Featured Savings Rates
Featured Accounts
Overview / Commentary
220 South Royal Oaks Blvd
Franklin, TN 37064

Southeast Financial Credit Union is headquartered in Franklin and is the 13th largest credit union in the state of Tennessee. It is also the 668th largest credit union in the nation. It was established in 1936 and as of December of 2017, it had grown to 141 employees and 40,690 members at 15 locations. Southeast Financial Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through a $5 donation to Autism Tennessee (can be done through the credit union). Membership is also open to employees of the Select Employer Groups (membership requirements are listed in the credit union's online application).
See current membership details

Related Posts

View all posts from:

Reviews (4)

Best Service EVER!!

The loan officer helped me and coached me on how to fix my credit.  Now I'm on my way to financial peace! I couldnt have done it without Southeast!  Thanks

A Good Credit Union

Posted by: Anonymous | Jul 19, 2011

I have had a very positive experience banking with Southeast Financial! I banked with another credit union before switching to Southeast Financial, and that credit union was not nearly as good. I really like SFCU.

False Reports To Credit Bureaus

Posted by: NikkiO | Sep 25, 2011

Beware- very unethical in reporting to credit bureaus, falsely will state that loans are student loans so that the loans can not be discharged by any means, when in fact the loan was not a student loan. This credit union has done shady business with the likes of The College Network, in which all you have to do is google their unethical behavior and fraud on healthcare professionals.

Beware of this company.

Very Unprofessional!

Posted by: epeifer | May 25, 2011

Do not do business with this institution. 


Health Grade Components

NCUA #68599
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD-0.48%
Return on Equity - YTD-7.02%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$377.9MM$371.5MM
LoansQ4 2017vs Q4 2016$290.5MM$287.5MM
DepositsQ4 2017vs Q4 2016$345.7MM$335.7MM
Equity CapitalQ4 2017vs Q4 2016$26.1MM$26.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.4MM$5.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$2.5MM$3.0MM
Real Estate OwnedQ4 2017vs Q4 2016$1.7MM$5.0MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Southeast Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Southeast Financial Credit Union Savings Account Rates

0.10%--IRA Accumulation Account
0.05%--Regular Share
0.05%--Christmas Club Account
0.05%--Health Checking Account
0.05%--Membership Share

Southeast Financial Credit Union Money Market Rates

0.60%*$100k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $75k | 0.50% $75k - $100k

Southeast Financial Credit Union Checking Account Rates

0.05%--Interest Checking

Southeast Financial Credit Union CD Rates

1.55%$500-5 Year CD
1.40%$500-4 Year CD
1.30%$500-3 Year CD
1.20%$500-30 Month CD
1.15%$500-2 Year CD
1.05%$500-18 Month CD
1.00%$500-1 Year CD
0.60%$500-6 Month CD
0.25%$500-90 Day CD
0.25%$100-6 Month DreamBuilder Certificate

Southeast Financial Credit Union IRA Rates

1.55%$500-5 Year IRA
1.40%$500-4 Year IRA
1.30%$500-3 Year IRA
1.20%$500-30 Month IRA
1.15%$500-2 Year IRA
1.05%$500-18 Month IRA
1.00%$500-1 Year IRA
0.60%$500-6 Month IRA
0.25%$100-6 Month DreamBuilder IRA