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Overview / Commentary
209 Troy Street
Tupelo, MS 38801

Renasant Bank is headquartered in Tupelo and is the 4th largest bank in the state of Mississippi. It is also the 131st largest bank in the nation. It was established in 1904 and as of March of 2018, it had grown to 2,096 employees at 157 locations. Renasant Bank has an A+ health rating.

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Excellent Bank!

Posted by: Anonymous | Jun 22, 2012

I have been with Renasant for almost 3 years, and could not be happier with this bank. The branch I visit is very friendly, and in the few times I've had to call - the phone line reps have been nice as well. I am picky on my banks - I've been with just about every large bank we have in my area and I never liked any of them. I moved to Renasant because we only had two in town, I thought I might have more of a small town feel and I'd be more important when I walked in the bank than BOA, and I was right.

I've never had my bank card frozen like one review on here, and I've always had access to my funds. I have only ever had one issue that was declined, which was when the merchant ran it through twice for the same amount, immediately after each other and the bank declined it considering it a duplicate sale. It worked fine just a few minutes later.

One thing I love about Renasant is if you do happen to mess up and overdraft your account (because it CAN happen, I don't care who you are.), they give you until the end of the business day to put money in your account. I woke up one morning and something had gone through I had completely screwed up and forgotten about. I called the bank because there was no OD fee yet, even though I was clearly negative. They explained they would not post that yet - I had until 4:00 pm to make a deposit if I wished, to avoid any OD fees.

Small Banks - The Pluses and Minuses

Posted by: Blazeonal | Dec 13, 2017

Renasant Bank is very friendly, customer service wise, but lacks technology to be competitive with the big banks. They always seem to be one step behind.

Good Bye Good Riddance.

Posted by: Lahmib | Jun 7, 2018

Metropolitan Bank was amazing until it was bought out by Renasant. We're moving our 5 accounts to another local bank because of Renasant refusing to honor debits against our balance to people we've paid.

Yes, we paid people while we had very healthy balances and Renasant simply refused to release the funds.

No thanks.

Get Up To Speed

I believe that Renasant Bank is a Southern U.S. Bank located in Georgia, Mississippi and Florida. I decided to open an account here in Georiga because my boyfriend liked their personalized service when he walked into the bank. He likes being greeted by his name and that gives his warm fuzzies. He walked into the bank one day to deposit a check without a deposit slip and they ended up depositing the check into my account where his name is shared on my account. Really??? There was originally no fees but that has changed recently. I also have a bank account with BOA and will not give it up because their online software and atm access can't compare. I tried to use my ATM card the other day with Renasant and they had cancelled it from lack of use. Really?? I tired to deposit a check with the atm and their software does not support that. Really?? Renasant Bank needs to get with the program!!!



Health Grade Components

FDIC Certificate #12437
Year Established1904
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD8.86%
Annual Interest Income$100.4MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$10.22B$8.75B
LoansQ1 2018vs Q1 2017$7.86B$6.35B
DepositsQ1 2018vs Q1 2017$8.43B$7.31B
Equity CapitalQ1 2018vs Q1 2017$1.64B$1.34B
Loan Loss AllowanceQ1 2018vs Q1 2017$46.4MM$42.9MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$20.7MM$34.0MM
Real Estate OwnedQ1 2018vs Q1 2017$14.6MM$21.3MM
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Renasant Bank Checking Account Rates

1.51%*-$25kRewards Checking
OTHER TIERS: 0.30% $25k+


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