Premier Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.80% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 1.11% | 3-year CD | 36 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
| 0.90% | 2-year CD | 24 Month CD |
Premier Federal Credit Union is headquartered in Greensboro and is the 19th largest credit union in the state of North Carolina. It is also the 1,085th largest credit union in the nation. It was established in 1963 and as of June of 2016, it had grown to 69 employees and 26,644 members at 8 locations. Premier Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to anyone through the North Carolina Consumers Council ($18 membership fee). Membership is also open for employees of members of the select employer group and for those who live or work in Kings Mountain, North Carolina.
See current membership details
Related Posts
Don't Bother With A Mail-In Application...
I mailed in a application and never heard from the credit union. After about 10 days I called and spoke to a CSR who ask for my SS# to look for my application. Unable to find it she placed me on hold and called the "operations" person who informed her they had never recieved one from me??? Futher, she said they do not bother to reply to prospective customers who they reject (???) but just shred their applications!!!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15863 |
| Year Chartered | 1963 |
| Employees | 69 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 5.07% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $176.1MM$167.2MM |
| Loans | Q2 2016vs Q2 2015 | $103.7MM$100.1MM |
| Deposits | Q2 2016vs Q2 2015 | $149.2MM$142.5MM |
| Equity Capital | Q2 2016vs Q2 2015 | $24.0MM$22.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.3MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.1MM$1.0MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $101.00K$10.00K |
Always verify rates and promotions with the bank or credit union. We are not Premier Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Premier Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Individual Retirement Account | |
| 0.25% | $25 | - | Regular Savings Account | |
| 0.25% | $100 | - | Business Savings | |
| 0.20% | - | - | Club Accounts |
Premier Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $50k* | - | Money Market Accounts | ||
| OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | |||||
| 0.35%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | |||||
Premier Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Checking | |
| 0.05% | - | - | Business Interest Checking |
Premier Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.77% | $500 | - | 60 Month CD | |
| 1.31% | $500 | - | 48 Month CD | |
| 1.11% | $500 | - | 36 Month CD | |
| 1.10% | $500 | - | 36 Month Business CD | |
| 1.01% | $500 | - | 30 Month CD | |
| 1.00% | $500 | - | 30 Month Business CD | |
| 0.90% | $500 | - | 24 Month CD | |
| 0.90% | $500 | - | 24 Month Business CD | |
| 0.80% | $500 | - | 12 Month CD | |
| 0.80% | $500 | - | 12 Month Business CD | |
| 0.75% | $250 | - | 12 Month Add-on CD | |
| 0.75% | $250 | - | 12 Month Add-on Business CD | |
| 0.50% | $50k | - | 6 Month Jumbo CD | |
| 0.50% | $50k | - | 6 Month Jumbo Business CD | |
| 0.45% | $500 | $50k | 6 Month CD | |
| 0.45% | $500 | - | 6 Month Business CD | |
| 0.40% | $50k | - | 3 Month Jumbo CD | |
| 0.40% | $50k | - | 3 Month Jumbo Business CD | |
| 0.35% | $500 | $50k | 3 Month CD | |
| 0.35% | $500 | - | 3 Month Business CD | |
| 0.35% | $25 | - | 12 Month Save to Win Certificate |
Premier Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.77% | $1k | - | 60 Month IRA Share | |
| 1.11% | $1k | - | 36 Month IRA Share | |
| 0.90% | $1k | - | 24 Month IRA Share |
| Premier Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 306 N Main St | Graham, NC 27253 |
| Branch Office | 1601 Brenner Ave | Salisbury, NC 28144 |
| Branch Office | 940 Jake Alexander Blvd W | Salisbury, NC 28147 |
| Branch Office | 1113 Shelby Rd | Kings Mountain, NC 28086 |
| Branch Office | 148 Charlotte St | Asheville, NC 28801 |
| Branch Office | 1400 Yanceyville St | Greensboro, NC 27405 |
| Branch Office | 2270 US 74 BUS HWY STE 253 | Forest City, NC 28043 |
| Branch Office | 3863 Carlisle Chester Hwy | Carlisle, SC 29031 |