Overview / Commentary
Deposits held and insured by Guardians Credit Union
Field of Membership Restrictions
If you live, work, worship, volunteer or attend school in, and businesses and other legal entities located in specific areas of Miami Dade County, you may be eligible for membership. Employees of VA Miami Medical Center, UM Hospital, Alterman Transport Lines, members of the Jewish Orthodox Community in South Florida and employees of other Select Employee Groups (SEGs) are eligible for membership as well.
See current membership details
Health
A+
Data as of Q1 2025
Data displayed below is for insuring bank: Guardians Credit Union
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67521 |
| Year Chartered | 1991 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 5.24% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $307.6MM$293.7MM |
| Loans | Q1 2025vs Q1 2024 | $215.2MM$222.4MM |
| Deposits | Q1 2025vs Q1 2024 | $256.9MM$246.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $46.5MM$42.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2.6MM$2.8MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $401K$649K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |