Santander Bank, N.A is headquartered in Wilmington and is the 5th largest bank in the state of Delaware. It is also the 34th largest bank in the nation. It was established in 1907 and as of September of 2017, it had grown to 9,429 employees at 663 locations. Santander Bank, N.A has an A health rating.
I called the main office of my bank. I had a check that was not cashed . The customer representative was a very pleasant woman. She did a lot of research and looked into why this check was not cashed. She informed me to call the place where I wrote the check out to. She said that they will probably have the reason why they are not cashing it. So I did as she asked and called the company that I wrote the check out to. Sure enough they were not going to cash it and they were in the process of sending it back to me. They informed me that the amount of the check was incorrect. So I had a good experience with my customer representative at the bank, because she gave me the correct information, and I got everything taken care of.
I've been with this bank for the past seven (7) years, with a few different accounts. I have never run into any problems with them, even through the inevitable changes that all banks tend to make to their policies. If anything they were a little too proactive in letting its members know of changes that were occurring and explaining what to expect. Their customer service has always been friendly and helpful. I always enjoy my experience when I do have to venture inside of the actual bank. In my area there are a good amount of branch buildings as well as ATMs in every CVS, which is a plus if I need cash quick. I would definitely recommend this bank to anyone.
They will give you advertised rate . It will decrease within six months. When you notice rate has decreased ( They hope you will not notice) you call the service center. Service center can not give advertised rate. You go to branch. Branch manager will close your account and open new one to give you advertised rate again.You have to repeat it every few months.
I wanted to open a checking account online with Santander Bank. as a part of the verification application asks to answer personalized questions about one's recent financial or personal activity. There is nothing unusual about this - every online bank has this process of identity verification. What was unusual is that every question presented to me was not about any of my activity, i.e. all choices were a total miss.
Having failed in that, bank asked me to upload pics of my identification. I uploaded US Passport and my state driver license. In a couple of days I received a notice of a denied application based on inability of validating my identity.
With a Santander Bank, I wasted my time, put a blemish on my credit report, and gained nothing. Bad business!!!
|FDIC Certificate #||29950|
|Return on Assets - YTD||0.46%|
|Return on Equity - YTD||2.73%|
|Annual Interest Income||$1.74B|
|Assets and Liabilities|
|Assets||Q3 2017vs Q3 2016||$78.06B$85.47B|
|Loans||Q3 2017vs Q3 2016||$48.14B$52.32B|
|Deposits||Q3 2017vs Q3 2016||$57.35B$61.72B|
|Equity Capital||Q3 2017vs Q3 2016||$13.70B$13.61B|
|Loan Loss Allowance||Q3 2017vs Q3 2016||$518.1MM$616.2MM|
|Unbacked Noncurrent Loans||Q3 2017vs Q3 2016||$515.2MM$612.9MM|
|Real Estate Owned||Q3 2017vs Q3 2016||$29.2MM$34.8MM|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|2.00%||$500||-||5 Year CD|
|2.00%||$100k||-||5 Year Jumbo Relationship CD|