Overview / Commentary
2611 Legends Drive
Prattville, AL 36066

River Bank & Trust is headquartered in Prattville and is the 11th largest bank in the state of Alabama. It is also the 885th largest bank in the nation. It was established in 2006 and as of September of 2018, it had grown to 143 employees at 10 locations. River Bank & Trust has an A+ health rating.

Reviews (1)

Down Home

I love this bank. It's local and tied into my state and community. It's a short drive from home and I have never experienced a problem with the bank. Lines are very short and I feel I get individual attention. They have a coffee bar and a small refridgertor filled with water bottles for your conveinence which I think is very nice considering in the summer it's ver hot in the south. The tellers are all knowledgeble and I can tell they are customer oriented.


Health Grade Components

FDIC Certificate #58255
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.54%
Annual Interest Income$26.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$871.3MM$809.1MM
LoansQ3 2018vs Q3 2017$640.3MM$522.6MM
DepositsQ3 2018vs Q3 2017$728.0MM$683.9MM
Equity CapitalQ3 2018vs Q3 2017$96.1MM$94.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$6.1MM$5.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.4MM$3.4MM
Real Estate OwnedQ3 2018vs Q3 2017$723.00K$1.5MM

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