Radiant Credit Union is headquartered in Gainesville and is the 34th largest credit union in the state of Florida. It is also the 586th largest credit union in the nation. It was established in 1957 and as of September of 2020, it had grown to 143 employees and 39,797 members at 11 locations. Radiant Credit Union has an A health rating.
Radiant Credit Union is open to anyone who lives, works, worships, goes to school, or participates in associations headquartered in Alachua, Bradford, Citrus, Columbia, Clay, Dixie, Gilchrist, Hamilton, Levy, Lafayette, Marion, Putnam, St. Johns, Suwannee or Union counties. Immediate family or current credit union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 11789 |
Year Chartered | 1957 |
Employees | 143 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.08% |
Return on Equity - YTD | 10.11% |
Annual Interest Income | $16.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $570.2MM$490.8MM |
Loans | Q3 2020vs Q3 2019 | $406.2MM$394.4MM |
Deposits | Q3 2020vs Q3 2019 | $505.4MM$431.3MM |
Equity Capital | Q3 2020vs Q3 2019 | $60.3MM$54.2MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $3.4MM$2.5MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.0MM$1.4MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$336.00K |
Always verify rates and promotions with the bank or credit union. We are not Radiant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | $500 | - | Checking With Interest Account | |
0.02% | $100 | - | Business Premier Checking |