South Florida Federal Credit Union

Deposits held and insured by Guardians Credit Union

Overview / Commentary
1902 NW 14th Ave
Miami, FL 33125
Deposits held and insured by Guardians Credit Union

Field of Membership Restrictions

If you live, work, worship, volunteer or attend school in, and businesses and other legal entities located in specific areas of Miami Dade County, you may be eligible for membership. Employees of VA Miami Medical Center, UM Hospital, Alterman Transport Lines, members of the Jewish Orthodox Community in South Florida and employees of other Select Employee Groups (SEGs) are eligible for membership as well.
See current membership details

Reviews (1)

Little Service At This Credit Union

Posted by: |

The management of this credit union lacks a sense of urgency. Their rates are decent, but sometimes you are in need of service more than a low rate.


Data as of Q4 2023

Data displayed below is for insuring bank: Guardians Credit Union
Learn why bank health matters

Health Grade Components

NCUA #67521
Year Chartered1991
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD8.39%
Annual Interest Income$12.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$288.6MM$302.5MM
LoansQ4 2023vs Q4 2022$227.6MM$199MM
DepositsQ4 2023vs Q4 2022$244.4MM$257.1MM
Equity CapitalQ4 2023vs Q4 2022$42.2MM$39.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.9MM$1.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$778K$248K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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South Florida Federal Credit Union Savings Account Rates

0.05%$25-Share Savings
0.05%$25-Vacation Club Account
0.05%$25-Holiday Club Account

South Florida Federal Credit Union Money Market Rates

0.45%$1k-Money Market

South Florida Federal Credit Union CD Rates

0.65%$1k-36 Month CD
0.65%$1k-48 Month CD
0.65%$1k-60 Month CD
0.55%$1k-12 Month CD
0.55%$1k-30 Month CD
0.45%$1k-6 Month CD

South Florida Federal Credit Union IRA Rates

0.65%$1k-36 Month IRA
0.55%$1k-12 Month IRA
0.55%$1k-30 Month IRA
0.45%$1k-6 Month IRA

South Florida Federal Credit Union Locations
Corporate Office3469 Summit BlvdWest Palm Beach, FL 33406
Branch Office1301 N Congress AveBoynton Beach, FL 33426
Branch Office4009 Okeechobee RdFort Pierce, FL 34947-4563
Branch Office10469 Southern BlvdRoyal Palm Beach, FL 33411
Branch Office1902 NW 14th AveMiami, FL 33125-1658

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