South County Bank, National Association
South County Bank, National Association is headquartered in Rancho Santa Mar and is the 144th largest bank in the state of California. It is also the 3,287th largest bank in the nation. It was established in 1999 and as of December of 2017, it had grown to 36 employees at 5 locations. South County Bank, National Association has an A+ health rating.
Do NOT Do Business With South County Bank!!!
It is no wonder that South County Bank is the "178th Largest" bank in California --- out of...hmmm...let's see...maybe 180 banks???
Seriously, from my experience, South County Bank is probably one of the worst run financial institutions I've ever encountered. I was talked into opening an account with SCB by several of my friends who had their own accounts there. I won't go into details, but suffice it to say that ALL of us have now CANCELLED our accounts and are warning all of our friends and associates not to EVER do business with South County Bank.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35069 |
| Year Established | 1999 |
| Employees | 36 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 10.38% |
| Annual Interest Income | $6.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $169.0MM$158.0MM |
| Loans | Q4 2017vs Q4 2016 | $130.5MM$88.8MM |
| Deposits | Q4 2017vs Q4 2016 | $150.7MM$142.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $17.6MM$15.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $2.5MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $118.00K$191.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Sorry, we do not have rate data for South County Bank, National Association.
| South County Bank, National Association Locations | ||
|---|---|---|
| Redlands Branch | 1200 California Street, Suite 100 | Redlands, CA 92374 |
| Irvine Branch | 2 Venture, Suite 120 | Irvine, CA 92618 |
| South County Bank, National Association | 22342 Avenida Empresa | Rancho Santa Margarita, CA 92688 |
| Surf City Bank - Huntington Beach Branch | 7711 Center Avenue, Suite 110 | Huntington Beach, CA 92647 |