South State Bank

Overview / Commentary
520 Gervais Street
Columbia, SC 29201

South State Bank is headquartered in Winter Haven and is the largest bank in the state of Florida. It is also the 58th largest bank in the nation. It was established in 1992 and as of March of 2021, it had grown to 5,210 employees at 305 locations. South State Bank has an A+ health rating.

Finally a bank I can love

Posted by: |

I joined south state Bank (known as first federal at the time) a little over a year ago. After a bad relationship with a previous bank I was a little nervous about trusting another bank. From the very beginning their employees were very friendly, patient, and willing to help. They helped me pick the best account to suit me, which just happen to be their first free checking. So I was happy to have a checking account with no monthly fee. I never had any problems with them at all and when it came time to find a new car they provided me with a loan at only 1.99 Apr. It has been well over a year and still love this bank.

Debit Card Blocking

Posted by: |

Great bank unless you like to use your debit cards.. I use my card and the next attempt it is blocked. Call the # provided and get told cards are reactivated after verifying the transaction. But then go to lunch with the family and get embarrassed because card is declined... Call back and asked did I use the card at this restaurant...yes I did and you declined it... We're sorry your card is really activated and good for use... Declined again.. And again and again... Call back did you attempt to charge at such and such... Yes I did and you declined it.. We're sorry cards are good now. No they aren't they still get declined..... Now I have to wait till Monday to go into a branch and get it straight cause it is a sat. And y'all aren't open so I am careless until Monday.... It is straight b.s. that every time the card is used I have to verify the purchase and card is blocked..

Security Lockout

Posted by: |

We have been dealing with this bank for many years and had good experience in the past.As of Recently our account will be locked out without any warning . We have to call and wait sometimes as long as 25 min before someone answers .
Staff at the local branch are very helpful

Stay Away From These Idiots

Posted by: |

Worst bank ever!!! Nobody knows what they are doing with the online banking...called them every day for almost a week before they would manually set up my account. Only 2 people I talked to where nice & helpful...they have no idea what they are doing. The bank itself won't return phone calls & don't seem to care about their customers!! Terrible yourself a lot of aggravation & go elsewhere!



Health Grade Components

FDIC Certificate #33555
Year Established1992
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD12.6%
Annual Interest Income$278.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$39.61B$18.59B
LoansQ1 2021vs Q1 2020$24.44B$12.06B
DepositsQ1 2021vs Q1 2020$32.54B$14.13B
Equity CapitalQ1 2021vs Q1 2020$4.90B$2.96B
Loan Loss AllowanceQ1 2021vs Q1 2020$406.5MM$158.7MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$87.2MM$67.4MM
Real Estate OwnedQ1 2021vs Q1 2020$11.5MM$9.9MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

South State Bank Savings Account Rates

0.05%*$100k*-Gold Savings
OTHER TIERS: 0.01% Up to $100k
0.01%--Personal Savings
0.01%--Health Savings Account
0.01%--Youth Savings
0.01%--Holiday Savings

South State Bank Money Market Rates

0.05%*$100k*-Personal Money Market
OTHER TIERS: 0.01% $2k - $100k

South State Bank Checking Account Rates

0.05%*$100k*-Gold Checking
OTHER TIERS: 0.01% Up to $100k
0.01%--Choice Checking
0.01%--Community Hero Checking


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