Southeast Financial Credit Union


Overview / Commentary
615-465-5400
220 South Royal Oaks Blvd
Franklin, TN 37064

Southeast Financial Credit Union is headquartered in Franklin and is the 15th largest credit union in the state of Tennessee. It is also the 723rd largest credit union in the nation. It was established in 1936 and as of June of 2020, it had grown to 130 employees and 39,653 members at 15 locations. Southeast Financial Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through a $5 donation to Autism Tennessee (can be done through the credit union). Membership is also open to employees of the Select Employer Groups (membership requirements are listed in the credit union's online application).
See current membership details

Reviews (5)

Best Service EVER!!

The loan officer helped me and coached me on how to fix my credit.  Now I'm on my way to financial peace! I couldnt have done it without Southeast!  Thanks

A Good Credit Union

Posted by: |

I have had a very positive experience banking with Southeast Financial! I banked with another credit union before switching to Southeast Financial, and that credit union was not nearly as good. I really like SFCU.

Horrible Experience

Posted by: |

I've been using SFCU for several years and they have put a hold on my card probably 8 times now for "fraudulent" activity when I was just using it the way I always do. They never checked with me first or let me know after they did it. $32 overdraft fee and $1.50 "daily negative balance fee." There is no way to reach them on nights or weekends at all. I'm switching to a bank as soon as possible.

False Reports To Credit Bureaus

Posted by: |

Beware- very unethical in reporting to credit bureaus, falsely will state that loans are student loans so that the loans can not be discharged by any means, when in fact the loan was not a student loan. This credit union has done shady business with the likes of The College Network, in which all you have to do is google their unethical behavior and fraud on healthcare professionals.

Beware of this company.

Very Unprofessional!

Posted by: |

Do not do business with this institution. 



Health
B+

Health Grade Components

Overall
NCUA #68599
Year Chartered1936
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-4.98%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$409.6MM$382.0MM
LoansQ2 2020vs Q2 2019$303.5MM$297.8MM
DepositsQ2 2020vs Q2 2019$377.7MM$346.7MM
Equity CapitalQ2 2020vs Q2 2019$27.4MM$28.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.8MM$2.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.7MM$2.8MM
Real Estate OwnedQ2 2020vs Q2 2019$0$22.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Southeast Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southeast Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1-IRA Accumulation Account
0.05%--Regular Share
0.05%--Christmas Club Account
0.05%--Health Checking Account
0.05%$5-Membership Share

Southeast Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $75k

Southeast Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Interest Checking

Southeast Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-4 Year CD
0.65%$500-5 Year CD
0.50%$500-30 Month CD
0.50%$500-3 Year CD
0.45%$500-2 Year CD
0.40%$500-18 Month CD
0.35%$500-1 Year CD
0.20%$500-6 Month CD
0.10%$500-90 Day CD
0.10%$100-6 Month DreamBuilder Certificate

Southeast Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$500-4 Year IRA
0.65%$500-5 Year IRA
0.50%$500-30 Month IRA
0.50%$500-3 Year IRA
0.45%$500-2 Year IRA
0.40%$500-18 Month IRA
0.35%$500-1 Year IRA
0.20%$500-6 Month IRA
0.10%$100-6 Month DreamBuilder IRA
Locations

Availability



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