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Overview / Commentary
22342 Avenida Empresa
Rancho Santa Margarita, CA 92688

South County Bank, National Association is headquartered in Rancho Santa Mar and is the 161st largest bank in the state of California. It is also the 3,595th largest bank in the nation. It was established in 1999 and as of June of 2016, it had grown to 35 employees at 5 locations. South County Bank, National Association has an A health rating.

Reviews (1)

Do NOT Do Business With South County Bank!!!

Posted by: boqueron7 | Jul 25, 2011

It is no wonder that South County Bank is the "178th Largest" bank in California --- out of...hmmm...let's see...maybe 180 banks???

Seriously, from my experience, South County Bank is probably one of the worst run financial institutions I've ever encountered.  I was talked into opening an account with SCB by several of my friends who had their own accounts there.  I won't go into details, but suffice it to say that ALL of us have now CANCELLED our accounts and are warning all of our friends and associates not to EVER do business with South County Bank. 


Health Grade Components

FDIC Certificate #35069
Year Established1999
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.87%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$148.1MM$140.9MM
LoansQ2 2016vs Q2 2015$78.4MM$55.6MM
DepositsQ2 2016vs Q2 2015$132.3MM$131.7MM
Equity CapitalQ2 2016vs Q2 2015$15.3MM$8.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.7MM$2.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$38.00K$864.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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South County Bank, National Association Locations
Redlands Branch1200 California Street, Suite 100Redlands, CA 92374
Irvine Branch2 Venture, Suite 120Irvine, CA 92618
South County Bank, National Association22342 Avenida EmpresaRancho Santa Margarita, CA 92688
Surf City Bank - Huntington Beach Branch7711 Center Avenue, Suite 110Huntington Beach, CA 92647