South Division Credit Union
South Division Credit Union is no longer doing business under that name because it has been merged or acquired. See the successor institution Scott Credit Union.
Field of Membership Restrictions
Membership in South Division Credit Union is open to anyone living in the United States or their relatives.
See current membership details
Loan Service
Even if you have been with sdcu 10yrs, do not ask for a loan. You are better off getting money from somewhere else. The only benefit I see to this institution is early payroll deposit. I do mean early, like 2 days before payday. That is the only thing that keeps me here.
Please Don't Bank Here
If you live paycheck to paycheck DON'T bank with SDCU! They are all about the fees. I became disabled and they took the money out of my daughter's account to pay towards my SDCU credit card. They won't stop the interest on your credit card and let you pay the principal if you're dying of cancer! If you have a direct deposit they will hold your check from showing in your account if they know it will score them an insufficient funds fee. When I was able to work they told my accounting department the funds weren't wired when accounting wired them in a day earlier. Even if you plan on being in great health forever and will keep you job forever go bank somewhere else. Please please, take my advice and bank with Aspiration or any other bank or credit union for that matter! SDCU Sucks!
Be Careful What You Wish For...
I was looking for a better interest rate one evening, and these folks looked like a good bet - WRONG! As I proceeded to fill out the online app., I read further into the offer and decided against joining. Backed out all info. and closed the website. NEVER clicked on a "confirm" or "submit" box of any kind, and DID NOT complete the app. Two days later I've got paperwork (including what I DIDN'T fill out online) for my "new account" in the mail (so they could "legally open my account"), and my current checking account is being debited for the "initial deposit". Once again, I NEVER completed, confirmed or submitted the application! I immediately called South Division, and the representative promised to close the unauthorized account, refund my "deposit", and confirm all via email response to my email (sent minutes later) outlining the problem in writing. Rec'd nothing. Called AGAIN a few days later and asked for a supervisor. He did not answer, so my problem and phone info. were taken with the promise of a phone response the following day, "as soon as he can look at the problem." Again, NOTHING - NO RESPONSE! I had to go to my current bank to have the unauthorized ACH transaction initiated by South Division reversed and my money refunded. BEWARE!!
We do not have health information for South Division Credit Union, because it is no longer an operational credit union.