South Division Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.75% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.20% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.02% | Savings | 2.20% - Barclays Online Savings Account |
South Division Credit Union is headquartered in Evergreen Park and is the 72nd largest credit union in the state of Illinois. It is also the 2,393rd largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 20 employees and 6,162 members at 4 locations. South Division Credit Union has a B health rating.
Field of Membership Restrictions
Membership in South Division Credit Union is open to anyone living in the United States or their relatives.
See current membership details
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Loan Service
Even if you have been with sdcu 10yrs, do not ask for a loan. You are better off getting money from somewhere else. The only benefit I see to this institution is early payroll deposit. I do mean early, like 2 days before payday. That is the only thing that keeps me here.
Be Careful What You Wish For...
I was looking for a better interest rate one evening, and these folks looked like a good bet - WRONG! As I proceeded to fill out the online app., I read further into the offer and decided against joining. Backed out all info. and closed the website. NEVER clicked on a "confirm" or "submit" box of any kind, and DID NOT complete the app. Two days later I've got paperwork (including what I DIDN'T fill out online) for my "new account" in the mail (so they could "legally open my account"), and my current checking account is being debited for the "initial deposit". Once again, I NEVER completed, confirmed or submitted the application! I immediately called South Division, and the representative promised to close the unauthorized account, refund my "deposit", and confirm all via email response to my email (sent minutes later) outlining the problem in writing. Rec'd nothing. Called AGAIN a few days later and asked for a supervisor. He did not answer, so my problem and phone info. were taken with the promise of a phone response the following day, "as soon as he can look at the problem." Again, NOTHING - NO RESPONSE! I had to go to my current bank to have the unauthorized ACH transaction initiated by South Division reversed and my money refunded. BEWARE!!
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65550 |
| Year Chartered | 1935 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 5.62% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $46.9MM$47.3MM |
| Loans | Q3 2018vs Q3 2017 | $15.7MM$17.5MM |
| Deposits | Q3 2018vs Q3 2017 | $41.2MM$41.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.6MM$5.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $471.00K$683.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $361.00K$177.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not South Division Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
South Division Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $50 | - | Primary Savings | |
| 0.02% | $50 | - | Club Savings | |
| 0.02% | $50 | - | Student's First Savings | |
| 0.02% | $50 | - | Kid's Club Savings | |
| 0.02% | $50 | - | IRA Savings | |
| 0.02% | $50 | - | Special Share Savings |
South Division Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2.5k - $10k | 0.07% → $10k - $25k | |||||
South Division Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | - | $25k | Freedom Green Checking |
South Division Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $1k | - | 5 Year CD | |
| 0.55% | $1k | - | 4 Year CD | |
| 0.45% | $1k | - | 3 Year CD | |
| 0.35% | $1k | - | 2 Year CD | |
| 0.20% | $1k | - | 1 Year CD | |
| 0.15% | $1k | - | 6 Month CD |
South Division Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 5 Year IRA | |
| 0.55% | $500 | - | 4 Year IRA | |
| 0.45% | $500 | - | 3 Year IRA | |
| 0.35% | $500 | - | 2 Year IRA | |
| 0.20% | $500 | - | 1 Year IRA | |
| 0.15% | $500 | - | 6 Month IRA |
| South Division Credit Union Locations | ||
|---|---|---|
| Branch Office | 820 S Damen Ave | Chicago, IL 60612-3728 |
| Branch Office | 14740 Cicero Ave | Midlothian, IL 60445-3173 |
| Branch Office | 9122 S Kedzie Ave | Evergreen Park, IL 60805-1605 |
| Branch Office | 9059 S Kedzie Ave | Evergreen Park, IL 60805-1301 |