Featured Savings Rates
Featured Accounts

Scott Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.10%3-year CD30 Month Share Certificate
1.10%3-year IRA30 Month IRA (Traditional, Roth, CESA, SEP)
1.05%Reward CheckingExtreme Checking

Overview / Commentary
800-888-4728
101 Credit Union Way
Edwardsville, IL 62025

Scott Credit Union is headquartered in Edwardsville and is the 5th largest credit union in the state of Illinois. It is also the 244th largest credit union in the nation. It was established in 1943 and as of March of 2016, it had grown to 225 employees and 132,827 members at 15 locations. Scott Credit Union has an A health rating.

Field of Membership Restrictions

Membership open to those who live or work in Monroe, Madison, St. Clair, Randolph, Perry, Franklin, Jefferson, Washington, Clinton, Marion, Bond, Macoupin, Montgomery, Fayette, Effingham, Williamson, or Jackson counties in Illinois or in St. Louis, Missouri. Membership is also open to active or retired military of Scott AFB, including reserve components and civilian employees or retired civilian employees and other select groups.
See current membership details

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Reviews (3)

Credit Union you can count on

Posted by: AnthonyA | May 20, 2014

The customer service for the Credit Union goes beyond what you would normally find in today's competition. The drive through service is easy access and well maintained as well. They offer a friendly atmosphere for all your banking needs.

SCU does great by me

I've been a customer of Scott Credit Union since I moved to the metro east area in 1990. In that time they've financed 5 cars and a house for me and I've always been happy with their service.

Bank Is Okay Credit Cards Not So Much

Posted by: deekay | Mar 29, 2013

Being a member of this bank for over 10 years and enjoyed their services until the several updates to the online banking.

 Since their constant upgrades/downtime on weekends, it makes it nearly impossible to do any onlqine banking on the weekends.  With that said, trying to find out your credit card balance is a game of "Chutes and Ladders."  To ensure a payment is recieved you have to either pay over the phone or transfer from SCU website.  Problem is if you transfer, good luck on knowing what your balance/payment is supposed to be.  To find that out you have to go to the credit card site.  

To top it off, they are always placing you on hold or sending you through some automated messaging system.

If you are using them for checking and savings, with out online banking non the weekends,  they are okay but I woukdn't count on anything more then that



Health
A

Health Grade Components

Overall
NCUA #66370
Year Chartered1943
Employees225
Primary Regulator
Profit Margin
Return on Assets - YTD2.09%
Return on Equity - YTD23.27%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.06B$1.07B
LoansQ1 2016vs Q1 2015$815.3MM$851.6MM
DepositsQ1 2016vs Q1 2015$954.7MM$925.3MM
Equity CapitalQ1 2016vs Q1 2015$94.1MM$86.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$11.8MM$12.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$6.3MM$10.5MM
Real Estate OwnedQ1 2016vs Q1 2015$74.00K$543.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Scott Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Kidz Club
0.50%--Teen Share
0.25%--Share Savings
0.25%--IRA Share
0.25%--Holiday Club

Scott Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k | 0.30% $25k - $50k

Scott Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*-$25kExtreme Checking
OTHER TIERS: 0.25% $25k+
1.05%*-$25kStudent Debit
OTHER TIERS: 0.25% $25k+

Scott Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*$100k*-5 Year Share Certificate
OTHER TIERS: 1.65% $1k - $50k | 1.80% $50k - $100k
1.55%*$100k*-4 Year Share Certificate
OTHER TIERS: 1.35% $1k - $50k | 1.50% $50k - $100k
1.30%*$100k*-3 Year Share Certificate
OTHER TIERS: 1.10% $1k - $50k | 1.25% $50k - $100k
1.10%*$100k*-30 Month Share Certificate
OTHER TIERS: 0.90% $1k - $50k | 1.05% $50k - $100k
0.95%*$100k*-2 Year Share Certificate
OTHER TIERS: 0.75% $1k - $50k | 0.90% $50k - $100k
0.85%*$100k*-18 Month Share Certificate
OTHER TIERS: 0.65% $1k - $50k | 0.80% $50k - $100k
0.75%*$100k*-1 Year Share Certificate
OTHER TIERS: 0.55% $1k - $50k | 0.70% $50k - $100k
0.60%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.40% $2,500 - $50k | 0.55% $50k - $100k

Scott Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%*$100k*-5 Year IRA
OTHER TIERS: 1.65% $500 - $50k | 1.80% $50k - $100k
1.55%*$100k*-4 Year IRA
OTHER TIERS: 1.35% $500 - $50k | 1.50% $50k - $100k
1.30%*$100k*-3 Year IRA
OTHER TIERS: 1.10% $500 - $50k | 1.25% $50k - $100k
1.10%*$100k*-30 Month IRA
OTHER TIERS: 0.90% $500 - $50k | 1.05% $50k - $100k
0.95%*$100k*-2 Year IRA
OTHER TIERS: 0.75% $500 - $50k | 0.90% $50k - $100k
0.85%*$100k*-18 Month IRA
OTHER TIERS: 0.65% $500 - $50k | 0.80% $50k - $100k
0.75%*$100k*-1 Year IRA
OTHER TIERS: 0.55% $500 - $50k | 0.70% $50k - $100k
Locations

Scott Credit Union has 15 locations. Click to view all Scott Credit Union locations.