Overview / Commentary
1081 Red Ventures Dr
Fort Mill, SC 29707-5001

Sharonview Federal Credit Union is headquartered in Fort Mill and is the 3rd largest credit union in the state of South Carolina. It is also the 174th largest credit union in the nation. It was established in 1976 and as of June of 2018, it had grown to 292 employees and 79,362 members at 19 locations. Sharonview Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Sharonview Federal Credit Union is open to anyone through joining the Carolinas Consumer Council ($18 one-year fee). Membership is also open to the following: (1) those who live, work, volunteer, worship, or attend school in Gaston, Bladen, or Robinson Counties in North Carolina and in select areas of Charlotte, Salisbury, or Wilmington, North Carolina; (2) those who live, work, attend school, volunteer, or worship in Florence County or select areas of Spartanburg or Greenville Counties in South Carolina; (3) employees or retirees of American Asset, APAC-Atlantic, and over 100 other companies or organizations. (Membership requirements are detailed in the credit union's online application)
See current membership details

Related Posts

Sharonview FCU's Adds 64-Month Certificate Special - 3/2/2018

Sharonview FCU (possible easy membership) has a 64-month Certificate Special (4.00% APY). Minimum $500 deposit of new money. Existing funds up to $100k eligible.

Share Certificate Special 64 Months At 4% APY - 3/1/2018

"Sharonview is currently offering an astounding 4% APY (Annual Percentage Yield)* rate on a 64 month Share Certificate! You won't want to miss this opportunity. Set up your Share Certificate as either a regular or IRA option, depending on your goals. If you have extra money you can keep on deposit for several years, you'll get a stronger, stable return when you open this Share Certificate. Unlike the stock market where funds are not insured and are at risk, this Share Certificate earns a guaranteed rate of return, and credit union accounts are federally insured up to $250,000 by the NCUA**. Minimum deposit of $500 Term of 64 months Deposit up to $100,000 of existing funds Deposit up to $250,000 of new funds" Sharonview FCU serves NC, SC, & NJ. https://www.sharonview.org/share-certificate-special

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Excellent Customer Service And Communication

Posted by: murr9506 | Sep 21, 2018

I've been a member of Sharonview Credit Union for a number of years. Communication is always excellent. My online account information is easy to navigate. Their CSR's are always professional and friendly and their turnaround time with answers to any of my questions is always fast.

Good People, technology is a little behind

My experience with sharonview is somewhat dichotomous, on the one hand they have been incredibly helpful when dealing with them in-branch. There was one time that I lost my account information and they went above and beyond to assist with getting me new ID cards. However, on the flip side, when you're not able go into their branches, all of the rest of their technology seems a little behind. In particular, my wife and I had set aside money to be used for an adoption, and as part of the process we ended up needing to wire money to a law firm. There was no way to do so via their online portal, and so we had to actually fax in a form to their office to complete the transaction, and through that process their fax would not work, and we had to keep attempting throughout the day. Maybe not a huge deal for some, but when you're 700 miles away, and trying to access your money for something as important as an adoption, it was frustrating to not be able to access our money.

The Best Credit Union

Sharonview Credit Union I feel is the best around because of it's friendly employees and their ability to make transactions by either phone or website. They also have the lowest rates on loans of all kinds. By keeping you updated with the best information that they send to you weekly and through the mail,You have the ability to make very informed choices.

Damaging Lack Of Communication And Implementation Of Policies

Posted by: SVFCsoBad | Aug 13, 2018

Disappointed in the decline in service from this credit union. I’ve been a member for seven years, even keeping my accounts when I moved out of state. At the time, their service and values were still worth the inconvenience of not having a branch in my state. Not anymore. Their lack of communication about and inconsistent application of changes to mobile check deposit policies have caused me personal damage, and the absurdity of the situation tells me I can only expect more of the same in the future.

THREE DAYS AFTER I received confirmation mobile screens, emails, and could see the funds in my account from a large check deposit (10 Aug), I received an email from the credit union stating my funds were being removed from my account simply because I did not put “for mobile deposit only” on the back of the check. I have never heard of this requirement. Also, a check I deposited TWO DAYS BEFORE THAT (8 Aug) cleared without a problem and without this language. When I called for clarification, I was told this is new Federal policy. Fine, but why was I not informed of this requirement, and why did one check clear when another was rejected AFTER the funds were already placed in my account? The lady said the mobile deposit should have rejected the check at the time of deposit. Well, it didn’t, so I fail to see how that’s my problem. But now it is, because I had already sent those funds to pay a bill, which will now be rejected for insufficient funds. The other suggestion was to just reload the check, which I no longer have as I disposed of it when I received EVERY CONCEIVABLE CONFIRMATION that it had cleared and was deposited. The lady said, well, best practice is to keep a check for 60 days after deposit… Got me there, I guess. I thought it would be best practice to not have a check with someone’s banking information floating around my house two months after it was deposited, but I guess they know best.  

I had already moved most of my money out of SFCU, but this is the last straw. Damagingly Inconstant and inconsiderate.



Health Grade Components

NCUA #22458
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.2%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.57B$1.41B
LoansQ2 2018vs Q2 2017$1.38B$1.26B
DepositsQ2 2018vs Q2 2017$1.06B$931.6MM
Equity CapitalQ2 2018vs Q2 2017$153.5MM$143.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$11.6MM$11.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$6.7MM$7.0MM
Real Estate OwnedQ2 2018vs Q2 2017$35.00K$407.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sharonview Federal Credit Union Savings Account Rates

0.10%--Regular Share
0.10%--Special Purpose Share

Sharonview Federal Credit Union Money Market Rates

1.00%*$5k*-Investor Money Market
OTHER TIERS: 0.75% Up to $5k
0.75%$500-Money Market Savings
0.75%$500-IRA Money Market Savings

Sharonview Federal Credit Union CD Rates

3.25%$500-84 Month CD
3.15%$500-72 Month CD
3.00%$500-60 Month CD
2.00%$500-48 Month CD
1.75%$500-36 Month CD
1.50%$500-24 Month CD
1.25%$500-12 Month CD

Sharonview Federal Credit Union IRA Rates

3.25%$500-84 Month IRA
3.15%$500-72 Month IRA
3.00%$500-60 Month IRA
2.00%$500-48 Month IRA
1.75%$500-36 Month IRA
1.50%$500-24 Month IRA
1.25%$500-12 Month IRA


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