Featured Savings Rates
Featured Accounts
Overview / Commentary
501 Main Street
Pine Bluff, AR 71611

Simmons Bank is headquartered in Pine Bluff and is the 4th largest bank in the state of Arkansas. It is also the 153rd largest bank in the nation. It was established in 1903 and as of June of 2016, it had grown to 1,866 employees at 147 locations. Simmons Bank has an A health rating.

Related Posts

View all posts from:

Reviews (8)

Writing As An Associate, Non-Customer

I have known several people that used Simmons in Jonesboro, Arkansas, and had good experiences. The bank was very good about working with local Arkansas State University students as well as with the university itself. I even used their conference room for local meetings. The people are quite friendly and it seems that this bank's rates and fees are no more or less different than any other regional bank. I would say give them a try.

Quite Possibly The Worst Bank

I have been banking with Simmons Bank now for almost two years and all I can say is DON'T DO IT! three days ago, I deposited a semi-large check and was told that there would be a 3 day hold. After the three day period, I call customer service to ensure that the funds had been released. I was told they had
When I went to make a purchase, my card was declined. I call customer service again and explain to them what had happened. They said there was a glitch in their system and that it would be fixed by 3pm.
At 5pm, I attempt to make another purchase, only to have my card declined again. I called customer service once again and was told "I'm not aware of any glitches". I sat on hold for 45 minutes, only to have them tell me that my account had been put on hold for 15 days because the bank that the check came from had not verified it.
I decided to speak with a branch manager who told me that there was nothing she could do and was in no way, shape or form phased by the fact that I would have ZERO access to my money for 15 days. But of course they had no issues charging me a new debit card fee for getting my name changed.
This is not the first problem I have had with Simmons bank, but it certainly is the last. This bank is a joke that has absolutely no interest in helping customers in any way shape or form. Stay as far away as you can. You're better off keeping your money under a mattress.

Ruining Banks Left And Right

Simmons First National Bank is by far the worst bank in the state of Arkansas if you have an opportunity to go to another bank which I'm pretty sure you do I would guarantee you'll have 100 times better experience. They like to charge for every little thing they do like giving you cards savings account everything that Metropolitan Bank used to give you free Simmons said screwed it so I wouldn't wish I could give them a negative Review for their horrible their customer service, horrible bank tellers are and the establishment it's self


Posted by: blgoins | Feb 2, 2016

You have been warned. Everything about them stinks. They change the rules as they go. I can not say enough to stay away from them!

Simmons First National Bank

Posted by: svg4061 | Oct 19, 2015

Rude customer service
Very Unprofessional
Stay away from this bank
You have been told.

Simmons Bank Anywhere Statement

Posted by: Mike Mace | Sep 17, 2015

I was told that I could bank anywhere when I opened 4 accounts with Simmons First and use the mobile apps for deposit. After I opened the accounts and got online, I was notified by the bank that I had to have the accounts open for 90 days before I could sigh up for BANK ANYWHERE and also had to have the accounts for 90 days and stay in good standing before I could sign up for mobile banking which also is $0.50 for each deposited check. I wish, I had done more checking before opening the accounts with Simmons First. I also received no checks for immediate use until my new checks arrived. It has now been 10 days and no checks or CC. Reconsidering my decision, using Simmons Bank!!!!!!!!!!!!!!!!!!!!!!

Simmons First Bank Is Garbage

Posted by: Cathy Chan | Jan 6, 2015

You must be kidding. I have to cancel my credit card with them right away. Their report-stolen-card 1-800 works only Mon-Fri. I found the $40.00 in my stolen card. I reported it and they promised to put it in dispute but when I received the statement, they included the $40.00 + interest + $10.00 late payment. None of other of my banks do that. I wrote them a letter to explain what happened, they ignored me and keep asking me for the payment. You must work for this bank to say something so nice about them. This bank is garbage .

Ruined A Good Bank

I was a long time Metropolitan Bank customer when Simmons took them over and it has been nothing but absolute hell ever since. Stupid fees and cut off times and rude ignorant customer service. I am beyond glad that my accounts will be closed this week. My parents are leaving too and multiple people can back me up. Avoid Simmons and go with Bank of the Ozarks or Centennial where customers are treated well regardless of how rich they are.


Health Grade Components

FDIC Certificate #3890
Year Established1903
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD9.76%
Annual Interest Income$147.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.51B$5.69B
LoansQ2 2016vs Q2 2015$5.01B$3.69B
DepositsQ2 2016vs Q2 2015$6.14B$4.69B
Equity CapitalQ2 2016vs Q2 2015$1.06B$736.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$34.5MM$29.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$85.6MM$58.0MM
Real Estate OwnedQ2 2016vs Q2 2015$30.5MM$42.2MM

Sorry, we do not have rate data for Simmons Bank.


Simmons Bank has 144 locations. Click to view all Simmons Bank locations.