Overview / Commentary
311 N Saginaw St
Durand, MI 48429

Sagelink Credit Union is headquartered in Durand and is the 58th largest credit union in the state of Michigan. It is also the 1,035th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 65 employees and 17,407 members at 6 locations. Sagelink Credit Union's CD rates are 78% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Ingham, Genesee, or Shiawassee Counties in Michigan.
See current membership details

Reviews (1)

Warning!! Do Not Do Your Banking Here!!!

I had been with Sagelink for many yrs. I always loved their customer service, so I had never switched banks even though I moved, I went out of my way to go to this bank just because I always knew I'd be welcomed by name, and the great service.
UNTIL... I was hospitalized with mental health issues and was no longer able to work. I set up arrangements with "payment solutions" provided my letter of hardship as requested, while continuously keeping in contact with my bank, giving them my SSI updates etc, as well as making my good faith payments each month. Well...Sagelink, WITHOUT my permission took the liberty of applying for a loan in my name to pay off my credit card. I then went to withdrawl my funds and close my account, advising I will still be making payments, I just refuse to deal with a bank who would do such a thing. They told me they were keeping my money and too bad, regardless of what was promised to me beforehand. With their big smiles on their face. This is not morally good business whatsoever. I was not running from my obligations. They also mentioned they sent a letter to an old address notifying me of this, of which the address was over 6 months old. They HAD my new address, as well as continued conversations over the phone.
Don't say you weren't warned... :(


Health Grade Components

NCUA #61583
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.9%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$208.5MM$201.2MM
LoansQ2 2018vs Q2 2017$74.5MM$75.3MM
DepositsQ2 2018vs Q2 2017$183.2MM$176.6MM
Equity CapitalQ2 2018vs Q2 2017$22.6MM$22.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$626.00K$736.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$438.00K$325.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$167.00K
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Sagelink Credit Union CD Rates

2.80%$500-60 Month CD
2.40%$500-48 Month CD
2.20%$500-36 Month CD
1.85%$500-24 Month CD
1.60%$500-12 Month CD
1.15%$500-6 Month CD

Sagelink Credit Union Locations
Branch Office3378 Lennon RdFlint, MI 48507
Branch Office898 W Corunna AveCorunna, MI 48817
Branch Office9189 Miller RdSwartz Creek, MI 48473
Branch Office1465 N M 52Owosso, MI 48867
Branch OfficeG3311 Van Slyke RdFlint, MI 48507
Branch Office311 N Saginaw StDurand, MI 48429

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