Santander Bank, N.A

Overview / Commentary
824 North Market Street, Suite 100
Wilmington, DE 19801

Santander Bank, N.A is headquartered in Wilmington and is the 4th largest bank in the state of Delaware. It is also the 36th largest bank in the nation. It was established in 1907 and as of March of 2022, it had grown to 8,537 employees at 483 locations. Santander Bank, N.A has an A+ health rating.

Related Posts

Santander Bank Offers Up To $600 In Checking Bonus - 1/5/2022

Santander Bank is currently offering up to $600 when opening a new Select Checking account. Available in CT, DE, MA, NH, NJ, NY, PA, RI, and portions of FL.

Santander Bank Offers $400 Checking Account Bonus - 9/11/2021

Santander Bank is currently offering a $400 bonus when opening a new Select Checking account. Available in CT, DE, MA, NH, NJ, NY, PA, RI, and portions of FL.

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4/2/17 - Santander Bank Extends $225 Checking Bonus
1/21/17 - Santander Bank Extends $150 Checking Account Bonus
9/19/14 - Fed Rebukes U.S. Branch Of Santander
5/11/14 - RE: ACH Push To Santander Extra20 Checking
1/14/14 - Easy Annual $240 Bonus with Santander Bank Checking
10/30/13 - New Checking Account - Extra 20 Checking
6/13/12 - Checking Account & CD Promotions at Sovereign Bank
2/12/11 - Sovereign 5-Year CD Special Available Nationwide
2/10/11 - Competitive 5-Year CD Rate Special at Sovereign Bank - Available Natiowide
10/4/10 - Promotions At Sovereign Bank
9/19/10 - $150 Checking/Savings Account Bonus at Sovereign Bank in the Northeast
8/24/10 - New Inactivity Fee At Sovereign Bank
8/24/10 - $50 Student Checking Bonus At Sovereign Bank In The Northeast
5/11/10 - Sovereign Bank (Owned By Satandar) Is Offering 2% 6 Month CD's
4/20/10 - $150 Checking Account Bonus & CD Promotion at Sovereign Bank in the Northeast
2/7/10 - $150 Checking Bonus and 1.50% 3-Mo Money Market Guarantee at Sovereign Bank in the Northeast
10/27/09 - Review of Sovereign Bank's Save & Invest CD Package
9/22/09 - $100 Checking/Savings Account Bonus at Sovereign Bank in the Northeast States
4/14/09 - $100 Checking Account Bonus at Sovereign Bank - Update
1/18/09 - $100 Checking Account Bonus at Sovereign Bank
11/27/08 - 4.00% 9-Month / 4.25% 12-Month CD at Sovereign Bank
10/27/08 - $150 / $100 Checking Account Promotions at Sovereign Bank
6/24/08 - 4.06% 12-Month CD at a Texas Bank (Sovereign)
4/10/08 - $300 Business Checking Account Promotion at Sovereign Bank
4/3/08 - $150 / $75 Checking Account Promotions at Sovereign Bank
1/13/08 - Checking Account Bonuses ($100 Personal/$200 Business) at Sovereign Bank
6/19/07 - Checking Account Bonuses at Sovereign Bank
3/12/07 - $50 Checking/Savings Account Bonus at Sovereign Bank

Great Bank-Great People-Great Service (Happy Since Day 1)

Posted by: |

Dear All,

I can say that over the years I've almost always gone to the same Santander Bank location (Swampscott). I have had the privilege of working with the same people year after year who all smile and know me by name. The management from Aaron Siegel to Justin Sacco have always gone above and beyond for us small business owners. The guy I call Mr. Big time Peter and the two ladies at the front Katherine and Yania are all top shelf as well. If I ever have a problem the buck stops here. I always get 110% from these folks.

Happy Customer!!!


Convenient Locations

Posted by: |

I've been with this bank for the past seven (7) years, with a few different accounts. I have never run into any problems with them, even through the inevitable changes that all banks tend to make to their policies. If anything they were a little too proactive in letting its members know of changes that were occurring and explaining what to expect. Their customer service has always been friendly and helpful. I always enjoy my experience when I do have to venture inside of the actual bank. In my area there are a good amount of branch buildings as well as ATMs in every CVS, which is a plus if I need cash quick. I would definitely recommend this bank to anyone.

Have To Keep Opening New Accounts To Get Advertised Rate

They will give you advertised rate . It will decrease within six months. When you notice rate has decreased ( They hope you will not notice) you call the service center. Service center can not give advertised rate. You go to branch. Branch manager will close your account and open new one to give you advertised rate again.You have to repeat it every few months.


Posted by: |

My wife opened an account that promised a bonus if you entered the code. We visited a branch to make sure that all was in order and were told that it was, because telephone reps merely take your info and send it to someplace in the nether regions of the bank. After being told that all was in order, we received a call after 9/30/21 when the promotion had already ended and were told that the code, etc., was not valid. A similar promotion started 10/1/21. My wife can't participate because she had the recent ineligible account.. Bottom line -- no effort to solve the problem or provide customer satisfaction -- simple solution -- JUST SAY NO TO SANTANDER.



Health Grade Components

FDIC Certificate #29950
Year Established1907
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.64%
Annual Interest Income$522.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$95.90B$88.91B
LoansQ1 2022vs Q1 2021$52.33B$53.88B
DepositsQ1 2022vs Q1 2021$75.22B$73.20B
Equity CapitalQ1 2022vs Q1 2021$11.58B$11.89B
Loan Loss AllowanceQ1 2022vs Q1 2021$997.5MM$1.15B
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$451.5MM$521.1MM
Real Estate OwnedQ1 2022vs Q1 2021$4.3MM$5.1MM
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Always verify rates and promotions with the bank or credit union. We are not Santander Bank, N.A; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Santander Bank, N.A Savings Account Rates

0.03%--Santander Savings Account

Santander Bank, N.A Money Market Rates

0.15%*$400k*-Santander Select Money Market Savings
OTHER TIERS: 0.10% $1 - $400k
0.05%*$10k*-Santander Money Market Savings
OTHER TIERS: 0.03% $1 - $10k

Santander Bank, N.A CD Rates

0.10%$500-15 Month Relationship CD


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