Seacoast Commerce Bank

Deposits held and insured by Enterprise Bank & Trust

Reviews (1)

Seacoast Commerce Bank, Small but Personalized Attention

I've been banking with Seacoast for almost ten years now. I had been banking with a big, national bank previously and was pretty dissatisfied with the experience. I felt like I was one of millions of customers that the bank really didn't care about. At Seacoast I actually feel that they want my business. They're genuinely concerned with my satisfaction. When my son opened his first checking account they were so friendly. One of the senior banking executives actually took him in his office where they discussed what his financial goals were. I was really impressed. When I go inside to do banking, the tellers are all very friendly. I don't feel like I'm just one of many that they begrudgingly have to deal with like I felt when I was at the big bank. I had an issue with transferring funds from one account to another where I put the funds into the wrong account. I went into the bank and they handled it right away. I've never had that experience where they actually wanted me to come away from the experience happy. At the larger bank, I always got the feeling that they didn't care much either way. I have a checking account, a savings account and an investor's money market account with Seacoast so I believe I've experienced a lot that the bank has to offer. I couldn't be more happy going from a giant corporate bank to a smaller, local one. It's really the best fit for me and my family.



Health
A+

Data as of Q3 2020

Data displayed below is for insuring bank: Enterprise Bank & Trust
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27237
Year Established1988
Employees817
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.25%
Annual Interest Income$220.0MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$8.34B$7.31B
LoansQ3 2020vs Q3 2019$6.02B$5.19B
DepositsQ3 2020vs Q3 2019$6.76B$5.64B
Equity CapitalQ3 2020vs Q3 2019$1.01B$977.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$123.3MM$44.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$34.9MM$20.3MM
Real Estate OwnedQ3 2020vs Q3 2019$4.8MM$8.5MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Seacoast Commerce Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seacoast Commerce Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Personal Savings

Seacoast Commerce Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Personal Investor Money Market
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-Business Investor Money Market
OTHER TIERS: 0.05% $1k - $100k
0.05%$2.5k-Personal Basic Money Market
0.05%$2.5k-Business Basic Money Market

Seacoast Commerce Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Personal Interest Checking
0.05%--Business Interest Checking

Seacoast Commerce Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$10k-Premium Certificate 5 Year
0.50%$10k-Premium Certificate 4 Year
0.40%$10k-Premium Certificate 3 Year
0.30%$10k-Premium Certificate 2 Year
0.20%$10k-Premium Certificate 1 Year
0.15%$10k-Premium Certificate 9 Month
0.10%$10k-Premium Certificate 6 Month
0.05%$10k-Premium Certificate 1 Month
0.05%$10k-Premium Certificate 3 Month
Locations


Seacoast Commerce Bank Locations
Seacoast Commerce Bank11939 Rancho Bernardo Road, Suite 200San Diego, CA 92128
Chula Vista Branch22 West 35th Street Suite 102National City, CA 91950
San Juan Capistrano Branch31351 Rancho Viejo Road, Suite 101San Juan Capistrano, CA 92675
San Diego Regional Banking Center Br277 N El Camino Real, Ste AEncinitas, CA 92024
Seacoast Las Vegas Branch8311 West Sunset Road, Suite 140Las Vegas, NV 89113

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