Spirit of Texas Bank, SSB

Spirit of Texas Bank, SSB


Overview / Commentary
979-846-8000
625 University Drive
College Station, TX 77840

Spirit of Texas Bank, SSB is headquartered in College Station and is the 29th largest bank in the state of Texas. It is also the 366th largest bank in the nation. It was established in 1976 and as of March of 2020, it had grown to 448 employees at 39 locations. Spirit of Texas Bank, SSB has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #22327
Year Established1976
Employees448
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD5.88%
Annual Interest Income$28.8MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$2.54B$1.48B
LoansQ1 2020vs Q1 2019$2.01B$1.12B
DepositsQ1 2020vs Q1 2019$2.09B$1.23B
Equity CapitalQ1 2020vs Q1 2019$341.6MM$178.6MM
Loan Loss AllowanceQ1 2020vs Q1 2019$7.6MM$6.6MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$7.7MM$5.8MM
Real Estate OwnedQ1 2020vs Q1 2019$3.7MM$518.00K
Rates

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Locations

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