SouthState Bank

Overview / Commentary
1101 1st Street S
Winter Haven, FL 33880

SouthState Bank is headquartered in Winter Haven and is the largest bank in the state of Florida. It is also the 53rd largest bank in the nation. It was established in 1992 and as of June of 2022, it had grown to 5,190 employees at 306 locations. SouthState Bank has an A+ health rating.

Related Posts

SouthState Bank Extends $200 Checking Bonus In AL, FL, GA, NC, SC, VA - 4/19/2022

SouthState Bank's $200 checking bonus is available now through June 30, 2022. Available online and in-branch in AL, FL, GA, NC, SC, and VA.

SouthState Bank $200 Checking Bonus Offered In AL, FL, GA, NC, SC, VA - 1/19/2022

SouthState Bank's $200 checking bonus is available now through March 31, 2021. Available online and in-branch in AL, FL, GA, NC, SC, and VA.

SouthState Bank Extends $200 Checking Bonus In AL, FL, GA, NC, SC, VA - 12/13/2021

SouthState Bank has extended its $200 checking bonus through December 31, 2021. Available online and in-branch in AL, FL, GA, NC, SC, and VA.

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Finally a bank I can love

Posted by: |

I joined south state Bank (known as first federal at the time) a little over a year ago. After a bad relationship with a previous bank I was a little nervous about trusting another bank. From the very beginning their employees were very friendly, patient, and willing to help. They helped me pick the best account to suit me, which just happen to be their first free checking. So I was happy to have a checking account with no monthly fee. I never had any problems with them at all and when it came time to find a new car they provided me with a loan at only 1.99 Apr. It has been well over a year and still love this bank.

Debit Card Blocking

Posted by: |

Great bank unless you like to use your debit cards.. I use my card and the next attempt it is blocked. Call the # provided and get told cards are reactivated after verifying the transaction. But then go to lunch with the family and get embarrassed because card is declined... Call back and asked did I use the card at this restaurant...yes I did and you declined it... We're sorry your card is really activated and good for use... Declined again.. And again and again... Call back did you attempt to charge at such and such... Yes I did and you declined it.. We're sorry cards are good now. No they aren't they still get declined..... Now I have to wait till Monday to go into a branch and get it straight cause it is a sat. And y'all aren't open so I am careless until Monday.... It is straight b.s. that every time the card is used I have to verify the purchase and card is blocked..

Security Lockout

Posted by: |

We have been dealing with this bank for many years and had good experience in the past.As of Recently our account will be locked out without any warning . We have to call and wait sometimes as long as 25 min before someone answers .
Staff at the local branch are very helpful


Posted by: |

If I could, I would rate this bank a 0 star rating. Called to get my balance, a statement, and my account number to turn into the accountants and the lady at the Bartow, FL location was rude and refused to give me my account number after verifying all my info but would gladly give my balance and then laughed about it???? Steer clear of this bank. Absolutely HORRIBLE customer service.



Health Grade Components

FDIC Certificate #33555
Year Established1992
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD8.71%
Annual Interest Income$596.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$46.19B$40.26B
LoansQ2 2022vs Q2 2021$27.69B$23.85B
DepositsQ2 2022vs Q2 2021$38.96B$33.28B
Equity CapitalQ2 2022vs Q2 2021$5.34B$4.96B
Loan Loss AllowanceQ2 2022vs Q2 2021$319.7MM$350.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$57.7MM$68.6MM
Real Estate OwnedQ2 2022vs Q2 2021$1.4MM$5.0MM
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Always verify rates and promotions with the bank or credit union. We are not SouthState Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SouthState Bank Savings Account Rates

0.15%*$250k*-Gold Savings
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $250k
0.05%--Personal Savings
0.05%--Youth Savings
0.05%--Holiday Savings
0.01%--Health Savings Account

SouthState Bank Money Market Rates

0.15%*$100k*-Personal Money Market
OTHER TIERS: 0.05% $2k - $100k

SouthState Bank Checking Account Rates

0.05%*$100k*-Gold Checking
OTHER TIERS: 0.01% Up to $100k
0.01%--Choice Checking
0.01%--Community Hero Checking


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