Featured Savings Rates
Featured Accounts

Rafe Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.61%5-year CD60 Month Share Certificate
0.35%1-year CD12 Month Share Certificate
0.30%SavingsShare Savings

Overview / Commentary
951-682-1555
6876 Magnolia Ave
Riverside, CA 92506

Rafe Federal Credit Union is headquartered in Riverside and is the 253rd largest credit union in the state of California. It is also the 3,210th largest credit union in the nation. It was established in 1963 and as of March of 2016, it had grown to 13 employees and 4,231 members at 4 locations. Rafe Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to Riverside Area federal employees, Riverside County attorneys, veterans, and to Tri-County Dentists.
See current membership details

Reviews (2)

HAVE A F RATING WITH BETTER BUSINESS BUREAU!!!!!!

Posted by: Barry | Dec 17, 2011

THE WORST! Check Better Business Rating for yourself!!!!

RAFE - Need A Credit Union - This Isn't For You Unless You're Really Desperate

Posted by: Anonymous | Jan 24, 2012

Check your pockets when you leave the building. Pick pockets don't try to rip you off as badly. Poor customer service, poor and inept management. Need a car loan, go anywhere else. How this group is still in business would be questionable unless via their loan recovery methods.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Rafe Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15396
Year Chartered1963
Employees13
Primary Regulator
Profit Margin
Return on Assets - YTD4.68%
Return on Equity - YTD29.27%
Annual Interest Income$543.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$24.3MM$23.0MM
LoansQ1 2016vs Q1 2015$15.5MM$16.3MM
DepositsQ1 2016vs Q1 2015$20.2MM$19.6MM
Equity CapitalQ1 2016vs Q1 2015$3.8MM$3.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$366.00K$653.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.1MM$482.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Rafe Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-IRA Share
0.50%$2k-Roth IRA Share
0.50%$2k-Educational IRA Share
0.50%$2k-SEP IRA Share
0.30%*$100k*-Share Savings
OTHER TIERS: 0.10% $1k - $7,500 | 0.15% $7,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%*$100k*-Vacation Club
OTHER TIERS: 0.10% $1k - $7,500 | 0.15% $7,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%*$100k*-Holiday Club
OTHER TIERS: 0.10% $1k - $7,500 | 0.15% $7,500 - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k

Rafe Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Checking Account
OTHER TIERS: 0.10% $1k - $1mm

Rafe Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$100k*-60 Month Share Certificate
OTHER TIERS: 1.31% $2k - $10k | 1.36% $10k - $25k | 1.41% $25k - $50k | 1.46% $50k - $100k
1.26%*$100k*-48 Month Share Certificate
OTHER TIERS: 1.01% $2k - $10k | 1.11% $10k - $25k | 1.16% $25k - $50k | 1.21% $50k - $100k
0.95%*$100k*-36 Month Share Certificate
OTHER TIERS: 0.75% $2k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.50%$2k-24 Month Share Certificate
0.35%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.30% $2k - $10k
0.30%*$50k*-6 Month Share Certificate
OTHER TIERS: 0.25% $2k - $50k

Rafe Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%*$100k*-60 Month IRA Certificate
OTHER TIERS: 1.31% $2k - $10k | 1.36% $10k - $25k | 1.41% $25k - $50k | 1.46% $50k - $100k
1.26%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.01% $2k - $10k | 1.11% $10k - $25k | 1.16% $25k - $50k | 1.21% $50k - $100k
0.95%*$100k*-36 Month IRA Certificate
OTHER TIERS: 0.75% $2k - $10k | 0.80% $10k - $25k | 0.85% $25k - $50k | 0.90% $50k - $100k
0.50%$2k-24 Month IRA Certificate
0.35%*$10k*-12 Month IRA Certificate
OTHER TIERS: 0.30% $2k - $10k
0.30%*$50k*-6 Month IRA Certificate
OTHER TIERS: 0.25% $2k - $50k
Locations


Rafe Federal Credit Union Locations
Branch Office6876 Magnolia AveRiverside, CA 92506
Branch Office11201 Benton StLoma Linda, CA 92357-1000
Branch Office609 W 21ST STYANKTON, SD 57078
Branch Office23403 E MISSION AVELIBERTY LAKE, WA 99019-7553