Sharonview Federal Credit Union

Overview / Commentary
1955 Sharonview Way
Indian Land, SC 29707

Sharonview Federal Credit Union is headquartered in Indian Land and is the 5th largest credit union in the state of South Carolina. It is also the 297th largest credit union in the nation. It was established in 1976 and as of March of 2024, it had grown to 292 employees and 92,555 members at 19 locations. Sharonview Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Sharonview Federal Credit Union is open to residents of the Carolinas, Georgia, Tennessee, or Virginia by joining the Carolinas Consumer Council. Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Bladen, Cleveland, Gaston, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations. (Membership requirements are detailed in the credit union's online application)
See current membership details

Related Posts

Special Offer Only For 64Mo. Cd's Coming Due. 10 Mo. 5%, 18 Mo. 5.2% - 6/28/2023

Called Sharonview today to let them know I would be moving money soon when the 64 mo. cd comes due. Told me they are offering special rates only to holders of these 64 mo. 4% cd's that are now coming due. 10 mo. cd 5% 18 mo. cd 5.2% 30 mo. cd 4.5% meh

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Excellent Customer Service And Communication

Posted by: |

I've been a member of Sharonview Credit Union for a number of years. Communication is always excellent. My online account information is easy to navigate. Their CSR's are always professional and friendly and their turnaround time with answers to any of my questions is always fast.

Sharonview CU Site Update By Oct18 2021

Posted by: |

Very Clunky Updating
May just be my internet connection .
Looks like a High School web page in my opinion

No Secure Message Capability

Posted by: |

Sharonview does not have a secure message capability on their website. You have to call them and wait on hold for a rep to answer. I think this is below par.

Terrible Financial Institution

Let me just say that I rated the customer service as low not because of a bad experience with any rep, but because the lack of support during critical hours like the weekends. To be a financial institution that doesn't offer weekend support, then direct people to a number with an answering machine that doesn't work is trashy.

My biggest complaint is with their low quality website and web app. The website routinely goes down almost daily...very conveniently when the reps are home and there is no one to take your call. How can you offer a service and not have a way for users to access their accounts because everything if down or has crashed for whatever reason. Speaking as a software engineer, this screams "outdated software" that isn't being updated and made better. The website is very buggy with entry fields that are routinely unresponsive for 10-20 seconds like the field to enter in the amount you want to transfer to another account.

Fix your website please! It's way too buggy for a serious financial institution. I expect better and will be closing my accounts.



Health Grade Components

NCUA #22458
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD-1.22%
Return on Equity - YTD-21.28%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.61B$1.85B
LoansQ1 2024vs Q1 2023$1.11B$1.43B
DepositsQ1 2024vs Q1 2023$1.32B$1.44B
Equity CapitalQ1 2024vs Q1 2023$92.2MM$121.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$20.6MM$12.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$12.5MM$12.8MM
Real Estate OwnedQ1 2024vs Q1 2023$51K$103K

Rates for Sharonview Federal Credit Union are currently being reviewed.



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