Premier Federal Credit Union is headquartered in Greensboro and is the 19th largest credit union in the state of North Carolina. It is also the 1,085th largest credit union in the nation. It was established in 1963 and as of September of 2020, it had grown to 77 employees and 27,676 members at 8 locations. Premier Federal Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Premier Federal Credit Union is open to anyone through joining the North Carolina Consumers Council ($20 membership fee), and those who live or work in Kings Mountain or a defined area in Forest City. Immediate family and members of one of the credit union's sponsor companies are also welcome.
See current membership details
I mailed in a application and never heard from the credit union. After about 10 days I called and spoke to a CSR who ask for my SS# to look for my application. Unable to find it she placed me on hold and called the "operations" person who informed her they had never recieved one from me??? Futher, she said they do not bother to reply to prospective customers who they reject (???) but just shred their applications!!!
Overall | |
---|---|
NCUA # | 15863 |
Year Chartered | 1963 |
Employees | 77 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.44% |
Return on Equity - YTD | 3.08% |
Annual Interest Income | $6.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $222.2MM$187.3MM |
Loans | Q3 2020vs Q3 2019 | $124.3MM$128.1MM |
Deposits | Q3 2020vs Q3 2019 | $187.9MM$153.9MM |
Equity Capital | Q3 2020vs Q3 2019 | $31.3MM$30.6MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $1.2MM$1.3MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $977.00K$1.1MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $15.00K$533.00K |
Always verify rates and promotions with the bank or credit union. We are not Premier Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | - | - | Individual Retirement Account | |
0.25% | $25 | - | Regular Savings Account | |
0.25% | $100 | - | Business Savings | |
0.25% | $25 | - | Youth Savings | |
0.20% | $5 | - | Holiday Club | |
0.20% | $5 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | Access Checking | |
0.10% | - | - | Access MORE Checking | |
0.05% | $100 | - | Business Checking Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $1k | - | 60 Month IRA | |
0.65% | $1k | - | 36 Month IRA | |
0.60% | $1k | - | 24 Month IRA |
Premier Federal Credit Union Locations | ||
---|---|---|
Branch Office | 306 N Main St | Graham, NC 27253 |
Branch Office | 3863 Carlisle Chester Hwy | Carlisle, SC 29031 |
Branch Office | 1601 Brenner Ave | Salisbury, NC 28144 |
Branch Office | 940 Jake Alexander Blvd W | Salisbury, NC 28147 |
Branch Office | 114 E Gold St | Kings Mountain, NC 28086 |
Branch Office | 148 Charlotte St | Asheville, NC 28801 |
Branch Office | 1400 Yanceyville St | Greensboro, NC 27405 |
Branch Office | 2270 US 74 BUS HWY STE 253 | Forest City, NC 28043 |