Rising Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.85%	1-year CD	2.75% - Barclays 12 Month Online CD
2.45%	Savings	2.10% - American Express National Bank High Yield Savings Account
3.00%	3-year CD	1.86% - National Average

View all Rising Bank rates »

Overview / Commentary

www.risingbank.com

888-222-9484

2191 Lemay Ferry Road
Lemay, MO 63125

New Internet Bank, Rising Bank, Launches with Savings Account and CDs - 2/7/2019

Rising Bank, the new internet division of Midwest BankCentre, opened its virtual doors for business. The product line debuted with a High Yield Savings account and CDs.

Reviews (2)

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Featured Account Options

No Problems

Posted by: WTC1956 | Feb 11, 2019

Opened account without a hitch.

2 comments
1) the fact that this online bank only offers savings and cd products at this time means the number of fees or charges they plan to assess is very small.

2) APY (Annual Percentage Yield) factors the compounding frequency. So an APY of 2.45 is the same for any compounding period (daily, monthly, quarterly or annually) though the stated periodic interest rates would differ. 2.45 APY vs 0.01% offered by many traditional banks....well you decide

Comment

Impossible To Open Account. Not Ready For Prime Time Yet.

Posted by: enduser | Feb 4, 2019

Unable to open account:
It seems we are experiencing server errors.
Please try back later!
https://open.risingbank.com/?prod=hys

Rising Bank Fee Schedule:
The fee schedule is pretty blank and seriously lacking information. Below is the only information included on the fee schedule.

RISING BANK FEE SCHEDULE
Following are fees that may be assessed based on your account type. Please contact us at 1-888-222-9484 with questions.

Wire Transfer Service: Outgoing Domestic Wire Transfer $24.00 per item

Other Fees: Chargeback $12.00 per item

Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1058
Year Established	1906
Employees	282
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	7.49%
Annual Interest Income	$48.9MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$1.91B$1.85B
Loans	Q3 2018vs Q3 2017	$1.39B$1.29B
Deposits	Q3 2018vs Q3 2017	$1.38B$1.39B
Equity Capital	Q3 2018vs Q3 2017	$188.2MM$193.0MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$15.4MM$13.8MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$6.1MM$10.5MM
Real Estate Owned	Q3 2018vs Q3 2017	$1.9MM$3.5MM

Rates

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Savings
CD

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Rising Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.45%	$1k	$500k	High Yield Savings Account

Rising Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$1k	$500k	3 Year Term CD
3.00%	$25k	$500k	36 Month Rising CD
2.95%	$1k	$500k	2 Year Term CD
2.95%	$100k	$500k	2 Year Jumbo CD
2.85%	$1k	$500k	1 Year Term CD
2.85%	$25k	$500k	18 Month Rising CD

Locations

Rising Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2191 Lemay Ferry Road - Lemay, MO 63125

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.