Service 1st Federal Credit Union

Overview / Commentary
1985 Montour Blvd
Danville, PA 17821

Service 1st Federal Credit Union is headquartered in Danville and is the 22nd largest credit union in the state of Pennsylvania. It is also the 626th largest credit union in the nation. It was established in 1975 and as of December of 2023, it had grown to 123 employees and 40,401 members at 11 locations. Service 1st Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Service 1St Federal Credit Union is open to those who live, work, worship or attend school in specific census tracts of the Pennsylvania counties of Carbon, Columbia, Luzerne, Lycoming, Montour, Northumberland, Sullivan, Union, or Wyoming. Membership is also open to employees of Bloomburg Hospital, Geisinger Health System, and more than 1,700 other area Select Employer Groups.
See current membership details

Related Posts

View all posts from:

Reviews (3)

Great bank to work with who cares about their customers

I've had checking & savings accounts with this bank as well as a car loan for many years. They are very friendly and easy to work with. While I still had the car loan I did open a new checking account with a bank local to me after I moved and I paid utilizing that bank's online bill pay. I received a letter from Service 1st that my payment was never received yet it had cleared from my new bank. I did contact both my new bank and Service 1st and after going back and forth with them both I finally had someone from Service 1st admit that they did receive the payment and it just wasn't properly applied. They thoroughly apologized and removed all negative notes from my account. I am not living close to Service 1st any longer but I wish I did because I would like to utilize them for all of my banking needs.

Service 1st FCU, the customer is 1st

We have been members of this credit union for many many years. It is a local credit union with a few branches in my area. I have done telephone banking in the beginning but now that online banking is available I use that. I am able to transfer money between my savings and checking and even to outside institutions. I love the fact that I am able to make a mobile deposit right from the comfort of my home with my smartphone. Customer service is great. I have had unauthorized charges and they were taken care of promptly without issues. I never had any issues with direct deposits and they have a great overdraft protection for my situation. Great bank with friendly tellers. The rates and fees are good as well. I would recommend joining Service 1st for a beneficial credit union experience.

Service 1st......Customers come 1st

My husband and myself have been a member of Service 1st FCU for probably close to 15 years. I have always had positive experiences on telephone banking, online banking, and through the branch. They are great with customer service. There were a couple instances over the years were there were fraudulent charges on my account and they handled that better then expected. As technology advances I love that i can do mobile deposits. They offer many options from home loans to car loans to credit cards and CDs. Their fees are very reasonable and I am able to have no concerns if I overdraw on my account, they will take the money from my savings and all is good and if there is no money there they cover it. I love the feel of a small bank that offers a lot and Service 1st is definitely that bank. I intend on staying with this bank as long as I can. It seems so many local banks change hands and customers are left to basically start over again. I do not see this happening here at my credit union.


Health Grade Components

NCUA #22128
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD14.93%
Annual Interest Income$30.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$646.2MM$615.9MM
LoansQ4 2023vs Q4 2022$554.5MM$529.4MM
DepositsQ4 2023vs Q4 2022$563.6MM$542.8MM
Equity CapitalQ4 2023vs Q4 2022$68.9MM$59.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.9MM$2.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.9MM$1.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Service 1st Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Service 1st Federal Credit Union Savings Account Rates

1.25%*$15k*-Health Savings Account
OTHER TIERS: 0.50% $100 - $2.5k | 0.75% $2.5k - $5k | 1.00% $5k - $15k
0.45%--IRA Savings
0.45%--Business IRA Savings
0.25%$5-Business Savings
0.20%--Christmas Club
0.20%--Vacation Club
0.20%--Business Christmas Club
0.20%--Business Vacation Club

Service 1st Federal Credit Union Money Market Rates

1.40%$100k-Platinum Money Market
0.85%$25k-Premium Money Market
0.55%*$100k*-Money Market
OTHER TIERS: 0.35% $2.5k - $5k | 0.40% $5k - $20k | 0.45% $20k - $50k | 0.50% $50k - $100k

Service 1st Federal Credit Union Checking Account Rates

0.30%*$100k*-Non-Profit Checking
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $100k
0.25%$10k-Business Checking

Service 1st Federal Credit Union CD Rates

4.90%$500-12 Month CD
3.50%$500-36 Month CD
3.25%$500-6 Month CD
3.15%$500-48 Month CD
3.05%$500-60 Month CD
1.00%$500-24 Month CD
0.90%$500-18 Month CD
0.80%$25$1k12 Month Youth CD
0.65%$2.5k-12 Month Non-Profit Variable Rate CD
0.50%$500-3 Month CD

Service 1st Federal Credit Union IRA Rates

4.90%$500-12 Month IRA
3.50%$500-24 Month IRA
3.50%$500-36 Month IRA
3.25%$500-6 Month IRA
3.25%$500-18 Month IRA
3.15%$500-48 Month IRA
3.05%$500-60 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.