Featured Savings Rates
Featured Accounts

United Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%Reward CheckingInterest Plus Checking
1.85%5-year CD55 Month CD Special
1.85%5-year IRA55 Month IRA Special

Overview / Commentary
296-982-1400
2807 S State St
Saint Joseph, MI 49085-2454

United Federal Credit Union is headquartered in Saint Joseph and is the 5th largest credit union in the state of Michigan. It is also the 103rd largest credit union in the nation. It was established in 1949 and as of March of 2016, it had grown to 542 employees and 146,109 members at 29 locations. United Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in select geographic areas near our branch locations, or be a current or retired employee of one of our 900 corporate members.
See current membership details

Related Posts

United Federal CU Raises Rate On 55-Month CD Special - 9/7/2015

United Federal CU upped the rate on its 55-month Share Certificate Special (2.35% APY w/IPC checking). Minimum deposit is $500, with no balance cap. Limited time offer.

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #6288
Year Chartered1949
Employees542
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.35%
Annual Interest Income$23.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$2.04B$1.87B
LoansQ1 2016vs Q1 2015$1.79B$1.60B
DepositsQ1 2016vs Q1 2015$1.48B$1.31B
Equity CapitalQ1 2016vs Q1 2015$211.6MM$193.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$17.6MM$18.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$7.6MM$8.1MM
Real Estate OwnedQ1 2016vs Q1 2015$236.00K$509.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

United Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$25k*-Health Savings Account
OTHER TIERS: 0.10% $250 - $1k | 0.35% $1k - $10k | 0.50% $10k - $25k
0.10%--Achiever Savings
0.05%--Youth Savings
0.05%--Holiday Club
0.05%$300-Membership Savings
0.05%$300-Business Membership Savings

United Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$350k*-Member's Advantage Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $350k
0.35%*$350k*-Business Member's Advantage Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $350k
0.15%*$25k*-IRA Money Market Account
OTHER TIERS: 0.05% $250 - $10k | 0.10% $10k - $25k

United Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*-$25kInterest Plus Checking
OTHER TIERS: 0.05% $25k+
0.15%*$100k*-Platinum Plus Checking
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $100k
0.15%*$100k*-Business Growth Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $100k

United Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-55 Month CD Special w/ IPC Checking
1.85%$500-55 Month CD Special
1.60%*$100k*-60 Month Premier CD
OTHER TIERS: 1.55% $50k - $100k
1.50%$500-60 Month Share CD
1.35%*$100k*-48 - 59 Month Premier CD
OTHER TIERS: 1.30% $50k - $100k
1.25%$500-48 - 59 Month Share CD
0.95%*$100k*-36 - 47 Month Premier CD
OTHER TIERS: 0.90% $50k - $100k
0.85%$500-36 - 47 Month Share CD
0.85%$500-11 Month Certificate Special
0.70%*$100k*-24 - 35 Month Premier CD
OTHER TIERS: 0.60% $50k - $100k
0.68%$500$1m36 Month Bump Up CD
0.55%*$100k*-18 - 23 Month Premier CD
OTHER TIERS: 0.50% $50k - $100k
0.50%$500-24 - 35 Month Share CD
0.40%*$100k*-12 - 17 Month Premier CD
OTHER TIERS: 0.35% $50k - $100k
0.40%$500-18 - 23 Month Share CD
0.30%*$100k*-6 - 11 Month Premier CD
OTHER TIERS: 0.25% $50k - $100k
0.25%*$100k*-3 - 5 Month Premier CD
OTHER TIERS: 0.20% $50k - $100k
0.25%$500-12 - 17 Month Share CD
0.25%$500-12 Month Young Investor Certificate
0.20%$2,500$250k12 Month Liquid CD
0.15%$500-6 - 11 Month Share CD
0.10%$500-3 - 5 Month Share CD
0.10%$500-3 - 5 Month Young Investor Certificate
0.10%$500-6 - 11 Month Young Investor Certificate

United Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-55 Month IRA Special w/ IPC Checking
1.85%$500-55 Month IRA Special
1.60%*$100k*-60 Month Premier IRA
OTHER TIERS: 1.55% $50k - $100k
1.50%$500-60 Month IRA
1.35%*$100k*-48 - 59 Month Premier IRA
OTHER TIERS: 1.30% $50k - $100k
1.25%$500-48 - 59 Month IRA
0.95%*$100k*-36 - 47 Month Premier IRA
OTHER TIERS: 0.90% $50k - $100k
0.85%$500-36 - 47 Month IRA
0.70%*$100k*-24 - 35 Month Premier IRA
OTHER TIERS: 0.60% $50k - $100k
0.55%*$100k*-18 - 23 Month Premier IRA
OTHER TIERS: 0.50% $50k - $100k
0.50%$500-24 - 35 Month IRA
0.40%*$100k*-12 - 17 Month Premier IRA
OTHER TIERS: 0.35% $50k - $100k
0.40%$500-18 - 23 Month IRA
0.30%*$100k*-6 - 11 Month Premier IRA
OTHER TIERS: 0.25% $50k - $100k
0.25%*$100k*-3 - 5 Month Premier IRA
OTHER TIERS: 0.20% $50k - $100k
0.25%$500-12 - 17 Month IRA
0.15%$500-6 - 11 Month IRA
0.10%$500-3 - 5 Month IRA
Locations

United Federal Credit Union has 29 locations. Click to view all United Federal Credit Union locations.