Solidarity Community FCU (IN) Offers 13-Month CD Special


Deal Summary: 13-month CD Special, 1.75% APY, $500 minimum deposit.

Availability: Residents of Indiana’s Howard and Tipton Counties, select areas in the cities of Peru and Logansport, and Grissom AFB and Metroplex.

Earlier this month, Solidarity Community Federal Credit Union (Solidarity) raised the rate on its 13-month CD Special (1.75% APY). The minimum deposit is $500, with no stated balance cap.

Solidarity introduced the 13-month CD Special in February, with an initial rate of 0.85% APY. There have been two rate increases, adding a total of 95 bps.

The 13-month CD Special is also offered as an IRA (Traditional, Roth, CESA) earning the same 1.75% APY with the same funding requirements.

According to CSR, the Early Withdrawal Penalty for the 13-month CD Special is 180 days interest and partial withdrawals are permitted.


Headquartered in Kokomo, Indiana, Solidarity Community Federal Credit Union’s field of membership (FOM) is residency based, with individuals who live, work, worship, volunteer, or attend school in Howard or Tipton Counties, eligible to join. Select areas in the Indiana cities of Peru and Logansport (maps provided) also qualify, as does Grissom AFB and Metroplex.

Family members of current Solidarity members are also eligible for membership.

Joining Solidarity and/or opening a CD Special can be done at either of the two Kokomo branches located on N. Dixon Road and E. Southway Boulevard.

Solidarity’s membership application is also available as a download and can be by snail-mail. A copy of a valid ID must be included with the application.

Credit Union Overview

Solidarity Community Federal Credit Union has an overall health grade of "B+" at, with a Texas Ratio of 2.33% (excellent), based on September 30, 2017 data. In the past year, Solidarity has increased its total non-brokered deposits by $1.81 million, an above average annual growth rate of 0.95%. Please refer to our financial overview of Solidarity Community Federal Credit Union (NCUA Charter # 9923) for more details.

Solidarity Community Federal Credit Union is currently Indiana’s 24th largest credit union, with nearly 26,000 members and assets in excess of $235 million.

It all started with a cigar box …

In 1954, a group of Delco Electronics employees began pooling their money to help a co-worker purchase a car. Each week, they each placed a quarter in a cigar box once until enough money had been saved to buy the car. Through solidarity, Solidarity began.

How the CD Special Compares

When compared to the 283 similar length-of-term CDs tracked by that require a similar minimum deposit and are available with the FOM, Solidarity Community Federal Credit Union's 13-month CD Special APY currently shares the sixth spot with CDs offered by five other institutions. In addition, there are eight CDs in the 1-year category that have a higher APY.

The above rates are accurate as of 12/28/2017.

To search for the best nationwide CD rates and the best CD rates in your state, please refer to our CD Rates table.

Related Pages: Indianapolis CD rates, 1-year CD rates


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