835 W Hamilton StAllentown, PA 18101-2426
Branch Office4703 Hamilton BlvdAllentown, PA 18103

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