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St. Louis Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.stlouiscommunity.com
314-534-7610
3651 Forest Park Ave
Saint Louis, MO 63108

St. Louis Community Credit Union is headquartered in Saint Louis and is the 9th largest credit union in the state of Missouri. It is also the 818th largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 155 employees and 52,478 members at 14 locations. St. Louis Community Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in St. Louis Community Credit Union is open to those who live or work in the City of St. Louis or the Missouri counties of Franklin, St. Charles or St. Louis County, or the Illinois counties of Jersey, Madison, Monroe, or St. Clair.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60400
Year Chartered1942
Employees155
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.4%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$431.5MM$406.9MM
LoansQ1 2025vs Q1 2024$209MM$217.8MM
DepositsQ1 2025vs Q1 2024$367.4MM$348.3MM
Equity CapitalQ1 2025vs Q1 2024$51MM$45.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.2MM$6.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.9MM$3.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Louis Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Regular Savings
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
0.50%*$25k*-Smarty Savings
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
0.50%*$25k*-Journey Savings
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
0.50%*$25k*-Freedom Savings
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
0.50%*$25k*-Save to Prosper Savings Account
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
0.40%$5-Holiday Savings
0.40%$5-Vacation Savings
0.40%$5-Spring Break Club Savings

St. Louis Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$50k*-Daily Interest Investment Account
OTHER TIERS: 1.75% → $1k - $10k | 2.00% → $10k - $25k | 2.20% → $25k - $50k

St. Louis Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-Gold Checking
0.40%$0-Ascend Checking

St. Louis Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$300-12 Month Share Certificate
3.75%$300-6 Month Share Certificate
3.70%$300-9 Month Share Certificate
3.35%$300-60 Month Share Certificate
3.30%$300-24 Month Share Certificate
3.25%$300-36 Month Share Certificate
3.25%$300-48 Month Share Certificate
2.95%$300-3 Month Share Certificate

St. Louis Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$300-12 Month IRA Share Certificate
3.75%$300-6 Month IRA Share Certificate
3.70%$300-9 Month IRA Share Certificate
3.35%$300-60 Month IRA Share Certificate
3.30%$300-24 Month IRA Share Certificate
3.25%$300-36 Month IRA Share Certificate
3.25%$300-48 Month IRA Share Certificate
2.95%$300-3 Month IRA Share Certificate
0.50%*$25k*-IRA Savings
OTHER TIERS: 0.40% → $0 - $10k | 0.45% → $10k - $25k
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