Radiant Credit Union is headquartered in Gainesville and is the 32nd largest credit union in the state of Florida. It is also the 548th largest credit union in the nation. It was established in 1957 and as of December of 2022, it had grown to 177 employees and 44,790 members at 10 locations. Radiant Credit Union has a B+ health rating.
Radiant Credit Union is open to anyone who lives, works, worships, goes to school, or participates in associations headquartered in Alachua, Bradford, Citrus, Columbia, Clay, Dixie, Gilchrist, Hamilton, Levy, Lafayette, Marion, Putnam, St. Johns, Suwannee or Union counties. Immediate family or current credit union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 68723 |
Year Chartered | 1957 |
Employees | 177 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.61% |
Return on Equity - YTD | 7.15% |
Annual Interest Income | $29.6MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $749.3MM$703.3MM |
Loans | Q4 2022vs Q4 2021 | $586.7MM$501.7MM |
Deposits | Q4 2022vs Q4 2021 | $638.0MM$593.3MM |
Equity Capital | Q4 2022vs Q4 2021 | $63.8MM$65.4MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $5.9MM$3.4MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $4.5MM$2.5MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Rates for Radiant Credit Union are currently being reviewed.
Alachua Branches | ||
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Branch Office | 14520 NW US Highway 441 | Alachua, FL 32615-8204 |
Chiefland Branches | ||
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Branch Office | 1003 NW 22nd Ct | Chiefland, FL 32626-1992 |
Gainesville Branches | ||
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Branch Office | 6305 SW Archer Rd | Gainesville, FL 32608 |
Branch Office | 2516 NW 43rd St | Gainesville, FL 32606 |
Branch Office | 405 SE 2nd PL | Gainesville, FL 32601-6808 |
Corporate Office | 4440 NW 25th Pl | Gainesville, FL 32606-6508 |
Hawthorne Branches | ||
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Branch Office | 6005 SE US Highway 301 Ste 101 | Hawthorne, FL 32640-7322 |
Lake City Branches | ||
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Branch Office | 1605 W US Highway 90 | Lake City, FL 32055-6125 |
Live Oak Branches | ||
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Branch Office | 2231 Ohio Ave N | Live Oak, FL 32064-4857 |
Newberry Branches | ||
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Branch Office | 14133 W Newberry Rd | Newberry, FL 32669-2753 |