Featured Savings Rates
Featured Accounts

South Florida Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%1-year CD12 Month CD
0.40%Money MarketMoney Market
0.80%18-month CD18 Month CD

Overview / Commentary
305-545-0744
1902 NW 14th Ave
Miami, FL 33125

South Florida Federal Credit Union is headquartered in Miami and is the 97th largest credit union in the state of Florida. It is also the 2,686th largest credit union in the nation. It was established in 1978 and as of December of 2015, it had grown to 12 employees and 4,325 members at 2 locations. South Florida Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

If you live, work, worship, volunteer or attend school in, and businesses and other legal entities located in specific areas of Miami Dade County, you may be eligible for membership. Employees of VA Miami Medical Center, UM Hospital, Alterman Transport Lines, members of the Jewish Orthodox Community in South Florida and employees of other Select Employee Groups (SEGs) are eligible for membership as well.
See current membership details

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Reviews (1)

Little Service At This Credit Union

Posted by: Anonymous | Feb 1, 2012

The management of this credit union lacks a sense of urgency. Their rates are decent, but sometimes you are in need of service more than a low rate.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. South Florida Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23041
Year Chartered1978
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD19.65%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$35.8MM$29.1MM
LoansQ4 2015vs Q4 2014$28.0MM$20.7MM
DepositsQ4 2015vs Q4 2014$32.3MM$26.3MM
Equity CapitalQ4 2015vs Q4 2014$3.3MM$2.7MM
Loan Loss AllowanceQ4 2015vs Q4 2014$501.00K$716.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$153.00K$214.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South Florida Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA - Education
1.00%--IRA - Roth
1.00%--IRA - Regular
0.50%*-$7,500Kasasa Saver - Qualifying
OTHER TIERS: 0.23% $7,500+
0.25%--Share Savings
0.25%--Business Share Savings
0.15%--Clubs (Holiday & Vacation)
0.05%--Kasasa Saver - Non-Qualifying

South Florida Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%--Jumbo Money Market
0.40%--Money Market
0.40%--Business Money Market

South Florida Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+
0.00%--Kasasa Cash Back

South Florida Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$200-60 Month CD
1.21%$200-48 Month CD
1.11%$200-36 Month CD
1.06%$200-12 Month CD
1.00%$200-30 Month CD
0.90%$200-24 Month CD
0.80%$200-18 Month CD
0.65%$200-9 Month CD
0.55%$200-6 Month CD
0.40%$200-3 Month CD

South Florida Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$200-60 Month IRA
1.21%$200-48 Month IRA
1.11%$200-36 Month IRA
1.05%$200-12 Month IRA
1.00%$200-30 Month IRA
0.90%$200-24 Month IRA
0.80%$200-18 Month IRA
0.55%$200-6 Month IRA
Locations


South Florida Federal Credit Union Locations
Branch Office1400 NW 12th AveMiami, FL 33136
Branch Office1902 NW 14th AveMiami, FL 33125