Sandy Spring Bank


I Love This Bank

I have been with Sandy spring Bank for several years. I have never had a problem, the people who work there are helpful, curtius, and always cheerful. I have both my grandchildrens account there, and we all trust, admire and depend on them. This ( sandy spring bank) is the BEST bank I have ever done bussiness with any where!! If you want a bank you can trust and feel apart of, this is it. They make you feel like family.

Not Secure

My mortgage payment check was stolen/altered and cashed. It was for TIIA bank and someone by the name of Shawnte Reyfs cashed the check!!! I reported the fraud to the bank and was told, I had to Wait for 4 months for the money (over $ 2000.00) to be reimbursed. I am lucky to have the money to pay for my mortgage . But what about millions of people who may not be able to do so. First of all how in the world can something like this happen ? Second why the customers should wait so long to get reimbursed . I should add that I have been a customer of this bank for over a decade/good standing by all standards. very poor/lax security.

They Are The Worst

Posted by: |

They will charge you overdraft fee when your account is with positive money. Them they don't know why they charging overdraft fee? The customer service is the worst they are not helpful at all. And online banking don't work on weekends so forget it to do something over the weekend because it is never accurate.

Tyrannical Customer Service

Posted by: |

The clerk at the Reston branch behaved like a man-hating tyrant. Despite multiple evidence of proof of identity she refused to recognize my ownership of an account and help me login online. She demanded IRS forms be retrieved! No, really. Arguing and providing even more ID made no difference. Fortunately, the central bank management in Maryland accepted my ID proof over the phone and helped me.

I've never in my life been subjected to such grilling and arbitrary nastiness. I could tell she liked it. She actually giggled on the phone just before I hung up.

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Health

Health Grade Components

Overall
FDIC Certificate #4865
Year Established1900
Employees1123
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.29%
Annual Interest Income$423.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$12.78B$8.62B
LoansQ4 2020vs Q4 2019$10.31B$6.70B
DepositsQ4 2020vs Q4 2019$10.09B$6.53B
Equity CapitalQ4 2020vs Q4 2019$1.59B$1.24B
Loan Loss AllowanceQ4 2020vs Q4 2019$165.4MM$56.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$108.9MM$45.9MM
Real Estate OwnedQ4 2020vs Q4 2019$1.5MM$1.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sandy Spring Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sandy Spring Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--Simple HSA
0.03%--Regular Savings
0.03%--Business Savings
0.03%--IRA Savings
0.03%--Young Savers
0.03%--Escrow Management Interest Public Funds
0.03%--Escrow Management Interest

Sandy Spring Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*$10mPremier Money Market Savings (New Money)
OTHER TIERS: 0.02% $10k - $25k | 0.03% $25k - $50k | 0.05% $50k - $100k | 0.10% $100k - $250k
0.15%*$250k*$10mBusiness Premier Money Market Savings - New Money
OTHER TIERS: 0.02% $10k - $25k | 0.03% $25k - $50k | 0.05% $50k - $100k | 0.10% $100k - $250k
0.15%--Business Premier Money Market Savings - Rate During 3 Month Guarantee (New Money)
0.15%--Premier Money Market Savings - Rate During 3 Month Guarantee (New Money)
0.15%--Premier Money Market Savings IRA - Rate During 3 Month Guarantee (New Money)
0.03%--Money Market Savings
0.03%--Business Money Market Savings

Sandy Spring Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.16%--DC IOLTA Checking
0.14%--Maryland IOLTA Checking
0.14%--Virginia IOLTA Checking
0.14%--CRESPA Checking
0.05%--MAHT Checking
0.03%--Premier Banking
0.03%--Senior Interest Banking
0.03%--Business Interest Checking Account

Sandy Spring Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Business 60 Month CD
0.25%$1k-60 Month CD
0.25%$2.5k-7 Month Promotional CD
0.25%$2.5k-Business 7 Month Promotional CD
0.20%$1k-30 - 35 Month CD
0.20%$1k-Business 24 - 29 Month CD
0.20%$1k-Business 30 - 35 Month CD
0.20%$1k-Business 36 - 47 Month CD
0.20%$1k-Business 48 - 59 Month CD
0.20%$1k-24 - 29 Month CD
0.20%$1k-36 - 47 Month CD
0.20%$1k-48 - 59 Month CD
0.15%$1k-Business 12 - 17 Month CD
0.15%*$25k*-Business 13 Month No Penalty CD
OTHER TIERS: 0.05% $5k - $25k
0.15%$1k-Business 18 - 23 Month CD
0.15%$1k-12 - 17 Month CD
0.15%*$25k*-13 Month No Penalty CD
OTHER TIERS: 0.05% $5k - $25k
0.15%$1k-18 - 23 Month CD
0.10%$1k-Business 6 - 11 Month CD
0.10%$1k-6 - 11 Month CD
0.05%$10k-Business 30 Day CD
0.05%$10k-Business 60 Day CD
0.05%$10k-Business 90 Day CD
0.05%$10k-30 Day CD
0.05%$10k-60 Day CD
0.05%$10k-90 Day CD

Sandy Spring Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-60 Month IRA
0.25%$2.5k-7 Month Promotional IRA
0.20%$1k-24 - 29 Month IRA
0.20%$1k-36 - 47 Month IRA
0.20%$1k-48 - 59 Month IRA
0.20%$1k-30 - 35 Month IRA
0.15%*$25k*-13 Month No Penalty IRA
OTHER TIERS: 0.05% $5k - $25k
0.15%$1k-12 - 17 Month IRA
0.15%$1k-18 - 23 Month IRA
0.10%$1k-6 - 11 Month IRA
0.05%$10k-30 Day IRA
0.05%$10k-60 Day IRA
0.05%$10k-90 Day IRA
Locations

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