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Radiant Credit Union


Overview / Commentary
www.radiantcu.org
352-381-5200
4500 Nw 27Th Ave Ste C1
Gainesville, FL 32606

Radiant Credit Union is headquartered in Gainesville and is the 34th largest credit union in the state of Florida. It is also the 587th largest credit union in the nation. It was established in 1957 and as of June of 2021, it had grown to 161 employees and 41,614 members at 13 locations. Radiant Credit Union has an A health rating.

Field of Membership Restrictions

Radiant Credit Union is open to anyone who lives, works, worships, goes to school, or participates in associations headquartered in Alachua, Bradford, Citrus, Columbia, Clay, Dixie, Gilchrist, Hamilton, Levy, Lafayette, Marion, Putnam, St. Johns, Suwannee or Union counties. Immediate family or current credit union members are also eligible to join.
See current membership details

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Health
A

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68723
Year Chartered1957
Employees161
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.49%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ2 2021$626.5MM
LoansQ2 2021$461.8MM
DepositsQ2 2021$557.6MM
Equity CapitalQ2 2021$64.7MM
Loan Loss AllowanceQ2 2021$2.7MM
Unbacked Noncurrent LoansQ2 2021$1.6MM
Real Estate OwnedQ2 2021$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Radiant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Radiant Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$4kEven-Up Share
OTHER TIERS: 0.10% → $4k+
0.10%$5-Future Endeavors Account
0.08%*$10k*-Regular Share Account
OTHER TIERS: 0.05% → $500 - $10k
0.08%*$10k*-Special Share Account
OTHER TIERS: 0.05% → $500 - $10k
0.08%$500-IRA Share Account
0.08%$500-Roth IRA
0.08%$500-Health Saving Share
0.05%$100-Business Shares

Radiant Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$200k*-Money Market Account
OTHER TIERS: 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k
0.30%*$200k*-Business Money Market
OTHER TIERS: 0.10% → $10k - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k

Radiant Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$500-Checking With Interest Account
0.02%$100-Business Premier Checking

Radiant Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-60 Month CD
0.75%$1k-Business 60 Month CD
0.70%$1k-48 Month CD
0.70%$1k-Business 48 Month CD
0.55%$1k-36 Month CD
0.55%$1k-Business 36 Month CD
0.52%$50k-24 Month Jumbo CD
0.52%$50k-Business 24 Month Jumbo CD
0.50%$1k-24 Month CD
0.50%$1k-36 Month SunStep CD
0.50%$1k-Business 24 Month CD
0.45%$1k-24 Month SunStep CD
0.42%$50k-12 Month Jumbo CD
0.42%$50k-Business 12 Month Jumbo CD
0.40%$1k-12 Month CD
0.40%$5k-Business 12 Month CD
0.32%$50k-6 Month Jumbo CD
0.32%$50k-Business 6 Month Jumbo CD
0.30%$1k-6 Month CD
0.30%$5k-Business 6 Month CD
Locations

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