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Exceptional Bank

Posted by: r263369 | Feb 11, 2017

We have banked with RNB for several years and have been happy with the experience. Initially we found them doing a search for a high yield money market rate. We like the crazy name and the antics and are pleased with the professional service. Like any bank, the account set up and transferring of funds is a process.
Over the years, anytime we had a question, a phone call was always received by a real person and although we have not visited the brick and mortar bank locations, the service is personal, helpful and professional. It feels very much like a "small town" bank where you know the people that work there.
In a world where big banks and institutions are trying to rule the financial world, it is refreshing finding a small bank that offers the same products and is even beating these massive establishments at their own game. We recommend you take a close look at this bank and sign up with them. We think you will be glad you did.
Oh yea, we still have the keychain they sent us for opening an account and because of the bank's name, it makes for a great conversation piece!

Best Rates, Easy Bank

Just opened up a RNB account...although a little cumbersome and old school, once open, it has the best interest rate out there...no fuss.. Definitely glad I opened the account!

Fun bank to be a member of.

When I first heard of Redneck Bank from a friend I honestly assumed it was just a joke. But let me tell you, after being a member for over a year I am more satisfied with this bank than any other bank. Even brick and mortar. They are extremely personal on the phone if you have any needs. I even received a free gift when I joined! It is nice to see that you can still have a sense of humor with banking; all while managing a traditional and professional business model.

Horrible Account Opening Experience.

Posted by: Volstagg | Feb 9, 2017

Went to open a savings account with them, thinking I could make a little more interest. Account was declined because I didn't answer the "verification" questions correctly.

Called their 800 number, was told my request was declined because my credit reports where locked. That I needed to unlock them and apply again, they couldn't use my old application because it was already marked "declined" in their system.

So, I pay to unlock my credit reports, run a new application and get declined again. Call the 800 number again, am told. "Oh, because you have a declined account in our system, the system will automatically mark any future accounts as declined, there is nothing we can do."

I asked them, can I send copies of any of my documents. No. Can I talk to a Supervisor. No. Is there anything I can ever do to join the bank at this point. No.

What a joke, not only am I out the cost of unlocking my credit reports, I am now essentially black balled from this bank because I took the extra security step of locking my credit reports. These guys are a bunch of rednecks, at least when it comes to customer service!

Maybe I am lucky and will have saved myself a lot of future pains.



Health Grade Components

FDIC Certificate #20093
Year Established1969
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.97%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$376.8MM$342.4MM
LoansQ3 2016vs Q3 2015$271.6MM$214.2MM
DepositsQ3 2016vs Q3 2015$310.2MM$275.9MM
Equity CapitalQ3 2016vs Q3 2015$42.5MM$42.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.9MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.7MM$323.00K
Real Estate OwnedQ3 2016vs Q3 2015$501.00K$235.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Redneck Bank Money Market Rates

1.25%*-$35kMega Money Market Account
OTHER TIERS: 0.50% $35k+

Redneck Bank Checking Account Rates

1.50%*-$10kRedneck Rewards Checking - Qualifying
OTHER TIERS: 0.50% $10k+

Redneck Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 623 E Street - Snyder, OK 73566