Overview / Commentary
2191 Lemay Ferry Road
Lemay, MO 63125

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New Internet Bank, Rising Bank, Launches with Savings Account and CDs - 2/7/2019

Rising Bank, the new internet division of Midwest BankCentre, opened its virtual doors for business. The product line debuted with a High Yield Savings account and CDs.

Reviews (2)

No Problems

Posted by: WTC1956 | Feb 11, 2019

Opened account without a hitch.

1) the fact that this online bank only offers savings and cd products at this time means the number of fees or charges they plan to assess is very small.

2) APY (Annual Percentage Yield) factors the compounding frequency. So an APY of 2.45 is the same for any compounding period (daily, monthly, quarterly or annually) though the stated periodic interest rates would differ. 2.45 APY vs 0.01% offered by many traditional banks....well you decide

Impossible To Open Account. Not Ready For Prime Time Yet.

Posted by: enduser | Feb 4, 2019

Unable to open account:
It seems we are experiencing server errors.
Please try back later!

Rising Bank Fee Schedule:
The fee schedule is pretty blank and seriously lacking information. Below is the only information included on the fee schedule.

Following are fees that may be assessed based on your account type. Please contact us at 1-888-222-9484 with questions.

Wire Transfer Service: Outgoing Domestic Wire Transfer $24.00 per item

Other Fees: Chargeback $12.00 per item


Health Grade Components

FDIC Certificate #1058
Year Established1906
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.49%
Annual Interest Income$48.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.91B$1.85B
LoansQ3 2018vs Q3 2017$1.39B$1.29B
DepositsQ3 2018vs Q3 2017$1.38B$1.39B
Equity CapitalQ3 2018vs Q3 2017$188.2MM$193.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$15.4MM$13.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$6.1MM$10.5MM
Real Estate OwnedQ3 2018vs Q3 2017$1.9MM$3.5MM
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Always verify rates and promotions with the bank or credit union. We are not Rising Bank; we are a rate comparison website and cannot provide official rates or promotions.

Rising Bank Savings Account Rates

2.45%$1k$500kHigh Yield Savings Account

Rising Bank CD Rates

3.00%$1k$500k3 Year Term CD
3.00%$25k$500k36 Month Rising CD
2.95%$1k$500k2 Year Term CD
2.95%$100k$500k2 Year Jumbo CD
2.85%$1k$500k1 Year Term CD
2.85%$25k$500k18 Month Rising CD

Rising Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2191 Lemay Ferry Road - Lemay, MO 63125

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.