Featured Savings Rates
Featured Accounts

Best Rates, Easy Bank

Just opened up a RNB account...although a little cumbersome and old school, once open, it has the best interest rate out there...no fuss.. Definitely glad I opened the account!

Fast Funds Transfers

Used to take a good three days for transfers to show up at there intended targets, now one day and all is good!!!

RNB, You Used To Be My Fav

Posted by: wahs | Jun 18, 2010

Who can resist the smiling horse on RNB website and checking card?    ;-)

It was the reason I opened a RNB reward checking account almost 2 years ago, beside the 4% interest rate. The application process was easy. There was a real person answering your phone call (after 5 rings max). It was a great customer service after getting used to answering machine at other banks hotline.

Unfortunately, RNB limits the balance to $10K, which leave it less interesting to savers.

Highest Rate, But...

Posted by: richNJ | Apr 6, 2016

Its 1.25% is America's best, but after opening an account with a small initial deposit, the next time I tried to log in (to transfer a substantial amount) my web browser denied access because Redneck's "https" site has an invalid security certificate and/or its encryption in inadequate for privacy and security.

I called Redneck to make sure it's a legit bank and was given an FDIC number so I could verify that independently. FDIC.gov doesn't recognize the bank! I called Redneck again and was told it's "under All America Bank."

I asked to talk to a supervisor or a VP, and I've been waiting a few hours for a response. This is unacceptable, and that's why I give Redneck only a one-(1)-star rating.

I'll close my new account if nothing is done to reassure me. Maybe I'll open an All America Bank account, since that is recognized on the FDIC site.

In general, both Redneck and All America are not shown on bankrate.com and most other interest-rate comparison websites. (I found out about All America in "Bottom Line - PersonaI" newsletter.) I guess they don't pay fees to be listed, sort of like Southwest Airlines not being on many airfare comparison sites!

"Be careful out there."

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Health
A+

Health Grade Components

Overall
FDIC Certificate #20093
Year Established1969
Employees108
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.18%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$361.5MM$127.6MM
LoansQ4 2015vs Q4 2014$232.2MM$60.3MM
DepositsQ4 2015vs Q4 2014$317.8MM$116.1MM
Equity CapitalQ4 2015vs Q4 2014$43.3MM$11.5MM
Loan Loss AllowanceQ4 2015vs Q4 2014$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$705.00K$69.00K
Real Estate OwnedQ4 2015vs Q4 2014$235.00K$1.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Redneck Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$35kMega Money Market Account
OTHER TIERS: 0.50% $35k+

Redneck Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kRedneck Rewards Checking - Qualifying
OTHER TIERS: 0.50% $10k+
Locations

Redneck Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 623 E Street - Snyder, OK 73566