South County Bank, National Association
South County Bank, National Association is headquartered in Rancho Santa Mar and is the 161st largest bank in the state of California. It is also the 3,595th largest bank in the nation. It was established in 1999 and as of June of 2016, it had grown to 35 employees at 5 locations. South County Bank, National Association has an A health rating.
Do NOT Do Business With South County Bank!!!
It is no wonder that South County Bank is the "178th Largest" bank in California --- out of...hmmm...let's see...maybe 180 banks???
Seriously, from my experience, South County Bank is probably one of the worst run financial institutions I've ever encountered. I was talked into opening an account with SCB by several of my friends who had their own accounts there. I won't go into details, but suffice it to say that ALL of us have now CANCELLED our accounts and are warning all of our friends and associates not to EVER do business with South County Bank.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35069 |
| Year Established | 1999 |
| Employees | 35 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 3.87% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $148.1MM$140.9MM |
| Loans | Q2 2016vs Q2 2015 | $78.4MM$55.6MM |
| Deposits | Q2 2016vs Q2 2015 | $132.3MM$131.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $15.3MM$8.7MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.7MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $38.00K$864.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Sorry, we do not have rate data for South County Bank, National Association.
| South County Bank, National Association Locations | ||
|---|---|---|
| Redlands Branch | 1200 California Street, Suite 100 | Redlands, CA 92374 |
| Irvine Branch | 2 Venture, Suite 120 | Irvine, CA 92618 |
| South County Bank, National Association | 22342 Avenida Empresa | Rancho Santa Margarita, CA 92688 |
| Surf City Bank - Huntington Beach Branch | 7711 Center Avenue, Suite 110 | Huntington Beach, CA 92647 |