River Bank & Trust
River Bank & Trust is headquartered in Prattville and is the 11th largest bank in the state of Alabama. It is also the 885th largest bank in the nation. It was established in 2006 and as of September of 2018, it had grown to 143 employees at 10 locations. River Bank & Trust has an A+ health rating.
Down Home
I love this bank. It's local and tied into my state and community. It's a short drive from home and I have never experienced a problem with the bank. Lines are very short and I feel I get individual attention. They have a coffee bar and a small refridgertor filled with water bottles for your conveinence which I think is very nice considering in the summer it's ver hot in the south. The tellers are all knowledgeble and I can tell they are customer oriented.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58255 |
| Year Established | 2006 |
| Employees | 143 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.18% |
| Return on Equity - YTD | 10.54% |
| Annual Interest Income | $26.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $871.3MM$809.1MM |
| Loans | Q3 2018vs Q3 2017 | $640.3MM$522.6MM |
| Deposits | Q3 2018vs Q3 2017 | $728.0MM$683.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $96.1MM$94.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $6.1MM$5.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.4MM$3.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $723.00K$1.5MM |
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