Sharonview Federal Credit Union


Overview / Commentary
800-462-4421
1955 Sharonview Way
Indian Land, SC 29707

Sharonview Federal Credit Union is headquartered in Indian Land and is the 3rd largest credit union in the state of South Carolina. It is also the 258th largest credit union in the nation. It was established in 1976 and as of June of 2023, it had grown to 308 employees and 98,066 members at 19 locations. Sharonview Federal Credit Union's money market rates are 8X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Sharonview Federal Credit Union is open to residents of the Carolinas, Georgia, Tennessee, or Virginia by joining the Carolinas Consumer Council. Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Bladen, Cleveland, Gaston, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations. (Membership requirements are detailed in the credit union's online application)
See current membership details

Related Posts

Special Offer Only For 64Mo. Cd's Coming Due. 10 Mo. 5%, 18 Mo. 5.2% - 6/28/2023

Called Sharonview today to let them know I would be moving money soon when the 64 mo. cd comes due. Told me they are offering special rates only to holders of these 64 mo. 4% cd's that are now coming due. 10 mo. cd 5% 18 mo. cd 5.2% 30 mo. cd 4.5% meh

Sharonview FCU - 13-Months (Limited Time) CD @ 4.60% - 1/1/2023

13-Months (Limited Time) CD @ 4.60%, also for IRA. (BTW, this tops its 60-Months CD @ 4.00% offered back in 3/2018.) Minimum to open is $500 https://www.sharonview.org/resources/rates-fees/savings-rates-checking-rates

1 Year CD At 4.00% - 10/3/2022

Just got my September statement and this offer was top dead center of the first page.

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Excellent Customer Service And Communication

Posted by: |

I've been a member of Sharonview Credit Union for a number of years. Communication is always excellent. My online account information is easy to navigate. Their CSR's are always professional and friendly and their turnaround time with answers to any of my questions is always fast.

Sharonview CU Site Update By Oct18 2021

Posted by: |

Very Clunky Updating
May just be my internet connection .
Looks like a High School web page in my opinion

No Secure Message Capability

Posted by: |

Sharonview does not have a secure message capability on their website. You have to call them and wait on hold for a rep to answer. I think this is below par.

Terrible Financial Institution

Let me just say that I rated the customer service as low not because of a bad experience with any rep, but because the lack of support during critical hours like the weekends. To be a financial institution that doesn't offer weekend support, then direct people to a number with an answering machine that doesn't work is trashy.

My biggest complaint is with their low quality website and web app. The website routinely goes down almost daily...very conveniently when the reps are home and there is no one to take your call. How can you offer a service and not have a way for users to access their accounts because everything if down or has crashed for whatever reason. Speaking as a software engineer, this screams "outdated software" that isn't being updated and made better. The website is very buggy with entry fields that are routinely unresponsive for 10-20 seconds like the field to enter in the amount you want to transfer to another account.

Fix your website please! It's way too buggy for a serious financial institution. I expect better and will be closing my accounts.

VIEW MORE REVIEWS

Health
C+

Health Grade Components

Overall
NCUA #22458
Year Chartered1976
Employees308
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2.39%
Annual Interest Income$38.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.81B$1.93B
LoansQ2 2023vs Q2 2022$1.38B$1.45B
DepositsQ2 2023vs Q2 2022$1.41B$1.40B
Equity CapitalQ2 2023vs Q2 2022$119.8MM$133.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$8.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$16.8MM$9.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Sharonview Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharonview Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100*$100kHigh-Yield Savings Account
OTHER TIERS: 0.05% $100k+
1.00%--Health Savings Account
0.15%*$500*-IRA Share Savings
OTHER TIERS: 0.05% Up to $500
0.05%--Regular Share
0.05%--Special Purpose Share

Sharonview Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-Jumbo Money Market
OTHER TIERS: 0.05% Up to $500 | 0.15% $500 - $100k
0.75%*$5k*-Investor Money Market
OTHER TIERS: 0.05% Up to $5k
0.65%*$50k*-Signature Money Market
OTHER TIERS: 0.40% $500 - $5k

Sharonview Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kHigh Yield Checking
OTHER TIERS: 0.05% $10k+

Sharonview Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-12 Month CD
5.00%$500-24 Month CD
3.10%$500-60 Month CD
3.00%$500-48 Month CD
2.25%$500-36 Month CD

Sharonview Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-12 Month IRA
5.00%$500-24 Month IRA
3.10%$500-60 Month IRA
3.00%$500-48 Month IRA
2.25%$500-36 Month IRA
Locations

Availability

Wilmington Area

Interactive local rates map


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