Overview / Commentary
824 North Market Street, Suite 100
Wilmington, DE 19801

Santander Bank, N.A is headquartered in Wilmington and is the 5th largest bank in the state of Delaware. It is also the 35th largest bank in the nation. It was established in 1907 and as of March of 2018, it had grown to 9,454 employees at 651 locations. Santander Bank, N.A's money market rates are 3X the national average, and it has an A health rating.

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Why a check was not cashed.

I called the main office of my bank. I had a check that was not cashed . The customer representative was a very pleasant woman. She did a lot of research and looked into why this check was not cashed. She informed me to call the place where I wrote the check out to. She said that they will probably have the reason why they are not cashing it. So I did as she asked and called the company that I wrote the check out to. Sure enough they were not going to cash it and they were in the process of sending it back to me. They informed me that the amount of the check was incorrect. So I had a good experience with my customer representative at the bank, because she gave me the correct information, and I got everything taken care of.

Interest Rates Are A Secret

Posted by: JV75 | Jun 22, 2018

Santander offers a promotional money market rate of 1.7% for six months. Understood it is a promotional rate. However as the six months nears an end, the service center representatives cannot tell you what the interest rate will be on day after the six months. They say go to the branch. I went to the branch and asked if the six months ended today, what rate would I get on my account. Representative said he doesn't know and "the computer" will determine it and I will just have to wait until the six months is over to see what rate the computer gives me, almost like it is a lottery. Of course it isn't a lottery, somebody knows but they do not wish to disclose it.

Have To Keep Opening New Accounts To Get Advertised Rate

They will give you advertised rate . It will decrease within six months. When you notice rate has decreased ( They hope you will not notice) you call the service center. Service center can not give advertised rate. You go to branch. Branch manager will close your account and open new one to give you advertised rate again.You have to repeat it every few months.

Beware Of Inactive Acc.

Posted by: Ratesaver | Feb 16, 2018

Santander Bank N. A. just sent me a Dormant/inactive acc...reactivation Form.. Crazy as it seem the State of Penna. requires inactive accounts of your money be sent after 3yrs... That's what they say my 2 cd. were inactive for... Make a long story short I have 2 cds only with them and they sent me this form that I had to get notaryized that I am still alive I guess... My cds are for 3yrs and 2yrs. have gone by... I drove to a branch about a hour ride to correct this... I called the main office and they still would not ok everything on the phone... I have no other acc. with them and I am on line and everything seem ok... I just got a 1099 from them... Crazy::: I have one more yr. with them and I am out of there



Health Grade Components

FDIC Certificate #29950
Year Established1907
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD3.09%
Annual Interest Income$596.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$74.57B$80.38B
LoansQ1 2018vs Q1 2017$46.80B$49.39B
DepositsQ1 2018vs Q1 2017$57.50B$60.17B
Equity CapitalQ1 2018vs Q1 2017$13.45B$13.50B
Loan Loss AllowanceQ1 2018vs Q1 2017$551.1MM$535.2MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$566.8MM$564.0MM
Real Estate OwnedQ1 2018vs Q1 2017$22.7MM$33.4MM
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Always verify rates and promotions with the bank or credit union. We are not Santander Bank, N.A; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Santander Bank, N.A Savings Account Rates

0.03%--Santander Savings Account

Santander Bank, N.A Money Market Rates

1.70%*$10k*-Santander Money Market Savings Account - 6 Month Intro Rate
OTHER TIERS: 0.30% Up to $10k
1.70%*$10k*-Premier Plus Money Market Savings - 6 Month Intro Rate
OTHER TIERS: 0.30% Up to $10k
1.41%*$100k*-Santander Money Market Savings Account
OTHER TIERS: 0.25% Up to $10k | 1.35% $10k - $50k | 1.38% $50k - $100k
1.41%*$100k*-Premier Plus Money Market Savings
OTHER TIERS: 0.25% Up to $10k | 1.35% $10k - $50k | 1.38% $50k - $100k

Santander Bank, N.A Checking Account Rates

0.01%--Santander Premier Plus Checking

Santander Bank, N.A CD Rates

2.40%$500-3 Year CD
2.15%$500-15 Month CD
2.10%$500-12 Month CD
1.75%$500-9 Month CD


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