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Service 1st Federal Credit Union

Popular Accounts at this Credit Union

2.10%5-year CD60 Month Certificate
0.40%1-year CD12 Month Certificate

Overview / Commentary
1419 Montour Blvd
Danville, PA 17821

Service 1st Federal Credit Union is headquartered in Danville and is the 23rd largest credit union in the state of Pennsylvania. It is also the 734th largest credit union in the nation. It was established in 1975 and as of September of 2017, it had grown to 83 employees and 28,640 members at 8 locations. Service 1st Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Service 1St Federal Credit Union is open to those who live, work, worship or attend school in select areas of Carbon County, Columbia County, Luzerne County, Lycoming County, Montour County, Northumberland County, Sullivan County or Wyoming County, Pennsylvania. Membership is also open to employees of Bloomburng Hospital, Geisinger Health System, and over 300 area Select Employer Groups.
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Reviews (2)

Service 1st FCU, the customer is 1st

We have been members of this credit union for many many years. It is a local credit union with a few branches in my area. I have done telephone banking in the beginning but now that online banking is available I use that. I am able to transfer money between my savings and checking and even to outside institutions. I love the fact that I am able to make a mobile deposit right from the comfort of my home with my smartphone. Customer service is great. I have had unauthorized charges and they were taken care of promptly without issues. I never had any issues with direct deposits and they have a great overdraft protection for my situation. Great bank with friendly tellers. The rates and fees are good as well. I would recommend joining Service 1st for a beneficial credit union experience.

Service 1st......Customers come 1st

My husband and myself have been a member of Service 1st FCU for probably close to 15 years. I have always had positive experiences on telephone banking, online banking, and through the branch. They are great with customer service. There were a couple instances over the years were there were fraudulent charges on my account and they handled that better then expected. As technology advances I love that i can do mobile deposits. They offer many options from home loans to car loans to credit cards and CDs. Their fees are very reasonable and I am able to have no concerns if I overdraw on my account, they will take the money from my savings and all is good and if there is no money there they cover it. I love the feel of a small bank that offers a lot and Service 1st is definitely that bank. I intend on staying with this bank as long as I can. It seems so many local banks change hands and customers are left to basically start over again. I do not see this happening here at my credit union.


Health Grade Components

NCUA #22128
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.56%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$331.4MM$303.2MM
LoansQ3 2017vs Q3 2016$291.2MM$256.6MM
DepositsQ3 2017vs Q3 2016$297.1MM$271.9MM
Equity CapitalQ3 2017vs Q3 2016$27.4MM$24.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.3MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.1MM$1.3MM
Real Estate OwnedQ3 2017vs Q3 2016$0$210.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service 1st Federal Credit Union Savings Account Rates

1.90%*$15k*-Health Savings Account
OTHER TIERS: 0.90% $100 - $2,500 | 1.15% $2,500 - $5k | 1.40% $5k - $15k
0.25%--IRA Savings
0.10%--Christmas Club
0.10%--Vacation Club

Service 1st Federal Credit Union Money Market Rates

0.45%$25k-Premium Money Market
0.35%*$20k*-Money Market
OTHER TIERS: 0.25% $2,500 - $20k

Service 1st Federal Credit Union Checking Account Rates

1.46%*$100k*-Business Checking
OTHER TIERS: 0.71% $2,500 - $10k | 0.96% $10k - $25k | 1.21% $25k - $100k
0.20%*$100k*-Non-profit Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k

Service 1st Federal Credit Union CD Rates

2.10%$500-60 Month Certificate
1.60%$500-48 Month Certificate
1.35%$500-36 Month Certificate
1.10%$5k-48 Month Bump-up Certificate
0.75%$500-24 Month Certificate
0.50%$2,500-12 Month Non-Profit Variable Rate Certificate
0.45%$500-18 Month Certificate
0.40%$500-12 Month Certificate
0.40%$25$1k12 Month Youth Certificate
0.30%$500-6 Month Certificate
0.20%$500-3 Month Certificate

Service 1st Federal Credit Union IRA Rates

2.00%$500-60 Month IRA
1.70%$500-48 Month IRA
1.45%$500-36 Month IRA
1.20%$500-24 Month IRA
0.95%$500-18 Month IRA
0.70%$500-12 Month IRA
0.45%$500-6 Month IRA

Service 1st Federal Credit Union Locations
Branch Office814 Westminster DrWilliamsport, PA 17701
Branch Office1207 Bloom StDanville, PA 17821
Branch Office600 Walnut StDanville, PA 17821
Branch Office3054 N Susquehanna TrlShamokin Dam, PA 17876
Branch Office620 Baltimore DrWilkes Barre, PA 18702
Branch Office1419 Montour BlvdDanville, PA 17821
Branch Office101 Walter DrLewisburg, PA 17837
Mifflinburg Branch52 East Chestnut StreetMifflinburg, PA 17844