Sharonview Federal Credit Union


Overview / Commentary
704-969-6700
1955 Sharonview Way
Indian Land, SC 29707

Sharonview Federal Credit Union is headquartered in Indian Land and is the 3rd largest credit union in the state of South Carolina. It is also the 239th largest credit union in the nation. It was established in 1976 and as of September of 2021, it had grown to 325 employees and 101,918 members at 20 locations. Sharonview Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Sharonview Federal Credit Union is open to residents of the Carolinas, Georgia, Tennessee, or Virginia by joining the Carolinas Consumer Council. Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Bladen, Cleveland, Gaston, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations. (Membership requirements are detailed in the credit union's online application)
See current membership details

Excellent Customer Service And Communication

Posted by: |

I've been a member of Sharonview Credit Union for a number of years. Communication is always excellent. My online account information is easy to navigate. Their CSR's are always professional and friendly and their turnaround time with answers to any of my questions is always fast.

Sharonview CU Site Update By Oct18 2021

Posted by: |

Very Clunky Updating
May just be my internet connection .
Looks like a High School web page in my opinion

Terrible Financial Institution

Let me just say that I rated the customer service as low not because of a bad experience with any rep, but because the lack of support during critical hours like the weekends. To be a financial institution that doesn't offer weekend support, then direct people to a number with an answering machine that doesn't work is trashy.

My biggest complaint is with their low quality website and web app. The website routinely goes down almost daily...very conveniently when the reps are home and there is no one to take your call. How can you offer a service and not have a way for users to access their accounts because everything if down or has crashed for whatever reason. Speaking as a software engineer, this screams "outdated software" that isn't being updated and made better. The website is very buggy with entry fields that are routinely unresponsive for 10-20 seconds like the field to enter in the amount you want to transfer to another account.

Fix your website please! It's way too buggy for a serious financial institution. I expect better and will be closing my accounts.

Deceptive Information

Posted by: |

We found a link that stated this bank had an Investor Money Market account that paid a 0.75% interest rate. We submitted applications to become members of the bank and provided all the required personal information. We also created an external bank to provide additional funding.
Ten days after we submitted our applications we were told that to create a Investor Money Market account we had to bring all our financial information to the bank to discuss out financial goal.
Do not fall for this bank's deceptive practices.

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Health

Health Grade Components

Overall
NCUA #22458
Year Chartered1976
Employees325
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.8%
Annual Interest Income$41.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.76B$1.62B
LoansQ3 2021vs Q3 2020$1.21B$1.19B
DepositsQ3 2021vs Q3 2020$1.32B$1.18B
Equity CapitalQ3 2021vs Q3 2020$166.3MM$162.5MM
Loan Loss AllowanceQ3 2021vs Q3 2020$9.7MM$11.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$9.6MM$8.8MM
Real Estate OwnedQ3 2021vs Q3 2020$51.00K$85.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sharonview Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharonview Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Health Savings Account
0.15%*$500*-IRA Share Savings
OTHER TIERS: 0.05% Up to $500
0.05%--Regular Share
0.05%--Special Purpose Share

Sharonview Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$5k*-Investor Money Market
OTHER TIERS: 0.05% Up to $5k
0.65%*$50k*-Signature Money Market
OTHER TIERS: 0.40% $500 - $5k
0.15%*$500*-Money Market
OTHER TIERS: 0.05% Up to $500

Sharonview Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kSignature Checking
OTHER TIERS: 0.05% $10k+

Sharonview Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month CD
0.75%$500-36 Month CD
0.75%$500-48 Month CD
0.70%$500-24 Month CD
0.65%$500-12 Month CD

Sharonview Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month IRA
0.75%$500-36 Month IRA
0.75%$500-48 Month IRA
0.70%$500-24 Month IRA
0.65%$500-12 Month IRA
Locations

Availability

Charlotte Area

Interactive local rates map


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