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Seacoast Commerce Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.21%5-year CDPremium Certificate 5 Year
0.30%1-year CDPremium Certificate 1 Year
0.05%SavingsPersonal Savings

Overview / Commentary
619-476-7776
11939 Rancho Bernardo Road, Suite 200
San Diego, CA 92128

Seacoast Commerce Bank is headquartered in San Diego and is the 86th largest bank in the state of California. It is also the 1,208th largest bank in the nation. It was established in 2003 and as of September of 2017, it had grown to 107 employees at 6 locations. Seacoast Commerce Bank has an A health rating.

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Reviews (1)

Seacoast Commerce Bank, Small but Personalized Attention

I've been banking with Seacoast for almost ten years now. I had been banking with a big, national bank previously and was pretty dissatisfied with the experience. I felt like I was one of millions of customers that the bank really didn't care about. At Seacoast I actually feel that they want my business. They're genuinely concerned with my satisfaction. When my son opened his first checking account they were so friendly. One of the senior banking executives actually took him in his office where they discussed what his financial goals were. I was really impressed. When I go inside to do banking, the tellers are all very friendly. I don't feel like I'm just one of many that they begrudgingly have to deal with like I felt when I was at the big bank. I had an issue with transferring funds from one account to another where I put the funds into the wrong account. I went into the bank and they handled it right away. I've never had that experience where they actually wanted me to come away from the experience happy. At the larger bank, I always got the feeling that they didn't care much either way. I have a checking account, a savings account and an investor's money market account with Seacoast so I believe I've experienced a lot that the bank has to offer. I couldn't be more happy going from a giant corporate bank to a smaller, local one. It's really the best fit for me and my family.



Health

Health Grade Components

Overall
FDIC Certificate #57428
Year Established2003
Employees107
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD12.28%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$603.6MM$578.8MM
LoansQ3 2017vs Q3 2016$498.1MM$411.0MM
DepositsQ3 2017vs Q3 2016$542.2MM$522.9MM
Equity CapitalQ3 2017vs Q3 2016$51.7MM$48.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.5MM$5.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.1MM$941.00K
Real Estate OwnedQ3 2017vs Q3 2016$614.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Seacoast Commerce Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Personal Savings

Seacoast Commerce Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Personal Investor Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.40%*$100k*-Business Investor Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.05%$2,500-Personal Basic Money Market
0.05%$2,500-Business Basic Money Market

Seacoast Commerce Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Personal Interest Checking
0.05%--Business Interest Checking

Seacoast Commerce Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$10k-Premium Certificate 5 Year
0.85%$10k-Premium Certificate 4 Year
0.65%$10k-Premium Certificate 3 Year
0.50%$10k-Premium Certificate 2 Year
0.30%$10k-Premium Certificate 1 Year
0.20%$10k-Premium Certificate 9 Month
0.15%$10k-Premium Certificate 6 Month
0.10%$10k-Premium Certificate 3 Month
0.05%$10k-Premium Certificate 1 Month
Locations


Seacoast Commerce Bank Locations
Seacoast Commerce Bank11939 Rancho Bernardo Road, Suite 200San Diego, CA 92128
Chula Vista Branch22 West 35th Street Suite 102National City, CA 91950
San Juan Capistrano Branch31351 Rancho Viejo Road, Suite 101San Juan Capistrano, CA 92675
San Diego Regional Banking Center Br277 N El Camino Real, Ste AEncinitas, CA 92024