Sandy Spring Bank

I Love This Bank

I have been with Sandy spring Bank for several years. I have never had a problem, the people who work there are helpful, curtius, and always cheerful. I have both my grandchildrens account there, and we all trust, admire and depend on them. This ( sandy spring bank) is the BEST bank I have ever done bussiness with any where!! If you want a bank you can trust and feel apart of, this is it. They make you feel like family.

Not Secure

My mortgage payment check was stolen/altered and cashed. It was for TIIA bank and someone by the name of Shawnte Reyfs cashed the check!!! I reported the fraud to the bank and was told, I had to Wait for 4 months for the money (over $ 2000.00) to be reimbursed. I am lucky to have the money to pay for my mortgage . But what about millions of people who may not be able to do so. First of all how in the world can something like this happen ? Second why the customers should wait so long to get reimbursed . I should add that I have been a customer of this bank for over a decade/good standing by all standards. very poor/lax security.

Go To Eagle Bank

Terrible Commercial banking and mortgages
We have been with Sandy Spring Bank since BOA closed Commercial lending in. Montgomery County Md. The Commercial side of Sandy Spring is terrible. We pay on time every month but they send letters of default in error and continue the threat to raise the interest rate. Since the interest rate has creeped up, they send these threatening letters and now today of 10% interest on a 200K balance on a building worth 2 million plus in Montgomery County. We will pay it off, but I do not say to use them Use any one but Sandy Spring.


Posted by: |

We attempted to work with Eva from Sandy Springs Bank to get a mortgage on our new modular home. We went with this bank specifically because they agreed to finance a modular. After months of waiting, after signing a contract with the builder, and getting loan approval from Sandy Springs - they pulled our mortgage just before signing as they no longer wanted to cover modular construction. She straight up called me a liar, saying I never told her it was modular construction. That's why we chose this bank in the first place. DO NOT TRUST THEM



Health Grade Components

FDIC Certificate #4865
Year Established1900
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD10.97%
Annual Interest Income$106.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$12.97B$12.86B
LoansQ1 2022vs Q1 2021$10.05B$10.40B
DepositsQ1 2022vs Q1 2021$10.97B$10.74B
Equity CapitalQ1 2022vs Q1 2021$1.74B$1.63B
Loan Loss AllowanceQ1 2022vs Q1 2021$110.6MM$130.4MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$42.1MM$92.8MM
Real Estate OwnedQ1 2022vs Q1 2021$1.0MM$1.4MM

Rates for Sandy Spring Bank are currently being reviewed.



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